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Massachusetts · Nonprofit

ONEHOLYOKE COMMUNITY DEVELOPMENT CORP

ONEHOLYOKE COMMUNITY DEVELOPMENT CORP (Massachusetts) receives grants from 9 organizations whose IRS filings report $1,098,626 to it, the largest being HEALTH RESOURCES IN ACTION INC ($453,250). 6 of them have funded it in more than one year.

Revenue FY2025
$3.8M
Funders on record
9
Grants received
$1.1M
Net assets
$3.2M
6/9 repeat funderspeak grant-dependency 10%
01What it does

What Oneholyoke Community Development Corp does

Mission

To further the development of low and moderate income housing, to assist in the expansion of locally-owned business enterprises and to provide other assistance for the improvement of residential and business property in holyoke, massachusetts.

As stated on its FY2025 Form 990.

Programs

On its FY2024 return the organization reported starting a significant new program and a significant change in how it conducts a program.

Facilitating and oversing the rehabilitation or development of affordable housing in the city of holyoke by unrelated third parties through grants and project supervision.

Its own explanation, from Schedule O of that return (Part III, line 2).

The neighborhood improvement program (nip) has been discontinued due to a lapse in funding from the holyoke office of community development.

Its own explanation, from Schedule O of that return (Part III, line 3).

  1. Provided 213 rental units for rent for low to moderate income individuals. Approximately 80 tenants receive subsidized rental assistance from various agencies.

    $1,629,247 spentof which $30,000 as grants$2,260,320 earned by the program
    54% of program spending
  2. Facilitated and oversaw the rehabilitation of a vacant, three-story building located at 147 high street in the city of holyoke, pursuant to the city's plans to revitalize high street to better reflect the identity and serve the interests of the holyoke community.

    $1,315,691 spentof which $1,310,956 as grants
    44% of program spending
  3. Community engagement - furthering the spirit of holyoke by engaging ohdc with the local community through special events and programs, supporting community needs.

    $59,242 spent
    2% of program spending
  4. Rnip loan program - the holyoke rental neighborhood improvement program provides low interest loans to rental property owners to provide quality housing in the city of holyoke. Loans may be used to make building improvements including energy saving rehab like windows, doors and hvac systems or to address code/building violations. Funding must result in occupiable units which meet hud hqs standards. Interim financing and refinancing of existing debt is not permitted. At project completion, 51% of tenants must meet the section 8 income limits.

    $13,642 spentof which $12,800 as grants
    0% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $3,017,822.

02The organization over time

The organization over time

Each line starts at 100 in 2018, so what you read is the shape rather than the size: 150 means half as much again as 2018, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20182018 Revenue 100 ($2.3M) Expenses 100 ($2.9M) Net assets 100 ($4.0M)2019 Revenue 99 ($2.3M) Expenses 96 ($2.7M) Net assets 90 ($3.6M)2020 Revenue 124 ($2.9M) Expenses 96 ($2.7M) Net assets 85 ($3.4M)2021 Revenue 117 ($2.7M) Expenses 96 ($2.7M) Net assets 85 ($3.4M)2022 Revenue 127 ($3.0M) Expenses 104 ($3.0M) Net assets 94 ($3.8M)2023 Revenue 125 ($2.9M) Expenses 119 ($3.4M) Net assets 82 ($3.3M)2025 Revenue 163 ($3.8M) Expenses 161 ($4.6M) Net assets 80 ($3.2M)
2018201920202021202220232025
Revenue (163)Expenses (161)Net assets (80)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $4.7M to $4.1M (−13%).

$4.8M
$4.7M
$4.5M
$4.5M
$4.7M
$4.1M
$4.5M
2018201920202021202220232025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2018
2019
2020
2021
2022
2023
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2018 11% · 2019 0% · 2021 4% · 2025 34%. Grants only. Government contracts and fees sit inside program revenue.

40% of ONEHOLYOKE COMMUNITY DEVELOPMENT CORP’s revenue is contributions — more donation-reliant than the typical peer (39% for the typical peer).

This organization
Typical peer · 4,214 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 7 reported years ran a deficit.

−$517k
’18
−$428k
’19
$160k
’20
$8k
’21
$20k
’22
−$474k
’23
−$803k
’25
1.4
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Michael Moriarty

Executive director

Board chair

Ivie Cordero

Chair

As listed on its FY2025 Form 990.

2018201920202021202220232025
Listed11141211121114
Joined·+4+0+0+3+0·
No longer listed·12121·
03Who funds it

Who funds it, year by year

2019 → 2023: the base broadened from 2 funders to 5 funders, grant income rose $30k → $180k.

2 of 9 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 11% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of ONEHOLYOKE COMMUNITY DEVELOPMENT CORP’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

ONEHOLYOKE COMMUNITY DEVELOPMENT CORP leans on a few funders — its largest provides 41% of grant income and the top three 85%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

95% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund ONEHOLYOKE COMMUNITY DEVELOPMENT CORP.

41%
largest funder
85%
top three
~3
effective funders

Largest funder’s share by year: 2019 51% · 2020 100% · 2021 46% · 2022 55% · 2023 50% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

50% of ONEHOLYOKE COMMUNITY DEVELOPMENT CORP's funders are still giving 2 years after their first grant; 67% give in more than one year at all.

first grant+1y+2y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

98% of ONEHOLYOKE COMMUNITY DEVELOPMENT CORP's grant income comes from Massachusetts funders.

NY
MA

In-state vs out-of-state, by year

’19
’20
’21
’22
’23
Massachusetts out of state home

Funder states come from each funder’s own filing. $124k arriving through sponsors registered in 2 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

ONEHOLYOKE COMMUNITY DEVELOPMENT CORP has grown faster than half of the 2,196 housing & shelter nonprofits its size.

Operating margin−21% · bottom quartile
Months of reserve1.4mo · below the median
Revenue growth (annualized)7% · above the median

this organization peer median middle 50% of peers· 2,196 housing & shelter nonprofits $1M–$10M, FY2025

Government funding ONEHOLYOKE COMMUNITY DEVELOPMENT CORP receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $33k on record.

State$33k
20
24
25
Top programs
  • (PP) STATE AID/POL SUB$33k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like ONEHOLYOKE COMMUNITY DEVELOPMENT CORP

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Massachusetts

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

66% of spending goes to programs.

Program 66%Management 34%Fundraising 0%

Governance

11
board members
100%
independent
–Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990–Audited financials

Public support

94%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

MA

Part of a family of 2 related entities

  • Riverside Development Inc · exempt
  • Elms Inc · exempt

Screen this organization

A dated, signed PDF of the compliance screen for ONEHOLYOKE COMMUNITY DEVELOPMENT CORP: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds ONEHOLYOKE COMMUNITY DEVELOPMENT CORP?
ONEHOLYOKE COMMUNITY DEVELOPMENT CORP (Massachusetts) receives grants from 9 organizations whose IRS filings report $1,098,626 to it, the largest being HEALTH RESOURCES IN ACTION INC ($453,250). 6 of them have funded it in more than one year.
How many funders does ONEHOLYOKE COMMUNITY DEVELOPMENT CORP have?
IRS filings report 9 organizations giving $1,098,626 in grants to ONEHOLYOKE COMMUNITY DEVELOPMENT CORP, 6 of which have funded it in more than one year.
Who is the largest funder of ONEHOLYOKE COMMUNITY DEVELOPMENT CORP?
HEALTH RESOURCES IN ACTION INC is the largest funder on record, with $453,250 in grants. The full list of funders is on this page.
How can an organization like ONEHOLYOKE COMMUNITY DEVELOPMENT CORP find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Massachusetts. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2018–2025), and the filings of 9 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing