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Missouri · Nonprofit

LAKE OF THE OZARKS HABITAT FOR HUMA

LAKE OF THE OZARKS HABITAT FOR HUMA (Missouri) receives grants from 2 organizations whose IRS filings report $1,225 to it, the largest being HABITAT FOR HUMANITY INTERNATIONAL INC ($1,214). 1 of them have funded it in more than one year.

Revenue FY2025
$327k
Funders on record
2
Grants received
$1k
Net assets
$1.4M
1/2 repeat funderspeak grant-dependency 0%
01What it does

What Lake of the Ozarks Habitat for Huma does

Mission

To bring families, donors and volunteers together to build decent and affordable homes within our community

As stated on its FY2025 Form 990.

Programs

  1. Since 1997, Lake of the Ozarks Habitat for Humanity has helped low-income families and those living in sub-standard housing achieve their dream of home ownership. Upon completion of their home and the sweat equity hours provided by the selected family, the family enters into a non-interest bearing mortgage with us for a specified number of years. Since 1997, 27 homes have been built by our local affiliate.

    $166,887 spent$46,051 earned by the program
    46% of program spending
  2. Lake of the Ozarks Habitat for Humanity tithes 10% of all money raised for local houses to habitat international in order to assist in its efforts to provide adequate housing for economically disadvantaged families around the world. Lake of the Ozarks Habitat for Humanity's tithe is designated for the global mission fund.

    $3,342 spent
    1% of program spending
  3. Lake of the Ozarks Habitat for Humanity independently owns and operates a restore in camdenton, missour. The restore accepts donations and sells new and gently used furniture, appliances, home goods and building materials to the public at a fraction of the retail price. Proceeds are used to help build strength, stability, self-reliance and shelter in the local community.

    $189,916 spent$238,101 earned by the program
    53% of program spending

The 3 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $360,145.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($402k) Expenses 100 ($284k) Net assets 100 ($1.4M)2018 Revenue 126 ($507k) Expenses 142 ($402k) Net assets 106 ($1.5M)2019 Revenue 79 ($317k) Expenses 82 ($234k) Net assets 114 ($1.6M)2020 Revenue 62 ($250k) Expenses 106 ($301k) Net assets 110 ($1.5M)2021 Revenue 76 ($304k) Expenses 98 ($277k) Net assets 112 ($1.6M)2022 Revenue 61 ($246k) Expenses 105 ($299k) Net assets 108 ($1.5M)2023 Revenue 86 ($347k) Expenses 68 ($193k) Net assets 119 ($1.7M)2024 Revenue 82 ($329k) Expenses 168 ($476k) Net assets 109 ($1.5M)2025 Revenue 81 ($327k) Expenses 148 ($421k) Net assets 102 ($1.4M)
'17'18'19'20'21'22'23'24'25
Revenue (81)Expenses (148)Net assets (102)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $1.5M to $1.7M (+10%).

$1.4M
$1.5M
$1.6M
$1.6M
$1.6M
$1.5M
$1.7M
$1.6M
$1.5M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 9 reported years ran a deficit.

$118k
’17
$105k
’18
$83k
’19
−$51k
’20
$27k
’21
−$52k
’22
$154k
’23
−$147k
’24
−$94k
’25
13
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24'25
Listed111413111110111010
Joined·+3+2+3+1+2+3+0+2
No longer listed·03513212
03Who funds it

Who funds it, year by year

2017 → 2023: the base held at 1 funder, grant income fell $445 → $11.

Funder
'17
'18
'19
'21
'23
total
funders
1
1
1
1
1

1 of 2 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 1% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of LAKE OF THE OZARKS HABITAT FOR HUMA’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

LAKE OF THE OZARKS HABITAT FOR HUMA leans on a few funders — its largest provides 99% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund LAKE OF THE OZARKS HABITAT FOR HUMA.

99%
largest funder
100%
top three
~1
effective funders

Largest funder’s share by year: 2017 100% · 2018 100% · 2019 100% · 2021 100% · 2023 100% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

LAKE OF THE OZARKS HABITAT FOR HUMA draws 100% of its grant income from funders outside Missouri, across 1 state in all.

GA

In-state vs out-of-state, by year

’17
’18
’19
’21
Missouri out of state home

Funder states come from each funder’s own filing. $11 arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like LAKE OF THE OZARKS HABITAT FOR HUMA

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Missouri

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

85% of spending goes to programs.

Program 85%Management 15%Fundraising 0%

Governance

10
board members
100%
independent
✓Conflict-of-interest policy–Whistleblower policy✓Document retention–Board reviewed the 990–Audited financials

Public support

65%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for LAKE OF THE OZARKS HABITAT FOR HUMA: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds LAKE OF THE OZARKS HABITAT FOR HUMA?
LAKE OF THE OZARKS HABITAT FOR HUMA (Missouri) receives grants from 2 organizations whose IRS filings report $1,225 to it, the largest being HABITAT FOR HUMANITY INTERNATIONAL INC ($1,214). 1 of them have funded it in more than one year.
How many funders does LAKE OF THE OZARKS HABITAT FOR HUMA have?
IRS filings report 2 organizations giving $1,225 in grants to LAKE OF THE OZARKS HABITAT FOR HUMA, 1 of which have funded it in more than one year.
Who is the largest funder of LAKE OF THE OZARKS HABITAT FOR HUMA?
HABITAT FOR HUMANITY INTERNATIONAL INC is the largest funder on record, with $1,214 in grants. The full list of funders is on this page.
How can an organization like LAKE OF THE OZARKS HABITAT FOR HUMA find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Missouri. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Lake of the Ozarks Habitat for Huma →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 2 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing