California · Nonprofit
California Finance Consortium
California Finance Consortium (California) receives grants from 2 organizations whose IRS filings report $550,000 to it, the largest being Wells Fargo Foundation ($400,000). 0 of them have funded it in more than one year.
- Revenue FY2025
- $306k
- Funders on record
- 2
- Grants received
- $550k
- Net assets
- $1.4M
What California Finance Consortium does
Mission
The California Finance Consortium provides loss protection and capital support to its member lenders in the form of loan guarantees and loan participations.
As stated on its FY2025 Form 990.
Program
The California Finance Consortium (CFC) is made up of its member lenders: 3CORE, Arcata Economic Development Corporation, Superior California Economic Development, and Yuba-Sutter Economic Development Corporation. Consistent with their economic development mission, CFC helps member lenders deliver well- structured and reasonably priced capital to healthy, growing, small businesses in underserved areas. This is accomplished by purchasing a participation share in and assuming equal risk for loans underwritten and approved by member lenders. The CFC also offers loan guarantees as an additional credit enhancement for member lenders.
$719,680 spentof which $700,000 as grants$6,246 earned by the program100% of program spending
The program described on its FY2023 Form 990. Program spending in total: $719,680.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $520k to $1.6M (+201%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2020 99% · 2021 95% · 2022 96%. Grants only. Government contracts and fees sit inside program revenue.
98% of California Finance Consortium’s revenue is contributions — more donation-reliant than the typical peer (88% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Who funds it, year by year
Grant support over time, funder by funder — shade shows the grant size each year.
From the IRS filings of California Finance Consortium’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
California Finance Consortium leans on a few funders — its largest provides 73% of grant income and the top three 100%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
California Finance Consortium draws 73% of its grant income from funders outside California, across 2 states in all.
Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
California Finance Consortium holds deeper cash reserves than three-quarters of the 2,433 environment nonprofits its size.
this organization peer median middle 50% of peers· 2,433 environment nonprofits $100k–$1M, FY2025
Organizations like California Finance Consortium
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In California
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
98% of spending goes to programs.
Governance
Public support
100%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for California Finance Consortium: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds California Finance Consortium?
- California Finance Consortium (California) receives grants from 2 organizations whose IRS filings report $550,000 to it, the largest being Wells Fargo Foundation ($400,000). 0 of them have funded it in more than one year.
- How many funders does California Finance Consortium have?
- IRS filings report 2 organizations giving $550,000 in grants to California Finance Consortium.
- Who is the largest funder of California Finance Consortium?
- Wells Fargo Foundation is the largest funder on record, with $400,000 in grants. The full list of funders is on this page.
- How can an organization like California Finance Consortium find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in California. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 2 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing