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Illinois · Nonprofit

CRYSTAL LAKE CHAMBER OF COMMERCE

CRYSTAL LAKE CHAMBER OF COMMERCE (Illinois) receives grants from 2 organizations whose IRS filings report $20,595 to it, the largest being ADVOCATE HEALTH AND HOSPITALS CORP ($12,000). 0 of them have funded it in more than one year.

Revenue FY2025
$475k
Funders on record
2
Grants received
$21k
Net assets
$329k
0/2 repeat funderspeak grant-dependency 2%
01What it does

What Crystal Lake Chamber of Commerce does

Mission

The mission of the Crystal Lake Chamber of Commerce is to create value and opportunity for our members with the belief that a positive business climate is an integral part of a healthy community.

As stated on its FY2025 Form 990.

Program

  1. The chamber is a voluntary group of businesses that invest their time and money in community development and work together to improve the economic, civic, and cultural well-being of the crystal lake, illinois area. Many special events and programs are sponsored by the chamber of commerce. These include an annual home and business expo each spring in which exhibitors showcase their products and services in a community trade show, co- sponsorship of the independence day parade, publication of the "community guide" which is distributed to almost 10,000 local residents and businesses informing them of events and programs being offered locally, an annual golf outing, network groups, monday night football, golf leagues, mixers, and more.

    $203,061 spent$161,680 earned by the program
    100% of program spending

The program described on its FY2024 Form 990. Program spending in total: $203,061.

02The organization over time

The organization over time

Each line starts at 100 in 2018, so what you read is the shape rather than the size: 150 means half as much again as 2018, 50 means half. The number beside each label in the key is where it ended.

100 = 20182018 Revenue 100 ($565k) Expenses 100 ($565k) Net assets 100 ($301k)2019 Revenue 90 ($512k) Expenses 98 ($551k) Net assets 87 ($261k)2020 Revenue 88 ($497k) Expenses 86 ($487k) Net assets 90 ($271k)2021 Revenue 84 ($477k) Expenses 80 ($454k) Net assets 98 ($294k)2022 Revenue 97 ($548k) Expenses 98 ($553k) Net assets 96 ($290k)2023 Revenue 83 ($470k) Expenses 86 ($487k) Net assets 91 ($273k)2024 Revenue 79 ($445k) Expenses 75 ($421k) Net assets 99 ($297k)2025 Revenue 84 ($475k) Expenses 72 ($409k) Net assets 109 ($329k)
'18'19'20'21'22'23'24'25
Revenue (84)Expenses (72)Net assets (109)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $299k to $377k (+26%).

$314k
$271k
$280k
$298k
$290k
$273k
$299k
$377k
'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2019 1% · 2020 2% · 2021 13%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 8 reported years ran a deficit.

$404
’18
−$40k
’19
$10k
’20
$23k
’21
−$4k
’22
−$17k
’23
$24k
’24
$66k
’25
7.1
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'18'19'20'21'22'23'24'25
Listed2119212121222020
Joined·+6+6+6+0+10+6+0
No longer listed·8460980
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

Funder
'20
'24*
total
funders
1
1

From the IRS filings of CRYSTAL LAKE CHAMBER OF COMMERCE’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

CRYSTAL LAKE CHAMBER OF COMMERCE leans on a few funders — its largest provides 58% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund CRYSTAL LAKE CHAMBER OF COMMERCE.

58%
largest funder
100%
top three
~2
effective funders

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of CRYSTAL LAKE CHAMBER OF COMMERCE's grant income comes from Illinois funders.

IL

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like CRYSTAL LAKE CHAMBER OF COMMERCE

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Illinois

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

50% of spending goes to programs.

Program 50%Management 50%Fundraising 0%

Governance

20
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990–Audited financials

Screen this organization

A dated, signed PDF of the compliance screen for CRYSTAL LAKE CHAMBER OF COMMERCE: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds CRYSTAL LAKE CHAMBER OF COMMERCE?
CRYSTAL LAKE CHAMBER OF COMMERCE (Illinois) receives grants from 2 organizations whose IRS filings report $20,595 to it, the largest being ADVOCATE HEALTH AND HOSPITALS CORP ($12,000). 0 of them have funded it in more than one year.
How many funders does CRYSTAL LAKE CHAMBER OF COMMERCE have?
IRS filings report 2 organizations giving $20,595 in grants to CRYSTAL LAKE CHAMBER OF COMMERCE.
Who is the largest funder of CRYSTAL LAKE CHAMBER OF COMMERCE?
ADVOCATE HEALTH AND HOSPITALS CORP is the largest funder on record, with $12,000 in grants. The full list of funders is on this page.
How can an organization like CRYSTAL LAKE CHAMBER OF COMMERCE find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Illinois. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Crystal Lake Chamber of Commerce →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2018–2025), and the filings of 2 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing