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Whitefish Credit Union Association at a glance

· Public charity

Whitefish Credit Union Association

To provide a favorable return on savings and loans at reasonable rates to eligible members.

$306k
Granted FY2024still arriving
9
Grants FY2024still arriving
1
States reached
$71k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2022 to 2024.

Food & Nutrition$195kEnvironment$60kPhilanthropy$56kEducation$50kYouth Development$33kArts & Culture$23kRecreation & Sports$12k
02FY2024 · 9 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 9 grants below total $149,765, the rows itemized in this filing. The $306,259 headline is the total grant expense on the return; the other $156,494 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2024

  • Under $10k5 grants · $37k
  • $10k–50k3 grants · $41k
  • $50k–250k1 grant · $71k
$9,900
Median grant
1
States reached
$1.9B
Total assets
Largest grants
RecipientAmount
WHITEFISH COMMUNITY FOUNDATION$71,000
LOGAN HEALTH$21,000
FLATHEAD LIVESTOCK SALE ORGANIZATION$10,373
WHITEFISH LEGACY PARTNERS$10,000
FLATHEAD VALLEY COMMUNITY COLLEGE FOUNDATION$9,900
NORTH LAKE PUBLIC LIBRARY FOUNDATION$8,000
BOB MARSHALL WILDERNESS$7,500
FLATHEAD VALLEY SKI EDUCATION FOUNDATION$6,492
PARKSIDE CHARITABLE FOUNDATION INC$5,500
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Dollar for dollar, its grants (FY22–24) land where the poverty rate runs at 11%, against an area that typically sits at 10%. 100% of its dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 10%LOGAN HEALTH: $21k → 11%NORTH LAKE PUBLIC LIBRARY FOUNDATION: $8k → 18%LOGAN HEALTH: $20k → 11%LOGAN HEALTH: $15k → 11%FLATHEAD LIVESTOCK SALE ORGANIZATION: $14k → 11%FVCC FOUNDATION: $12k → 11%FLATHEAD LIVESTOCK SALE ORGANIZATION: $10k → 11%FLATHEAD VALLEY COMMUNITY COLLEGE FOUNDATION: $10k → 11%NWMT FAIR: $9k → 11%FVCC FOUNDATION: $8k → 11%WHITEFISH COMMUNITY FOUNDATION: $71k → 11%WHITEFISH COMMUNITY FOUNDATION: $66k → 11%WHITEFISH COMMUNITY FOUNDATION: $58k → 11%WHITEFISH LEGACY PARTNERS: $10k → 11%WHITEFISH LEGACY PARTNERS: $10k → 11%WHITEFISH LEGACY PARTNERS: $10k → 11%WHITEFISH THEATRE COMPANY: $10k → 11%ALPINE THEATER: $7k → 11%FLATHEAD VALLEY SKI EDUCATION FOUNDATION: $6k → 11%PARKSIDE CHARITABLE FOUNDATION INC: $6k → 11%NORTH VALLEY MUSIC SCHOOL: $6k → 11%FLATHEAD VALLEY SKI EDUCATION FOUNDATION: $5k → 11%GLACIER INSTITUTE: $10k → 11%BOB MARSHALL WILDERNESS: $8k → 11%COLUMBIA FALLS HIGH SCHOOL: $6k → 11%BOB MARSHALL WILDERNESS: $7k → 11%GLACIER INSTITUTE: $6k → 11%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

78%of every dollar goes to organizations it has funded before.
$182k · 7 repeat orgs$51k to everyone else

7 repeat relationships: 6 still active in FY2024, 1 since wound down; 2 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

7
5

Total granted

$182k
$38k

Median revenue growth · since first grant

+9%
+50%

Still filing today

100%
60%

New vs renewed · share of each year

In FY2024, 83% of grant dollars renewed an existing relationship; $14k went to new ones.

50%100%’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’22’23’24
EducationPhilanthropyEnvironmentArts & CultureAnimalsRecreation & SportsOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • WL
    WHITEFISH LEGACY PARTNERS INC
    3× · 2022–2024 · $30k · revenue +51%
  • GI
    GLACIER INSTITUTE INC
    2× · 2022–2023 · $16k · revenue +136%
  • BM
    BOB MARSHALL WILDERNESS FOUNDATION
    2× · 2023–2024 · $15k · revenue +9%

Funded once

  • WT
    WHITEFISH THEATRE COMPANYgraduated
    one grant, 2023 · $10k · revenue +50%
  • FC
    FLATHEAD COUNTY
    one grant, 2022 · $9k
  • AT
    ALPINE THEATRE PROJECT INC
    one grant, 2022 · $7k · revenue -36%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Flathead Land Trust

Flathead land trust is dedicated to the conservation of northwest montana's land and water legacy through voluntary agreements with private land owners. flt's primary program service is private land conservation through voluntary…

Environment
2
Flathead Community Foundation Inc

Mission: to enrich the lives of present and future generations by supporting philanthropy in the communities we serve by gathering donors' gifts in permanent endowments or pass-through funds; growing individual funds through wise…

—
3
Far West Skiing Inc

Far West Skiing promotes participation and enthusiasm in alpine ski racing from entry level to elite level by encouraging and supporting Far West clubs, athletes, coaches and officials to become passionate lifelong skiers.

Recreation & Sports
4
Wild Rockies Field Institute Inc

To broaden the nature of a liberal arts education; teach critical thinking about social & environmental issues; foster understanding of & respect for natural & human communities; & cultivate a sense of place that encourages personal,…

Education
5
Shields Valley Foundation Inc
Philanthropy
6
Montanas Outdoor Legacy Foundation

To collectively serve as a catalyst for engagement and bonding of people to our wildlife and public lands in montana through a sense of place, education, access, research and stewardship.

Environment
7
One Valley Community Foundation

One valley's mission is to connect people who care to causes that matter to build a better community. one valley fulfills its mission in three ways: (1) strengthening the local nonprofit sector through grant funding and free professional…

Philanthropy
8
Arts Council of Big Sky

To enrich the big sky community through artistic experiences.

—
9
Montana State Parks Foundation

The montana state parks foundation raises private support to enhance the visitors experience and build advocates for montanas state parks and recreation heritage.

Recreation & Sports
10
Gallatin Watershed Council Inc

The Gallatin Watershed Council guides collaborative watershed stewardship in the Gallatin Valley for a healthy and productive landscape.

Environment
11
The Univ of Montana-Western Foundation

To support the university of montana - western

Education
12
Lake Superior Center

To engage and inspire, encouraging stewardship of wildlife and water.

Environment
How this is measured
The grantee most central to the portfolio’s shape is Whitefish Community Foundation Inc; the most unlike its peers is Columbia Falls High School Alumni Community Academic Endowment. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

14 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 14 of the 15 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
4
Early backer (in before they grew)
13/14
Grantees still filing
7/14
Grew since first funded

Where the money sits, by cause and then by grantee

WHITEFISH COMMUNITY FOUNDATION INC: $195,000 · PhilanthropyWHITEFISH COMMUNITY FOUNDATION INCKALISPELL REGIONAL HEALTHCARE FOUNDATION: $55,588 · PhilanthropyKALISPELL REGIONAL HEALTHCARE FOUNDATION+1 more: $5,500 · PhilanthropyFLATHEAD VALLEY COMMUNITY COLLEGE FOUNDATION INC: $29,900 · OtherFLATHEAD VALL…FLATHEAD VALLEY SKI EDUCATION FOUNDATION: $11,902 · OtherFLATHEAD VALL…FLATHEAD COUNTY: $8,910 · OtherFLATHEAD COUN…WHITEFISH LEGACY PARTNERS INC: $30,000 · EnvironmentWHITEFISH LE…GLACIER INSTITUTE INC: $15,536 · EnvironmentGLACIER INST…FLATHEAD LIVESTOCK SALE ORGANIZATION: $24,210 · AnimalsNORTH LAKE COUNTY LIBRARY FOUNDATION: $8,000 · EducationCOLUMBIA FALLS HIGH SCHOOL ALUMNI COMMUNITY ACADEMIC ENDOWMENT: $6,350 · EducationNORTH VALLEY MUSIC SCHOOL: $5,500 · EducationWHITEFISH THEATRE COMPANY: $10,000 · Arts & CultureALPINE THEATRE PROJECT INC: $7,000 · Arts & CultureBOB MARSHALL WILDERNESS FOUNDATION: $14,500 · Recreation & Sports
Philanthropy$256,088Other$50,712Environment$45,536Animals$24,210Education$19,850Arts & Culture$17,000Recreation & Sports$14,500

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$100k$1.0M$10Mgrantee revenue →↑ funder's share of their budgetWHITEFISH COMMUNITY FOUNDATION INC: $195,000 over 3y, 0.4% of budgetKALISPELL REGIONAL HEALTHCARE FOUNDATION: $55,588 over 3y, 0.4% of budgetWHITEFISH LEGACY PARTNERS INC: $30,000 over 3y, 0.9% of budgetFLATHEAD VALLEY COMMUNITY COLLEGE FOUNDATION INC: $29,900 over 3y, 0.2% of budgetFLATHEAD LIVESTOCK SALE ORGANIZATION: $24,210 over 2y, 1.1% of budgetGLACIER INSTITUTE INC: $15,536 over 2y, 0.7% of budgetBOB MARSHALL WILDERNESS FOUNDATION: $14,500 over 2y, 0.8% of budgetFLATHEAD VALLEY SKI EDUCATION FOUNDATION: $11,902 over 2y, 0.9% of budgetWHITEFISH THEATRE COMPANY: $10,000 over 1y, 1.9% of budgetNORTH LAKE COUNTY LIBRARY FOUNDATION: $8,000 over 1y, 6.5% of budgetALPINE THEATRE PROJECT INC: $7,000 over 1y, 0.9% of budgetNORTH VALLEY MUSIC SCHOOL: $5,500 over 1y, 0.4% of budgetPark Side Charitable Foundation Inc: $5,500 over 1y, 15% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Whitefish Community F…First Interstate Banc…Dennis & Phyllis Wash…The Angora Ridge Foun…The H & R Block Found…The James & Catherine…Hallowell Fdn Agency-…Ila B Dousman Fund IncBroussard Charitable …James & Wanda Hollens…Schlinger Family Foun…The Applied Materials…
Whitefish Community Foundation IncMT26.2× affinity10 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Whitefish Community Foundation Inc · First Interstate BancSystem Foundation Inc · Dennis & Phyllis Washington Foundation · The Angora Ridge Foundation · The H & R Block Foundation · The James & Catherine Heitel Foundation · Hallowell Fdn Agency-Main · Ila B Dousman Fund Inc · Broussard Charitable Foundation Tr · James & Wanda Hollensteiner Fdn Lisa Mary Hollensteiner · Schlinger Family Foundation · The Applied Materials Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Whitefish Credit Union Association funds: left to right is the share of its income from government, bottom to top the share from Whitefish Credit Union Association. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%1%4%8%15%funder's share of their income ↑0%5%10%15%20%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    0rely on government for over half their income
    ⤢ axis zoomed · 0–20%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 15 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

    Play a game based on Whitefish Credit Union Association’s filings →

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home