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Rhode Island · Nonprofit

CROSS' MILLS PUBLIC LIBRARY

CROSS' MILLS PUBLIC LIBRARY (Rhode Island) receives grants from 13 organizations whose IRS filings report $191,790 to it, the largest being THE CHAMPLIN FOUNDATION ($87,375). 9 of them have funded it in more than one year.

Revenue FY2025
$533k
Funders on record
13
Grants received
$192k
Net assets
$633k
9/13 repeat funderspeak grant-dependency 15%
01What it does

What Cross' Mills Public Library does

Mission

Free public library

As stated on its FY2025 Form 990.

Program

  1. Operate a free public library open 42 hours per week

    $487,567 spent$8,494 earned by the program
    100% of program spending

The program described on its FY2024 Form 990. Program spending in total: $487,567.

02The organization over time

The organization over time

Each line starts at 100 in 2019, so what you read is the shape rather than the size: 150 means half as much again as 2019, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20192019 Revenue 100 ($362k) Expenses 100 ($392k) Net assets 100 ($448k)2020 Revenue 100 ($361k) Expenses 95 ($372k) Net assets 97 ($436k)2021 Revenue 107 ($388k) Expenses 101 ($394k) Net assets 100 ($450k)2022 Revenue 118 ($428k) Expenses 106 ($413k) Net assets 102 ($455k)2023 Revenue 157 ($568k) Expenses 109 ($426k) Net assets 133 ($597k)2024 Revenue 121 ($439k) Expenses 114 ($446k) Net assets 134 ($600k)2025 Revenue 147 ($533k) Expenses 128 ($503k) Net assets 141 ($633k)
2019202020212022202320242025
Revenue (147)Expenses (128)Net assets (141)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $460k to $601k (+31%).

$448k
$436k
$450k
$460k
$601k
$602k
$633k
2019202020212022202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2019 80% · 2020 83% · 2021 79% · 2022 76% · 2023 71% · 2024 78% · 2025 67%. Grants only. Government contracts and fees sit inside program revenue.

98% of CROSS' MILLS PUBLIC LIBRARY’s revenue is contributions — more reliant on donations than three-quarters of its peers (57% for the typical peer).

This organization
Typical peer · 24,946 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 7 reported years ran a deficit.

−$29k
’19
−$11k
’20
−$5k
’21
$14k
’22
$142k
’23
−$7k
’24
$30k
’25
5.4
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

2019202020212022202320242025
Listed9101211111111
Joined·+3+2+0+3+0+0
No longer listed·201300
03Who funds it

Who funds it, year by year

2019 → 2023: the base broadened from 1 funder to 8 funders, grant income rose $5k → $86k.

4 of 13 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 43% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of CROSS' MILLS PUBLIC LIBRARY’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

CROSS' MILLS PUBLIC LIBRARY leans on a few funders — its largest provides 46% of grant income and the top three 84%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

43% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund CROSS' MILLS PUBLIC LIBRARY.

46%
largest funder
84%
top three
~3
effective funders

Largest funder’s share by year: 2019 100% · 2020 47% · 2021 43% · 2022 50% · 2023 87% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

80% of CROSS' MILLS PUBLIC LIBRARY's funders are still giving 3 years after their first grant; 69% give in more than one year at all.

first grant+1y+2y+3y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

CROSS' MILLS PUBLIC LIBRARY draws 99% of its grant income from funders outside Rhode Island, across 6 states in all.

NY
MA
PA
RI
DE
NC

In-state vs out-of-state, by year

’20
’21
’22
’23
Rhode Island out of state home

Funder states come from each funder’s own filing. $82k arriving through sponsors registered in 4 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

CROSS' MILLS PUBLIC LIBRARY's funding base is broadening — from 1 funders to 8 as grant income climbed.

Operating margin6% · below the median
Months of reserve5.4mo · below the median
Revenue growth (annualized)7% · below the median

this organization peer median middle 50% of peers· 16,849 education nonprofits $100k–$1M, FY2025

Organizations like CROSS' MILLS PUBLIC LIBRARY

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Rhode Island

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

97% of spending goes to programs.

Program 97%Management 3%Fundraising 0%

Governance

10
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990–Audited financials

Public support

98%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for CROSS' MILLS PUBLIC LIBRARY: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds CROSS' MILLS PUBLIC LIBRARY?
CROSS' MILLS PUBLIC LIBRARY (Rhode Island) receives grants from 13 organizations whose IRS filings report $191,790 to it, the largest being THE CHAMPLIN FOUNDATION ($87,375). 9 of them have funded it in more than one year.
How many funders does CROSS' MILLS PUBLIC LIBRARY have?
IRS filings report 13 organizations giving $191,790 in grants to CROSS' MILLS PUBLIC LIBRARY, 9 of which have funded it in more than one year.
Who is the largest funder of CROSS' MILLS PUBLIC LIBRARY?
THE CHAMPLIN FOUNDATION is the largest funder on record, with $87,375 in grants. The full list of funders is on this page.
How can an organization like CROSS' MILLS PUBLIC LIBRARY find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Rhode Island. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Cross' Mills Public Library →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2019–2025), and the filings of 13 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing