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Rhode Island · Nonprofit

OCEAN COMMUNITY CHAMBER FOUNDATION

OCEAN COMMUNITY CHAMBER FOUNDATION (Rhode Island) receives grants from 10 organizations whose IRS filings report $133,695 to it, the largest being WASHINGTON TRUST CO CHARITABLE FDN ($51,000). 8 of them have funded it in more than one year.

Revenue FY2025
$78k
Funders on record
10
Grants received
$134k
Net assets
$44k
8/10 repeat funderspeak grant-dependency 24%
01What it does

What Ocean Community Chamber Foundation does

Mission

Educational and economic development

As stated on its FY2025 Form 990-EZ.

Programs

  1. Produced an athena award program to recognize those who have worked to advance women in businesss and provided small scholarships to aspiring women entering college.

    $22,182 spent
    47% of program spending

  2. Facilitated on beach concert program

    $16,068 spent
    34% of program spending

  3. Maintained an area website to promote business and tourism.

    $6,383 spent
    13% of program spending

  4. Other program services

    $3,030 spent
    6% of program spending

The 4 programs described on its FY2024 Form 990-EZ. Program spending in total: $47,663.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($174k) Expenses 100 ($104k) Net assets 100 ($124k)2018 Revenue 92 ($160k) Expenses 231 ($240k) Net assets 36 ($44k)2019 Revenue 67 ($116k) Expenses 95 ($99k) Net assets 50 ($62k)2020 Revenue 105 ($184k) Expenses 98 ($102k) Net assets 116 ($144k)2021 Revenue 67 ($117k) Expenses 167 ($173k) Net assets 70 ($87k)2022 Revenue 60 ($105k) Expenses 75 ($78k) Net assets 92 ($114k)2023 Revenue 57 ($99k) Expenses 95 ($99k) Net assets 92 ($114k)2024 Revenue 53 ($92k) Expenses 145 ($151k) Net assets 45 ($56k)2025 Revenue 45 ($78k) Expenses 87 ($90k) Net assets 35 ($44k)
'17'18'19'20'21'22'23'24'25
Revenue (45)Expenses (87)Net assets (35)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $161k to $102k (−37%).

$124k
$98k
$145k
$184k
$127k
$154k
$161k
$102k
$98k
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

20% of OCEAN COMMUNITY CHAMBER FOUNDATION’s revenue is contributions — about as donation-reliant as the typical peer (65% for the typical peer).

This organization
Typical peer · 26,912 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 9 reported years ran a deficit.

$70k
’17
−$80k
’18
$17k
’19
$82k
’20
−$57k
’21
$27k
’22
$184
’23
−$59k
’24
−$12k
’25
14
months of
reserve
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 1 funder to 4 funders, grant income rose $500 → $6k.

Funder
'17
'18
'19
'20
'21
'22
'23
'24*
'25*
total
funders
1
3
2
4
6
7
4
3
3

1 of 10 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 22% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of OCEAN COMMUNITY CHAMBER FOUNDATION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

OCEAN COMMUNITY CHAMBER FOUNDATION leans on a few funders — its largest provides 38% of grant income and the top three 74%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

38%
largest funder
74%
top three
~4
effective funders

Largest funder’s share by year: 2017 100% · 2018 66% · 2019 91% · 2020 55% · 2021 44% · 2022 49% · 2023 44% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

80% of OCEAN COMMUNITY CHAMBER FOUNDATION's funders are still giving 3 years after their first grant; 80% give in more than one year at all.

first grant+1y+2y+3y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

57% of OCEAN COMMUNITY CHAMBER FOUNDATION's grant income comes from Rhode Island funders.

NY
MA
IN
CT
RI

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Rhode Island out of state home

Funder states come from each funder’s own filing. $30k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

OCEAN COMMUNITY CHAMBER FOUNDATION's funding base is broadening — from 1 funders to 4 as grant income climbed.

Operating margin−15% · below the median
Revenue growth (annualized)−10% · below the median

this organization peer median middle 50% of peers· 17,804 education nonprofits under $100k, FY2025

Organizations like OCEAN COMMUNITY CHAMBER FOUNDATION

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Rhode Island

Ocean Community Chamber of Commerce72%Greater Newport Chamber of Commerce72%Newport County Development Council71%Eating With the Ecosystem Inc71%Music on the Hill Inc71%Rhode Island Arts Foundation at Newport71%Gfwc Womens Club of South County Inc70%Pawtucket Foundation69%

Nationally

Oceanside Chamber of Commerce Foundation79%Oceana Area Chamber of Commerce Inc78%Ocean Beach Merchant's Association Inc78%Orcas Island Chamber of Commerce77%Emerald Coast Business Womens Association Inc76%Womans Club of Fernandina Beach76%Coastal Concerts Inc76%Ocracoke Alive Inc76%
05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Public support

100%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for OCEAN COMMUNITY CHAMBER FOUNDATION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds OCEAN COMMUNITY CHAMBER FOUNDATION?
OCEAN COMMUNITY CHAMBER FOUNDATION (Rhode Island) receives grants from 10 organizations whose IRS filings report $133,695 to it, the largest being WASHINGTON TRUST CO CHARITABLE FDN ($51,000). 8 of them have funded it in more than one year.
How many funders does OCEAN COMMUNITY CHAMBER FOUNDATION have?
IRS filings report 10 organizations giving $133,695 in grants to OCEAN COMMUNITY CHAMBER FOUNDATION, 8 of which have funded it in more than one year.
Who is the largest funder of OCEAN COMMUNITY CHAMBER FOUNDATION?
WASHINGTON TRUST CO CHARITABLE FDN is the largest funder on record, with $51,000 in grants. The full list of funders is on this page.
How can an organization like OCEAN COMMUNITY CHAMBER FOUNDATION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Rhode Island. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Ocean Community Chamber →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 10 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing