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Vizo Financial Corporate Credit Union at a glance

· Public charity

Vizo Financial Corporate Credit Union

Accelerating credit union success through proven insight, unmatched expertise and trusted partnerships.

$89k
Granted FY2024still arriving
3
Grants FY2024still arriving
3
States reached
$68k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
05Through PlinthRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Human Services$180kPhilanthropy$156kEducation$134kInternational$15kHealth$11kRecreation & Sports$10kCommunity Improvement$10kMembership Benefit$6k
02FY2024 · 3 grants

Where the money goes

Grants by size, and the largest recipients.

By grant size · FY2024

  • Under $10k1 grant · $6k
  • $10k–50k1 grant · $15k
  • $50k–250k1 grant · $68k
$15,400
Median grant
3
States reached
$6.0B
Total assets
Largest grants
RecipientAmount
CROSSSTATE CREDIT UNION FOUNDATION$67,700
CAROLINAS CREDIT UNION FOUNDATION$15,400
SOUTHEASTERN CREDIT UNION FOUNDATION$6,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY18–24, $180k) land where the poverty rate runs at 12%, against an area that typically sits at 11%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 11%CROSSSTATE CREDIT UNION FOUNDATION: $68k → 12%CROSSSTATE CREDIT UNION FOUNDATION: $68k → 12%CROSSSTATE CREDIT UNION FOUNDATION: $12k → 12%CROSSSTATE CREDIT UNION FOUNDATION: $10k → 12%PENNSYLVANIA CREDIT UNION FOUNDATION: $9k → 12%PENNSYLVANIA CREDIT UNION FOUNDATION: $7k → 12%PENNSYLVANIA CREDIT UNION FOUNDATION: $7k → 12%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

63%of every dollar goes to organizations it has funded before.
$245k · 3 repeat orgs$143k to everyone else

Grantees it renews have grown median revenue +110% since the first grant, against +20% for those funded once.

3 repeat relationships: 1 still active in FY2024, 2 since wound down; 1 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

3
5

Total granted

$245k
$137k

Median revenue growth · since first grant

+110%
+20%

Still filing today

100%
80%

New vs renewed · share of each year

In FY2024, 92% of grant dollars renewed an existing relationship; $6k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
Human ServicesYouth DevelopmentInternationalOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • CC
    CROSSSTATE CREDIT UNION FOUNDATION
    7× · 2018–2024 · $180k · revenue +203%
  • NC
    NATIONAL CREDIT UNION FOUNDATION
    3× · 2017–2021 · $55k · revenue -22%
  • VJ
    VICTORY JUNCTION GANG CAMP INC
    2× · 2017–2019 · $10k · revenue +110%

Funded once

  • TC
    THE CREDIT UNION FOUNDATION OF MD & DCgraduated
    one grant, 2023 · $51k · revenue +43% · 35% of their budget
  • CU
    CREDIT UNIONS CARE FOUNDATION OF VIRGINIA
    one grant, 2023 · $50k · revenue -48% · 98% of their budget
  • WF
    WORLDWIDE FOUNDATION FOR CREDIT UNIONS INC
    one grant, 2023 · $15k · revenue -3%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Credit Union of America

Provide lending, savings, and financial services for mutual purpose, including consumer loans, real estate loans, credit cards, savings and certificate accounts, investment options, and multiple methods for member access to their financial…

—
2
Credit Unions in the State of California Sierra Central Credit Union

As your financial institution, we pledge to serve you and our community faithfully. we will be friendly, helpful, and professional, and we will provide great products and competitive rates.

—
3
Carolinas Credit Union League 4248

Help credit unions succeed by providing advocacy and cooperative solutions

—
4
California Coast Credit Union

California coast credit union (credit union) is a cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and…

—
5
Credit Union West

To inspire our members, employees and communities to achieve their financial goals and enhance their quality of life.

—
6
Sound Credit Union

A member owned cooperative providing financial services, including loans and share deposits to its members.

—
7
Cornerstone Credit Union Foundation

Empowering credit unions to impact their communities. the foundation is dedicated to helping credit unions make a difference in the lives of the members and communities they serve.

Education
8
Americu Credit Union

Americu credit union strives to be the primary financial resource for its members. our mission is to exceed member expectations and build beneficial and lasting relationships by providing excellent financial services.

—
9
State Chartered Credit Unions in North Carolina

Programs of credit unions which offer a wide variety of personal financial services exclusively to their members.

—
10
San Diego County Credit Union

A not-for-profit credit union wholly owned by its members

—
11
Credit Union National Association Inc

Credit union national association, inc. d/b/a america's credit unions is a national trade association for credit unions organized to support, protect, unify, and advance the goals and purposes of the credit union system. it provides…

Community Improvement
12
Credit Union of Georgia

The credit union is a cooperative organized to provide members thrift savings and borrowings.

—
How this is measured
The grantee most central to the portfolio’s shape is Carolinas Credit Union Foundation; the most unlike its peers is Victory Junction Gang Camp Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

9 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 9 of the 10 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

2
Load-bearing (≥25% of a budget)
2
Early backer (in before they grew)
9/9
Grantees still filing
5/9
Grew since first funded

Where the money sits, by cause and then by grantee

NATIONAL CREDIT UNION FOUNDATION: $55,000 · OtherNATIONAL CREDIT UNION FOUNDATIONTHE CREDIT UNION FOUNDATION OF MD & DC: $51,200 · OtherTHE CREDIT UNION FOUNDATION OF MD & DCCREDIT UNIONS CARE FOUNDATION OF VIRGINIA: $50,000 · OtherCREDIT UNIONS CARE FOUNDATION OF VIRGIN…CHILDREN'S MIRACLE NETWORK: $10,500 · OtherCHILDREN'S MIRACLE NETWORKWORLD COUNCIL OF CREDIT UNIONS INC: $10,000 · OtherWORLD COUNCIL OF CREDIT UNIONS INC+1 more: $6,000 · OtherCROSSSTATE CREDIT UNION FOUNDATION: $180,015 · Human ServicesCROSSSTATE CREDIT UNION FOUNDATIONCAROLINAS CREDIT UNION FOUNDATION: $134,330 · EducationCAROLINAS CREDIT UNION FOUNDA…WORLDWIDE FOUNDATION FOR CREDIT UNIONS INC: $15,000 · InternationalVICTORY JUNCTION GANG CAMP INC: $10,000 · Youth Development
Other$182,700Human Services$180,015Education$134,330International$15,000Youth Development$10,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$100k$1.0M$10Mgrantee revenue →↑ funder's share of their budgetCROSSSTATE CREDIT UNION FOUNDATION: $180,015 over 7y, 18% of budgetCAROLINAS CREDIT UNION FOUNDATION: $134,330 over 7y, 1.5% of budgetNATIONAL CREDIT UNION FOUNDATION: $55,000 over 3y, 0.4% of budgetTHE CREDIT UNION FOUNDATION OF MD & DC: $51,200 over 1y, 35% of budgetCREDIT UNIONS CARE FOUNDATION OF VIRGINIA: $50,000 over 1y, 98% of budgetWORLDWIDE FOUNDATION FOR CREDIT UNIONS INC: $15,000 over 1y, 0.7% of budgetVICTORY JUNCTION GANG CAMP INC: $10,000 over 2y, 0.1% of budgetWORLD COUNCIL OF CREDIT UNIONS INC: $10,000 over 1y, 0.1% of budgetSOUTHEASTERN CREDIT UNION FOUNDATION: $6,000 over 1y, 0.5% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

National Credit Union…Amazonsmile Foundation
National Credit Union FoundationWI13.6× affinity4 shared granteesties to 1 of 1Hover any node to trace its alignments.Compare side by side →

Open a dossier: National Credit Union Foundation · Amazonsmile Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Vizo Financial Corporate Credit Union funds: left to right is the share of its income from government, bottom to top the share from Vizo Financial Corporate Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 20%6%25%56%100%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    2get no government money at all
    0rely on government for over half their income
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.
    05Through Plinth

    Warm introductions · Powered by PlinthPlus

    How do I get to Vizo Financial Corporate Credit Union?

    Find your warmest path to Vizo Financial Corporate Credit Union through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

    Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 10 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

    Play a game based on Vizo Financial Corporate Credit Union’s filings →

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home