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Women's Division Chamber of Commerce

Activities to create civic consciousness & encourage/aid community development, idea exchange, women's orgs networking and government participation.

$343k
Granted FY2025still arriving
21
Grants FY2025still arriving
1
States reached
$43k
Largest
01What it funds
0190% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2025.

Religion$330kYouth Development$245kPhilanthropy$193kHuman Services$189kFood & Nutrition$171kHealth$136kEducation$67kArts & Culture$46kOther$0
02FY2025 · 21 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 21 grants below total $256,515, the rows itemized in this filing. The $342,515 headline is the total grant expense on the return; the other $86,000 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2025

  • Under $10k14 grants · $95k
  • $10k–50k7 grants · $162k
$8,000
Median grant
1
States reached
$236k
Total assets
Largest grants
RecipientAmount
LOVE INC$42,500
AGEWELL$30,038
MUSKEGON RESCUE MISSION$29,500
MISSION FOR AREA PEOPLE$18,500
BOYS AND GIRLS CLUB$15,500
KIDS FOOD BASKET$15,500
MUSKEGON CITY PUBLIC ART$10,000
CITY HEART MINISTRIES$8,500
EVERY WOMENS PLACE$8,500
HOPE PROJECT$8,000
Individual grant recipient$8,000
PIONEER RESOURCES$7,900
YMCA$7,000
GREATER MUSKEGON SUPPORT SERVICES$7,000
BETHANY CHURCH$6,500
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY20–25, $32k) land where the poverty rate runs at 15%, against an area that typically sits at 11%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 11%PIONEER RESOURCES: $9k → 15%HOPE PROJECT: $8k → 15%PIONEER RESOURCES: $8k → 15%HOPE PROJECT: $7k → 15%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

85%of every dollar goes to organizations it has funded before.
$1.5M · 25 repeat orgs$250k to everyone else

Grantees it renews have grown median revenue +34% since the first grant, against -94% for those funded once.

25 repeat relationships: 12 still active in FY2025, 13 since wound down; 9 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

25
20

Total granted

$1.5M
$191k

Median revenue growth · since first grant

+34%
-94%

Still filing today

28%
10%

New vs renewed · share of each year

In FY2025, 77% of grant dollars renewed an existing relationship; $59k went to new ones.

50%100%’17’18’19’20’21’22’23’24’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24’25
Human ServicesFood & NutritionEducationHousing & ShelterReligionYouth DevelopmentOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • MF
    MISSION FOR AREA PEOPLE
    9× · 2017–2025 · $137k · revenue +120%
  • KF
    KIDS' FOOD BASKET INC
    7× · 2018–2025 · $69k · revenue +29%
  • AS
    AGEWELL SERVICES OF WEST MICHIGAN
    4× · 2017–2020 · $64k · revenue +34%

Funded once

  • MC
    MUSKEGON COMMUNITY FOUNDATION
    one grant, 2021 · $51k
  • LI
    LOVE IN ACTION
    one grant, 2023 · $10k
  • FC
    FRESH COAT ALLIANCE
    one grant, 2022 · $10k
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
The Michigan Glass Project
Public Benefit
2
Coalition to Protect Michigan Resources

The coalition to protect michigan resources's mission is to be a strong voice for the equitable co-management of michigan's fisheries, with both the great lakes and inland lakes and streams, to insure that conservation principles remain in…

Environment
3
Mymichigan Home Care

Creating healthy communities - together

—
4
The Pantry

To provide a food pantry in southeast kent county, michigan serving some of the most impoverished communities in southeast kent county. to provide holistic aid to our neighbors in need, supplying them with the food and personal care items…

Food & Nutrition
5
Muskegon County Cooperating Churches

To minister to the physical, emotional and spirtual needs of people within the muskegon area, without regard to race, creed, color or religious affiliation.

—
6
Southwest Michigan Community Action Agency

Southwest michigan community action agency's purpose is to provide assistance to low income individuals in southwest michigan

Community Improvement
7
Michigan Operation Freedom Outdoors
Human Services
8
Muskogee Organization for Narcotic and Alcohol

To provide quality, recovery oriented, trauma informed, gender sensitive, age appropriate, and culturally compentent services to men, women, and children wose lives have been affected by substance abuse and/or mental illness

—
9
Hope Gain Center of West Michigan

To promote the well-being and economic self sufficiency of individuals living with mental illness by providing job training, placement services, and other resources that enable them to gain employment in remote work settings. Through our…

Employment
10
Michigan Center of Accountability for Republicans

Social welfare and issue advocacy

Civil Rights
11
Muskegon Lakeshore Chamber of Commerce

Member programs/services, economic development

—
12
Muskogee County Coun of Youth Ser

Youth services

Health
How this is measured
The grantee most central to the portfolio’s shape is Mission for Area People; the most unlike its peers is Tempting Tables. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

11 grantees tracked through their own filings, 2017–2026.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2026, not grant rows in a single year, so this will not match the grant count on the cover. 11 of the 54 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

1
Load-bearing (≥25% of a budget)
4
Early backer (in before they grew)
10/11
Grantees still filing
6/11
Grew since first funded

Where the money sits, by cause and then by grantee

GRANTS LESS THAN 5000: $219,952 · OtherGRANTS LESS THAN 5000LOVE INC: $146,250 · OtherLOVE INCCHARITABLE ORGS 5000: $142,431 · OtherCHARITABLE ORGS 5000MUSKEGON RESCUE MISSION: $135,300 · OtherMUSKEGON RESCUE MISSIONAGEWELL: $105,538 · OtherAGEWELLMUSKEGON COMMUNITY COLLEGE: $51,000 · OtherMUSKEGON COMMUNITY FOUNDATION: $50,900 · Other+37 more: $514,301 · Other+37 moreMISSION FOR AREA PEOPLE: $137,490 · ReligionMISSION F…KIDS' FOOD BASKET INC: $68,791 · Food & NutritionAGEWELL SERVICES OF WEST MICHIGAN: $64,000 · Food & NutritionPIONEER RESOURCES: $16,900 · Human ServicesTHE HOPE PROJECT INC: $15,215 · Human ServicesFRESH COAST ALLIANCE: $16,300 · Community ImprovementWEST MICHIGAN FLIGHT ACADEMY: $14,500 · Youth DevelopmentREAD MUSKEGON: $8,005 · EducationNO MORE SIDELINES: $5,039 · EducationBETHANY HOUSING MINISTRIES INC: $7,500 · Housing & Shelter
Other$1,365,672Religion$137,490Food & Nutrition$132,791Human Services$32,115Community Improvement$16,300Youth Development$14,500Education$13,044Housing & Shelter$7,500

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10Mgrantee revenue →↑ funder's share of their budgetMISSION FOR AREA PEOPLE: $137,490 over 9y, 6.9% of budgetKIDS' FOOD BASKET INC: $68,791 over 7y, 0.2% of budgetAGEWELL SERVICES OF WEST MICHIGAN: $64,000 over 4y, 0.5% of budgetPIONEER RESOURCES: $16,900 over 2y, 0.1% of budgetFRESH COAST ALLIANCE: $16,300 over 2y, 1.1% of budgetTHE HOPE PROJECT INC: $15,215 over 2y, 3.3% of budgetWEST MICHIGAN FLIGHT ACADEMY: $14,500 over 2y, 5.1% of budgetREAD MUSKEGON: $8,005 over 1y, 3.5% of budgetBETHANY HOUSING MINISTRIES INC: $7,500 over 1y, 0.2% of budgetTempting Tables: $7,415 over 1y, 70% of budgetNO MORE SIDELINES: $5,039 over 1y, 1.2% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

  • Who funds MISSION FOR AREA PEOPLE ↗
  • Who funds KIDS' FOOD BASKET INC ↗
  • Who funds AGEWELL SERVICES OF WEST MICHIGAN ↗
  • Who funds PIONEER RESOURCES ↗
  • Who funds FRESH COAST ALLIANCE ↗
  • Who funds THE HOPE PROJECT INC ↗
  • Who funds WEST MICHIGAN FLIGHT ACADEMY ↗
  • Who funds READ MUSKEGON ↗
  • Who funds BETHANY HOUSING MINISTRIES INC ↗
  • Who funds Tempting Tables ↗

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Community Foundation for Muskegon CountyMI24× affinity9 shared granteesties to 10 of 10Hover any node to trace its alignments.Compare side by side →

Open a dossier: Community Foundation for Muskegon County · United Way of the Lakeshore · Mercy Health Partners · Muskegon Community Health Project · Grand Haven Area Community Foundation Inc · Consumers Energy Foundation · Folkert Family Foundation · Feeding America West Michigan · Natl Christian Charitable Fdn Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Women's Division Chamber of Commerce funds: left to right is the share of its income from government, bottom to top the share from Women's Division Chamber of Commerce. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%0%1%3%5%funder's share of their income ↑0%3%5%8%10%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    6report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–10%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 54 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

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