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Montana · Nonprofit

NAKODA-AANIIH CREDIT AGENCY

NAKODA-AANIIH CREDIT AGENCY (Montana) receives grants from 5 organizations whose IRS filings report $361,000 to it, the largest being NATIVE AMERICAN AGRICULTURE FUND ($126,000). 2 of them have funded it in more than one year.

Revenue FY2020
$156k
Funders on record
5
Grants received
$361k
Net assets
$256k
2/5 repeat funderspeak grant-dependency 70%
01What it does

What Nakoda-Aaniih Credit Agency does

Mission

To provide responsible, affordable lending opportunities for 'under-banked' individuals, espcially those who are low-income and low-wealth. Naca will also offer technical assistance through financial literacy training, credit coaching, small business and agri-business training.

As stated on its FY2020 Form 990-EZ.

Program

Development services- operate as a community development financial institution to clients

The first program described on its most recent Form 990-EZ.

02The organization over time

The organization over time

Each line starts at 100 in 2019, so what you read is the shape rather than the size: 150 means half as much again as 2019, 50 means half. The number beside each label in the key is where it ended.

100 = 20192019 Revenue 100 ($205k) Expenses 100 ($660) Net assets 100 ($204k)2020 Revenue 76 ($156k) Expenses 15872 ($105k) Net assets 125 ($256k)
20192020
Revenue (76)Expenses (15872)Net assets (125)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $204k to $314k (+54%).

$204k
$314k
20192020
Total assetsTotal liabilities
03Who funds it

Who funds it, year by year

2020 → 2023: the base narrowed from 2 funders to 1 funder, grant income fell $110k → $90k.

From the IRS filings of NAKODA-AANIIH CREDIT AGENCY’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

NAKODA-AANIIH CREDIT AGENCY leans on a few funders — its largest provides 35% of grant income and the top three 81%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

37% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund NAKODA-AANIIH CREDIT AGENCY.

35%
largest funder
81%
top three
~4
effective funders

Largest funder’s share by year: 2020 55% · 2021 80% · 2022 59% · 2023 100% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

NAKODA-AANIIH CREDIT AGENCY draws 94% of its grant income from funders outside Montana, across 5 states in all.

MT
ND
MN
CO
DC

In-state vs out-of-state, by year

’20
’21
’22
’23
Montana out of state home

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like NAKODA-AANIIH CREDIT AGENCY

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Montana

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Screen this organization

A dated, signed PDF of the compliance screen for NAKODA-AANIIH CREDIT AGENCY: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds NAKODA-AANIIH CREDIT AGENCY?
NAKODA-AANIIH CREDIT AGENCY (Montana) receives grants from 5 organizations whose IRS filings report $361,000 to it, the largest being NATIVE AMERICAN AGRICULTURE FUND ($126,000). 2 of them have funded it in more than one year.
How many funders does NAKODA-AANIIH CREDIT AGENCY have?
IRS filings report 5 organizations giving $361,000 in grants to NAKODA-AANIIH CREDIT AGENCY, 2 of which have funded it in more than one year.
Who is the largest funder of NAKODA-AANIIH CREDIT AGENCY?
NATIVE AMERICAN AGRICULTURE FUND is the largest funder on record, with $126,000 in grants. The full list of funders is on this page.
How can an organization like NAKODA-AANIIH CREDIT AGENCY find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Montana. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Nakoda-Aaniih Credit Agency →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2020 (financials across 2019–2020), and the filings of 5 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing