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Massachusetts · Public charity

All One Credit Union

ALL ONE CREDIT UNION is a community-based financial services provider. We exist to fulfill our members' financial needs through outstanding service and effective technology. As a responsible corporate citizen, we are committed to enriching the communities in which we live and work.

$221k
Granted FY2025(still arriving)
4
Itemized grants FY2025
7
Organizations funded FY2024
43%
First-time grantees FY2024
Read the full brief
Itemized, FY2025
$45k
The rest is grants the schedule does not break out
Median grant, FY2025
$10,000
Largest grant, FY2025
$20,000
Organizations funded a year
3 to 9
FY2018 to FY2024
States reached, FY2025
1
Total assets, FY2025
$877M

How open it is to new grantees

In FY2024, 43% of the organizations All One Credit Union funded were first-time grantees, receiving 41% of its grant dollars.

New vs renewed · share of each year

In FY2024, 59% of grant dollars renewed an existing relationship; $19k went to new ones.

50%100%’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’18’19’20’21’22’23’24
Human ServicesEducationYouth DevelopmentPhilanthropyHousing & ShelterOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.
The numbers by year
Fiscal yearOrganizations fundedTo those organizationsFirst-time grantees
FY2025still arriving4$45k50%
FY20247$45k43%
FY20236$49k33%
FY20226$48k50%
FY20213$27k33%
FY20206$48k17%
FY20199$75k44%
FY20185$34k20%
100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2025.

Education$107kCommunity Improvement$90kHuman Services$53kHousing & Shelter$50kHealth$42kPhilanthropy$42kRecreation & Sports$17kArts & Culture$16kOther$0

Top grantees

Largest recipients by total granted, FY2017 to FY2025, and the share of each one’s budget the grants supplied at peak.

GranteeTotal grantedYearsShare of their budget
City of Leominster$71,6008n/a
Worcester State Foundation Inc$46,50060%
Umass Memorial Health Care Inc$42,2806n/a
Massachusetts Coalition for the Homeless Inc$32,50021%
YMCA of Central Massachusetts (2909)$31,50040%
Worcester Regional Chamber of Commerce$21,80030%
Clinton Public Schools$21,0002n/a
St Bernard High School$20,0001n/a
North Central Mass Chamber of Commerce$17,65031%
The Doyle Field Foundation Inc$17,145342%
Show all 22 grantees
All grantees of All One Credit Union by total granted
GranteeTotal grantedYearsShare of their budget
City of Leominster$71,6008n/a
Worcester State Foundation Inc$46,50060%
Umass Memorial Health Care Inc$42,2806n/a
Massachusetts Coalition for the Homeless Inc$32,50021%
YMCA of Central Massachusetts (2909)$31,50040%
Worcester Regional Chamber of Commerce$21,80030%
Clinton Public Schools$21,0002n/a
St Bernard High School$20,0001n/a
North Central Mass Chamber of Commerce$17,65031%
The Doyle Field Foundation Inc$17,145342%
Fitchburg State University Foundation Inc$15,50020%
Ginny's Helping Hand Inc$10,00012%
Boys & Girls Club of Fitchburg and Leominster - a Nonprofit Educational$6,50010%
Habitat for Humanity Metrowest- Greater Worcester Inc$6,50010%
St Bernards High School Inc$6,3521n/a
North Star Family Services Inc$5,50010%
Cooperative Credit Union Association Inc$5,40010%
Heart of New England Council Bsa Inc$5,40010%
Fitchburg State University$5,1501n/a
North Central Massachusetts Development Corporation$5,00011%
Mount Wachusett Community College Foundation Inc$5,00011%
Habitat for Humanity North Central Massachusetts Inc$5,00011%

Where it is load-bearing

All One Credit Union supplied at least a quarter of the budget for 1 of its grantees at some point. The chart plots its 16 largest grantees; load-bearing ones sit top left.

25%50%75%100%$100k$1.0M$10Mgrantee revenue →↑ funder's share of their budgetWorcester State Foundation Inc: $46,500 over 6y, 0.3% of budgetMassachusetts Coalition for the Homeless Inc: $32,500 over 2y, 1.4% of budgetYMCA of Central Massachusetts (2909): $31,500 over 4y, 0.1% of budgetWorcester Regional Chamber of Commerce: $21,800 over 3y, 0.3% of budgetNorth Central Mass Chamber of Commerce: $17,650 over 3y, 0.6% of budgetThe Doyle Field Foundation Inc: $17,145 over 3y, 42% of budgetFitchburg State University Foundation Inc: $15,500 over 2y, 0.3% of budgetGinny's Helping Hand Inc: $10,000 over 1y, 1.7% of budgetBoys & Girls Club of Fitchburg and Leominster - a Nonprofit Educational: $6,500 over 1y, 0.2% of budgetHabitat for Humanity Metrowest- Greater Worcester Inc: $6,500 over 1y, 0.1% of budgetNorth Star Family Services Inc: $5,500 over 1y, 0.3% of budgetCooperative Credit Union Association Inc: $5,400 over 1y, 0.1% of budgetHeart of New England Council Bsa Inc: $5,400 over 1y, 0.2% of budgetNorth Central Massachusetts Development Corporation: $5,000 over 1y, 0.8% of budgetMount Wachusett Community College Foundation Inc: $5,000 over 1y, 0.7% of budgetHabitat for Humanity North Central Massachusetts Inc: $5,000 over 1y, 0.6% of budget

Tap a dot to name the grantee.

How this is measured
Share of budget is the funder’s grant in a year over the grantee’s total revenue that year, at its highest across the years we hold; revenue is from all sources. Only grantees confirmed against their own filings, whose grants do not exceed their revenue, are plotted: the largest 16.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Rollstone Charitable Foundation IncMA26.3× affinity10 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Rollstone Charitable Foundation Inc · Community Foundation of North Central Ma · United Way of North Central Mass Inc · Hometown Bank Community Foundation Inc · Greater Worcester Community Foundation Inc · Douglas & Isabelle Crocker Foundation · George R Wallace Foundation · Main Street Group Foundation Inc · The Nypro Foundation Inc co Nypro Inc · The Health Foundation of Central Massach · AbbVie Foundation · Fidelity Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

Compare All One Credit Union with peer funders

About All One Credit Union

How much does All One Credit Union give?
All One Credit Union reported 4 itemized grants totaling $45,145, out of $220,521 in total grant expense reported on the return in its FY2025 IRS filing. It funded between 3 and 9 organizations a year over FY2018 to FY2024.
What does All One Credit Union fund?
By grant dollars over FY2017 to FY2025, its largest causes are Education (24%), Community Improvement (20%), Human Services (12%).
Who are All One Credit Union's largest grantees?
By total granted over FY2017 to FY2025: City of Leominster ($72k), Worcester State Foundation Inc ($47k), Umass Memorial Health Care Inc ($42k).
Does All One Credit Union fund new organizations?
In FY2024, 43% of the organizations it funded were first-time grantees.
Which funders back the same organizations as All One Credit Union?
Its strongest co-funders, measured against what their size predicts, include Rollstone Charitable Foundation Inc, Community Foundation of North Central Ma, United Way of North Central Mass Inc.
Where is All One Credit Union based?
All One Credit Union is based in MA.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 24 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

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