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Washington · Public charity

Whatcom Educational Credit Union

WHATCOM EDUCATIONAL CREDIT UNION (wecu) is a not-for-profit financial cooperative where members are encouraged to save and borrow responsibly at fair and competitive rates, improving their financial well-being and standard of living. This state-chartered credit union is a member of the national credit union administration share insurance…

$351k
Granted FY2025(still arriving)
13
Itemized grants FY2025
11
Organizations funded FY2024
27%
First-time grantees FY2024
Read the full brief
Itemized, FY2025
$252k
The rest is grants the schedule does not break out
Median grant, FY2025
$14,250
Largest grant, FY2025
$71,350
Organizations funded a year
1 to 11
FY2018 to FY2024
States reached, FY2025
1
Total assets, FY2025
$3.3B

How open it is to new grantees

In FY2024, 27% of the organizations Whatcom Educational Credit Union funded were first-time grantees, receiving 15% of its grant dollars.

New vs renewed · share of each year

In FY2024, 85% of grant dollars renewed an existing relationship; $31k went to new ones.

50%100%’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’19’20’21’22’23’24
EducationHuman ServicesArts & CultureAnimalsPublic BenefitOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.
The numbers by year
Fiscal yearOrganizations fundedTo those organizationsFirst-time grantees
FY2025still arriving12$244k17%
FY202411$214k27%
FY20238$254k50%
FY20227$110k43%
FY20217$110k57%
FY20207$110k43%
FY20195$90k100%
FY20181$15kn/a
100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2018 to 2025.

Education$775kArts & Culture$110kHuman Services$86kRecreation & Sports$40kMembership Benefit$30kYouth Development$30kAnimals$30kCommunity Improvement$22kOther$0

Top grantees

Largest recipients by total granted, FY2018 to FY2025, and the share of each one’s budget the grants supplied at peak.

Show all 25 grantees

Where it is load-bearing

Each grantee by its size and the share of its budget Whatcom Educational Credit Union supplied at peak.

25%50%75%100%$1.0M$10Mgrantee revenue →↑ funder's share of their budgetFoundation for Western Washington University and Alumni: $270,100 over 3y, 0.6% of budgetThe Whatcom Literacy Council: $80,000 over 4y, 10.0% of budgetBaay: $70,000 over 4y, 4.1% of budgetThe Whatcom Dream: $61,000 over 4y, 16% of budgetCommunities in School of Whatcom Skagit: $60,000 over 3y, 3.4% of budgetWhatcom Community College Foundation: $51,000 over 3y, 1.6% of budgetFuturesnw: $45,000 over 3y, 12% of budgetChildren of the Valley: $40,500 over 2y, 2.7% of budgetMax Higbee Community Recreation Center: $40,000 over 2y, 2.9% of budgetBellingham Childcare and Learning Center: $40,000 over 2y, 1.5% of budgetPickford Film Center: $40,000 over 2y, 1.9% of budgetWild Whatcom: $33,750 over 3y, 1.4% of budgetSkagit Valley College Foundation: $33,000 over 2y, 0.3% of budgetWhatcom Center for Early Learning: $30,000 over 2y, 0.4% of budgetNooksack Salmon Enhancement Association: $30,000 over 2y, 0.6% of budgetWhatcom Family Young Men's Christian Association: $30,000 over 2y, 0.3% of budgetOpportunity Council: $25,000 over 2y, 0.0% of budgetLhaq'Temish Foundation: $25,000 over 2y, 0.3% of budgetSkagit Preschool and Resource Center: $23,000 over 2y, 0.3% of budgetEconomic Development Alliance of Skagit County: $22,000 over 2y, 0.9% of budgetGlobal Community Institute: $20,000 over 2y, 1.6% of budgetUnited Way of Whatcom County: $15,000 over 1y, 0.9% of budget

Tap a dot to name the grantee.

How this is measured
Share of budget is the funder’s grant in a year over the grantee’s total revenue that year, at its highest across the years we hold; revenue is from all sources. Only grantees confirmed against their own filings, whose grants do not exceed their revenue, are plotted: the largest 22.

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Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Whatcom Community FoundationWA38.6× affinity16 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Whatcom Community Foundation · Puget Sound Energy Foundation · Chuckanut Health Foundation · North Sound Accountable Community of Health · Mount Baker Foundation · The Norcliffe Foundation · United Way of Whatcom County · The Albertsons Companies Foundation · Jerry H Walton Foundation · Tucker Family Foundation · First Fed Foundation · PeaceHealth

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

Compare Whatcom Educational Credit Union with peer funders

About Whatcom Educational Credit Union

How much does Whatcom Educational Credit Union give?
Whatcom Educational Credit Union reported 13 itemized grants totaling $251,716, out of $351,394 in total grant expense reported on the return in its FY2025 IRS filing. It funded between 1 and 11 organizations a year over FY2018 to FY2024.
What does Whatcom Educational Credit Union fund?
By grant dollars over FY2018 to FY2025, its largest causes are Education (65%), Arts & Culture (9%), Human Services (7%).
Who are Whatcom Educational Credit Union's largest grantees?
By total granted over FY2018 to FY2025: Foundation for Western Washington University and Alumni ($270k), The Whatcom Literacy Council ($80k), Baay ($70k).
Does Whatcom Educational Credit Union fund new organizations?
In FY2024, 27% of the organizations it funded were first-time grantees.
Which funders back the same organizations as Whatcom Educational Credit Union?
Its strongest co-funders, measured against what their size predicts, include Whatcom Community Foundation, Puget Sound Energy Foundation, Chuckanut Health Foundation.
Where is Whatcom Educational Credit Union based?
Whatcom Educational Credit Union is based in WA.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 26 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

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