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Hawaii · Nonprofit

HAWAIIAN LENDING & INVESTMENTS

HAWAIIAN LENDING & INVESTMENTS (Hawaii) receives grants from 5 organizations whose IRS filings report $616,454 to it, the largest being ENTERPRISE COMMUNITY PARTNERS INC ($251,915). 2 of them have funded it in more than one year.

Revenue FY2025
$528k
Funders on record
5
Grants received
$616k
Net assets
$1.2M
2/5 repeat funderspeak grant-dependency 54%
01What it does

What Hawaiian Lending & Investments does

Mission

To support the capital needs of consumers, businesses and homestead associations on or near hawaiian home lands as they are defined under the hawaiian homes commission act of 1920.

As stated on its FY2025 Form 990.

Program

  1. Providing capital needs of consumers, businesses and homestead associations on or near hawaiian home lands as they are defined under the hawaiian homes commissions act of 1920.

    $473,145 spentof which $155,000 as grants$249,335 earned by the program
    100% of program spending

The program described on its FY2025 Form 990. Program spending in total: $473,145.

02The organization over time

The organization over time

Each line starts at 100 in 2021, so what you read is the shape rather than the size: 150 means half as much again as 2021, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20212021 Revenue 100 ($158k) Expenses 100 ($46k) Net assets 100 ($212k)2022 Revenue 286 ($452k) Expenses 809 ($371k) Net assets 138 ($294k)2023 Revenue 307 ($485k) Expenses 777 ($356k) Net assets 199 ($423k)2024 Revenue 881 ($1.4M) Expenses 1301 ($596k) Net assets 575 ($1.2M)2025 Revenue 334 ($528k) Expenses 1178 ($540k) Net assets 569 ($1.2M)
20212022202320242025
Revenue (334)Expenses (1178)Net assets (569)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $2.1M to $3.7M (+74%).

$1.1M
$2.1M
$2.1M
$3.7M
$5.0M
20212022202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2024 79% · 2025 22%. Grants only. Government contracts and fees sit inside program revenue.

53% of HAWAIIAN LENDING & INVESTMENTS’s revenue is contributions — about as donation-reliant as the typical peer (91% for the typical peer).

This organization
Typical peer · 23,870 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 5 reported years ran a deficit.

$112k
’21
$82k
’22
$129k
’23
$795k
’24
−$12k
’25
8.0
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

20212022202320242025
Listed35779
Joined·+4+2+1+2
No longer listed·2010
03Who funds it

Who funds it, year by year

2022 → 2023: the base broadened from 2 funders to 3 funders, grant income fell $243k → $154k.

From the IRS filings of HAWAIIAN LENDING & INVESTMENTS’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

HAWAIIAN LENDING & INVESTMENTS leans on a few funders — its largest provides 41% of grant income and the top three 88%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HAWAIIAN LENDING & INVESTMENTS.

41%
largest funder
88%
top three
~3
effective funders

Largest funder’s share by year: 2022 82% · 2023 34% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

HAWAIIAN LENDING & INVESTMENTS draws 80% of its grant income from funders outside Hawaii, across 4 states in all.

CO
MD
DC
HI

In-state vs out-of-state, by year

’22
’23
Hawaii out of state home

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

HAWAIIAN LENDING & INVESTMENTS has grown faster than three-quarters of the 13,062 human services nonprofits its size.

Operating margin−2% · below the median
Months of reserve8.0mo · above the median
Revenue growth (annualized)35% · top quartile

this organization peer median middle 50% of peers· 13,062 human services nonprofits $100k–$1M, FY2025

Government funding HAWAIIAN LENDING & INVESTMENTS receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $1.5M on record.

Federal$1.5M
grants $1.5Mcontracts $0
20
21
22
24
Top agencies
  • Department of the Treasury$1.5M

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like HAWAIIAN LENDING & INVESTMENTS

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Hawaii

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

88% of spending goes to programs.

Program 88%Management 12%Fundraising 0%

Governance

7
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy–Document retention✓Board reviewed the 990✓Audited financials

Public support

100%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

HI

Screen this organization

A dated, signed PDF of the compliance screen for HAWAIIAN LENDING & INVESTMENTS: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds HAWAIIAN LENDING & INVESTMENTS?
HAWAIIAN LENDING & INVESTMENTS (Hawaii) receives grants from 5 organizations whose IRS filings report $616,454 to it, the largest being ENTERPRISE COMMUNITY PARTNERS INC ($251,915). 2 of them have funded it in more than one year.
How many funders does HAWAIIAN LENDING & INVESTMENTS have?
IRS filings report 5 organizations giving $616,454 in grants to HAWAIIAN LENDING & INVESTMENTS, 2 of which have funded it in more than one year.
Who is the largest funder of HAWAIIAN LENDING & INVESTMENTS?
ENTERPRISE COMMUNITY PARTNERS INC is the largest funder on record, with $251,915 in grants. The full list of funders is on this page.
How can an organization like HAWAIIAN LENDING & INVESTMENTS find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Hawaii. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2021–2025), and the filings of 5 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing