Skip to content

Minnesota · Nonprofit

CHRISTMAS LAKE HOMEOWNERS ASSOCIATION

CHRISTMAS LAKE HOMEOWNERS ASSOCIATION (Minnesota) receives grants from 4 organizations whose IRS filings report $73,150 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($44,400). 3 of them have funded it in more than one year, and 94% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2025
$186k
Funders on record
4
Grants received
$73k
Net assets
$279k
3/4 repeat funderspeak grant-dependency 7%
01What it does

What Christmas Lake Homeowners Association does

Mission

Purpose: To protect and improve the quality of Christmas Lake for all lake users to enjoy today and for future generations

As stated on its FY2025 Form 990.

Programs

  1. Fee paid to Waterfront Restoration for level 2 inspections for boats and watercraft entering Christmas Lake to support our activity of prevention of introduction or minimize the impact of aquatic invasive species. 2680 hours of staffed landing 202 days of inspection 2,186 watercraft inspections. #1 best water quality in 7 county metro area and thriving aquatic species and clarity. Misc expenses for internet equipment etc. Grants from Hennepin County 15000 City of Shorewood 5000

    $103,499 spentof which $15,000 as grants
    75% of program spending
  2. Coordinated dock lift Spring 2025 installs 12,808 and Fall 2025 22,591 for 26 lake residents with four specialized vendors with intent to minimize aquatic invasive species into the lake. 100% reimbursed by participating homeowners.

    $35,400 spent
    25% of program spending
  3. Not described on the e-filed return.

    $0 spent
    0% of program spending
  4. Other program services, not described on the e-filed return.

    $0 spent
    0% of program spending

The 4 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $138,899.

02The organization over time

The organization over time

Each line starts at 100 in 2020, so what you read is the shape rather than the size: 150 means half as much again as 2020, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20202020 Revenue 100 ($148k) Expenses 100 ($149k) Net assets 100 ($73k)2021 Revenue 111 ($165k) Expenses 86 ($128k) Net assets 151 ($110k)2022 Revenue 161 ($239k) Expenses 118 ($175k) Net assets 213 ($155k)2023 Revenue 161 ($239k) Expenses 142 ($211k) Net assets 254 ($185k)2024 Revenue 177 ($263k) Expenses 136 ($202k) Net assets 345 ($252k)2025 Revenue 126 ($186k) Expenses 103 ($153k) Net assets 382 ($279k)
202020212022202320242025
Revenue (126)Expenses (103)Net assets (382)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $185k to $252k (+36%).

$73k
$110k
$155k
$185k
$252k
$279k
202020212022202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2022 6% · 2023 8% · 2024 6% · 2025 8%. Grants only. Government contracts and fees sit inside program revenue.

81% of CHRISTMAS LAKE HOMEOWNERS ASSOCIATION’s revenue is contributions — about as donation-reliant as the typical peer (88% for the typical peer).

This organization
Typical peer · 4,629 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 6 reported years ran a deficit.

−$458
’20
$37k
’21
$64k
’22
$28k
’23
$61k
’24
$33k
’25
22
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

2022202320242025
Listed11101111
Joined·+3+2+0
No longer listed·410
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

3 of 4 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 94% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of CHRISTMAS LAKE HOMEOWNERS ASSOCIATION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

CHRISTMAS LAKE HOMEOWNERS ASSOCIATION leans on a few funders — its largest provides 61% of grant income and the top three 94%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

94% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund CHRISTMAS LAKE HOMEOWNERS ASSOCIATION.

61%
largest funder
94%
top three
~2
effective funders

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

94% of CHRISTMAS LAKE HOMEOWNERS ASSOCIATION's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $4k that is directly attributable, 100% of it comes from Minnesota funders.

MN

Funder states come from each funder’s own filing. $69k arriving through sponsors registered in 3 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

CHRISTMAS LAKE HOMEOWNERS ASSOCIATION holds deeper cash reserves than three-quarters of the 2,433 environment nonprofits its size.

Operating margin18% · above the median
Months of reserve21.8mo · top quartile
Revenue growth (annualized)5% · below the median

this organization peer median middle 50% of peers· 2,433 environment nonprofits $100k–$1M, FY2025

Organizations like CHRISTMAS LAKE HOMEOWNERS ASSOCIATION

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Minnesota

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

100% of spending goes to programs.

Program 100%Management 0%Fundraising 0%

Governance

128
board members
0%
independent
✓Conflict-of-interest policy–Whistleblower policy–Document retention–Board reviewed the 990–Audited financials

Public support

99%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for CHRISTMAS LAKE HOMEOWNERS ASSOCIATION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds CHRISTMAS LAKE HOMEOWNERS ASSOCIATION?
CHRISTMAS LAKE HOMEOWNERS ASSOCIATION (Minnesota) receives grants from 4 organizations whose IRS filings report $73,150 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($44,400). 3 of them have funded it in more than one year, and 94% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does CHRISTMAS LAKE HOMEOWNERS ASSOCIATION have?
IRS filings report 4 organizations giving $73,150 in grants to CHRISTMAS LAKE HOMEOWNERS ASSOCIATION, 3 of which have funded it in more than one year.
Who is the largest funder of CHRISTMAS LAKE HOMEOWNERS ASSOCIATION?
FIDELITY INVESTMENTS CHARITABLE GIFT FUND is the largest funder on record, with $44,400 in grants. The full list of funders is on this page.
How can an organization like CHRISTMAS LAKE HOMEOWNERS ASSOCIATION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Minnesota. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Christmas Lake Homeowners Association →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2020–2025), and the filings of 4 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing