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Indiana · Nonprofit

HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC

HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC (Indiana) receives grants from 19 organizations whose IRS filings report $2,977,794 to it, the largest being HABITAT FOR HUMANITY OF INDIANA INC ($669,606). 12 of them have funded it in more than one year.

Revenue FY2024
$5.4M
Funders on record
19
Grants received
$3.0M
Net assets
$11M
12/19 repeat funderspeak grant-dependency 10%
01What it does

What Habitat for Humanity of St Joseph County Inc does

Mission

Seeking to put god's love into action, habitat for humanity brings people together to build homes, communities and hope to realize our vision of a world where eveyone has a decent place to live. Habitat for humanity of st. Joseph county adheres to a strict non-proselytizing policy and will not have an offer of assistance on the expressed or implied condition that people adhere to or convert to a particular faith or listen and respond to messaging designed to induce conversion to a particular faith.

As stated on its FY2024 Form 990.

Programs

  1. Home ownership, aging in place, and veterans programs - families in need of a decent place to live in safe and affordable homes in partnership with us. Habitat houses are modestly sized. They are large enough for the homeowners family's needs, but small enough to keep construction and maintenance costs affordable. By using the labor of volunteers and prospective homeowners, employing efficient building methods, keeping house size modest, and using donated construction and materials and appliances, habitat makes its houses affordable for low-income families to purchase. Affordable homeownership helps create the conditions that free families from instability, stress and fear and encourage self- reliance and confidence. Studies show that strong and stable households are foundational to child development and growth. When a home fosters - instead of hinders - health and safety, families can flourish. Owning an affordable home also allows homeowners to lift up their entire family by saving for their futures and investing in educational opportunities, bolstering job opportunities and long-term career growth. During fiscal year 2024, habitat for humanity of st. Joseph county worked on 32…

    $2,720,507 spentof which $4,195 as grants$1,081,097 earned by the program
    72% of program spending
  2. The organization operated a "restore", nonprofit home improvement store and donation center that sells new and gently used furniture, home accessories, building materials, and appliances to the public at a fraction of the retail price. The restore operated two box trucks that provided large donation pickup services in st. Joseph county, free of charge, to assist our community in their efforts to decrease landfill waste by making donating and recycling more easily accessible. All proceeds are used to further the organization's mission. Individuals were provided volunteer opportunities, resulting in 1,108 volunteer hours. This includes community service workers.

    $1,033,355 spent$514,656 earned by the program
    28% of program spending

The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $3,753,862.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($5.9M) Expenses 100 ($4.8M) Net assets 100 ($5.8M)2018 Revenue 142 ($8.4M) Expenses 165 ($8.0M) Net assets 107 ($6.2M)2019 Revenue 95 ($5.6M) Expenses 117 ($5.7M) Net assets 106 ($6.1M)2020 Revenue 73 ($4.3M) Expenses 81 ($3.9M) Net assets 113 ($6.5M)2021 Revenue 91 ($5.4M) Expenses 104 ($5.0M) Net assets 119 ($6.9M)2022 Revenue 119 ($7.0M) Expenses 94 ($4.6M) Net assets 160 ($9.3M)2023 Revenue 107 ($6.4M) Expenses 109 ($5.3M) Net assets 181 ($10M)2024 Revenue 92 ($5.4M) Expenses 95 ($4.6M) Net assets 197 ($11M)
'17'18'19'20'21'22'23'24
Revenue (92)Expenses (95)Net assets (197)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $12M to $16M (+27%).

$9.0M
$11M
$11M
$9.9M
$10M
$11M
$12M
$16M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 8% · 2018 6% · 2019 2% · 2020 15% · 2021 8% · 2022 2% · 2023 1% · 2024 10%. Grants only. Government contracts and fees sit inside program revenue.

58% of HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC’s revenue is contributions — more donation-reliant than the typical peer (39% for the typical peer).

This organization
Typical peer · 4,214 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 8 reported years ran a deficit.

$1.1M
’17
$418k
’18
−$64k
’19
$364k
’20
$333k
’21
$2.5M
’22
$1.1M
’23
$841k
’24
11
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Board chair

Missy Little

Chair

As listed on its FY2024 Form 990.

'17'18'19'20'21'22'23'24
Listed1714161618171918
Joined·+3+3+0+6+0+2+1
No longer listed·6104102
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 4 funders to 5 funders, grant income fell $163k → $131k.

8 of 19 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 28% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC has a broad base — no single funder exceeds 22% of grant income, and it takes 3 funders to reach half.

the vertical line marks half of all grant income — 3 funders to its left

67% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC.

22%
largest funder
52%
top three
~8
effective funders

Largest funder’s share by year: 2017 31% · 2018 46% · 2019 39% · 2020 27% · 2021 41% · 2022 36% · 2023 38% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

15% of HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC's funders are still giving 3 years after their first grant; 63% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

69% of HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC's grant income comes from Indiana funders.

MN
MI
IN
MO
DE
GA

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Indiana out of state home

Funder states come from each funder’s own filing. $831k arriving through sponsors registered in 6 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC holds deeper cash reserves than three-quarters of the 3,973 housing & shelter nonprofits its size.

Operating margin15% · above the median
Months of reserve11.1mo · top quartile
Revenue growth (annualized)−1% · bottom quartile

this organization peer median middle 50% of peers· 3,973 housing & shelter nonprofits $1M–$10M, FY2024

Organizations like HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Indiana

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

82% of spending goes to programs.

Program 82%Management 12%Fundraising 7%

Governance

16
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990✓Audited financials

Public support

93%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Part of a family of 1 related entity

  • Darnell Park Association LLC · disregarded

Screen this organization

A dated, signed PDF of the compliance screen for HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC?
HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC (Indiana) receives grants from 19 organizations whose IRS filings report $2,977,794 to it, the largest being HABITAT FOR HUMANITY OF INDIANA INC ($669,606). 12 of them have funded it in more than one year.
How many funders does HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC have?
IRS filings report 19 organizations giving $2,977,794 in grants to HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC, 12 of which have funded it in more than one year.
Who is the largest funder of HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC?
HABITAT FOR HUMANITY OF INDIANA INC is the largest funder on record, with $669,606 in grants. The full list of funders is on this page.
How can an organization like HABITAT FOR HUMANITY OF ST JOSEPH COUNTY INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Indiana. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 19 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing