Skip to content
Texas Dow Employees Credit Union at a glance

· Public charity

Texas Dow Employees Credit Union

Increase economic well-being of our members through not-for-profit, cooperative financial services.

$665k
Granted FY2024still arriving
1
Grants FY2024still arriving
1
States reached
$665k
Largest
01What it fundsRead
02The needRead
03Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2023 to 2024.

Philanthropy$835kYouth Development$96kEducation$62kFood & Nutrition$43kHuman Services$23kHealth$18kReligion$15kInternational$14k
02FY2024 · 1 grant

Where the money goes

Grants by size, and the largest recipients.

$665,000
Median grant
1
States reached
$4.8B
Total assets
Largest grants
RecipientAmount
TDECU CARES FOUNDATION$665,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY23–23, $60k) land where the poverty rate runs at 14%, against an area that typically sits at 11%. 63% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 11%BRAZOSPORT ISD EDUCATION FOUNDATION: $15k → 10%HARVEST FOR THE HUNGRY INC: $8k → 10%BETHEL'S PLACE: $15k → 16%DAVID HUANG RESORY (HARVEST FOR THE HUNGRY): $8k → 16%BRIDGEYEAR: $15k → 16%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
04

Where the work is directed

The same grants placed two ways: where each recipient sits, and where its stated purpose sends the money.

About 61% of Texas Dow Employees Credit Union’s grant dollars are earmarked for a different county than the recipient’s own address.

Texas Dow Employees Credit Unionlessmore of its giving
Placed by recipient address
How this is measured
Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the funder’s own 990 grant descriptions.
03Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Houston Independent School District Foundation

The HISD Foundation is dedicated to mobilizing the local community to support innovative priorities in HISD to improve outcomes for all students in the district. Our mission is to fund projects and programs of merit that fall outside of…

—
2
Breakthrough Houston

The mission of Breakthrough Houston (BTH) is to work with highly motivated students to achieve post-secondary success and empower aspiring leaders to become the next generation of educational advocates.

Education
3
Boys and Girls Clubs of Greater Houston Inc

The Boys and Girls Clubs of Greater Houston's mission is to inspire and enable all youth, especially those who need us most, to realize their full potential as productive, responsible and caring citizens.

Youth Development
4
Bastrop Education Foundation

To enhance the quality of education offered by the Bastrop Independent Education School District.

Education
5
Boys & Girls Clubs of Deep East Texas

To provide a place for children to go where they will have supervised activities, arts, crafts, and recreation.

Youth Development
6
West Texas Food Bank

The WTFB exists to collect, purchase, and distribute food to feed the hungry in 19 counties in West Texas in partnership with volunteers and community organizations and to educate these partners and the public at large about the real face…

—
7
Mesquite Isd Education Foundation Inc

To create and sustain a visionary coalition of businesses and citizens generating investments and funding for innovative programs and initiatives that enrich edcuational opportunities in Mesquite ISD.

Philanthropy
8
Education Foundation for Fort Worth Schools

The mission of the Education Foundation for Fort Worth Schools is to raise and manage funds and engage business and community partners to provide opportunities for students to become successful adults in our communities.

—
9
Frisco Education Foundation

To provide scholarships to graduating high school students in the Frisco Independent School District. The Foundation also supports educational programs and educators in the District through Grants for Great Ideas.

Philanthropy
10
Fort Bend County Fair Scholarship Foundation

Youth education is a primary focus of the Fort Bend County Fair activities. The Scholarship Foundation is the custodian of scholarship funds and administers those funds to recipients designated by the Fort Bend County Fair Association.

Philanthropy
11
Humble Isd Education Foundation

The Humble ISD Education Foundation inspires innovation and enhances academic opportunities to create the foundation for lifelong learning.

Education
12
Orangefield Isd Education Foundation

To enhance the education of students of the Orangefield Independent School District.

Education
How this is measured
The grantee most central to the portfolio’s shape is Fort Bend Isd Education Foundation; the most unlike its peers is Gmz Education and Development Center. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
05the grantee network

26 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 26 of the 28 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

1
Load-bearing (≥25% of a budget)
4
Early backer (in before they grew)
26/26
Grantees still filing
14/26
Grew since first funded

Where the money sits, by cause and then by grantee

TDECU CARES FOUNDATION INC: $795,000 · PhilanthropyTDECU CARES FOUNDATION INC+4 more: $52,000 · Philanthropy+4 moreBoys and Girls Clubs of Greater Houston Foundation: $20,000 · OtherBoys and G…Boys and Girls Club of Brazoria County: $15,000 · OtherBoys and G…MONTGOMERY COUNTY FOOD BANK INC: $10,000 · OtherMONTGOMERY…AMERICAN CANCER SOCIETY INC: $10,000 · OtherAMERICAN C…BOYS AND CLUB OF VICTORIA: $10,000 · OtherBOYS AND C…GMZ EDUCATION AND DEVELOPMENT CENTER: $15,000 · OtherGMZ EDUCAT…VICTORIA ISD EDUCATION FOUNDATION INC: $11,280 · OtherVICTORIA I…THE HUB HOUSTON INC: $8,000 · OtherTHE HUB HO…SLEEP IN HEAVENLY PEACE INC: $7,500 · OtherSLEEP IN H…BRAZOSPORT INDEPENDENT SCHOOL DISTRICT EDUCATION FOUNDATION: $15,000 · Human ServicesBRIDGEYEAR: $15,000 · Human ServicesBETHELS PLACE: $15,000 · Human ServicesHARVEST FOR THE HUNGRY INC: $15,000 · Human ServicesJunior Achievement of Southeast Texas Inc: $20,000 · InternationalJunior Achievement of Brazoria County I: $8,000 · InternationalOUTREACH INC: $6,055 · InternationalSweeny ISD Education Foundation: $9,050 · EducationEDUCATION FOR TOMORROW ALLIANCE: $8,000 · EducationPASADENA ISD EDUCATION FOUNDATION: $7,000 · EducationTHE COMMUNITY FOOD BANK OF VICTORIA DBA FOOD BANK OF THE GOLDEN CRESCENT: $10,000 · Food & NutritionWASTE NOT WANT NOT: $7,500 · Food & NutritionBOYS & GIRLS CLUBS OF GREATER TARRANT COUNTY INC: $8,000 · Youth DevelopmentP4L dba Lemonade Day: $7,500 · Youth Development
Philanthropy$847,000Other$106,780Human Services$60,000International$34,055Education$24,050Food & Nutrition$17,500Youth Development$15,500

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$100k$1.0M$10Mgrantee revenue →↑ funder's share of their budgetTDECU CARES FOUNDATION INC: $795,000 over 2y, 100% of budgetJunior Achievement of Southeast Texas Inc: $20,000 over 1y, 0.1% of budgetUnited Way of Brazoria County: $20,000 over 1y, 0.9% of budgetBoys and Girls Clubs of Greater Houston Foundation: $20,000 over 1y, 4.9% of budgetBRAZOSPORT INDEPENDENT SCHOOL DISTRICT EDUCATION FOUNDATION: $15,000 over 1y, 3.4% of budgetBRIDGEYEAR: $15,000 over 1y, 0.7% of budgetBETHELS PLACE: $15,000 over 1y, 3.5% of budgetHARVEST FOR THE HUNGRY INC: $15,000 over 1y, 1.9% of budgetGMZ EDUCATION AND DEVELOPMENT CENTER: $15,000 over 1y, 20% of budgetBoys and Girls Club of Brazoria County: $15,000 over 1y, 0.5% of budgetThe Women's Resource of Greater Houston: $12,000 over 1y, 0.5% of budgetFort Bend ISD Education Foundation: $12,000 over 1y, 1.0% of budgetVICTORIA ISD EDUCATION FOUNDATION INC: $11,280 over 1y, 4.9% of budgetMONTGOMERY COUNTY FOOD BANK INC: $10,000 over 1y, 0.0% of budgetTHE COMMUNITY FOOD BANK OF VICTORIA DBA FOOD BANK OF THE GOLDEN CRESCENT: $10,000 over 1y, 0.1% of budgetSweeny ISD Education Foundation: $9,050 over 1y, 4.2% of budgetEDUCATION FOR TOMORROW ALLIANCE: $8,000 over 1y, 2.5% of budgetTHE HUB HOUSTON INC: $8,000 over 1y, 0.3% of budgetUndies for Everyone: $8,000 over 1y, 0.3% of budgetJunior Achievement of Brazoria County I: $8,000 over 1y, 3.9% of budgetBOYS & GIRLS CLUBS OF GREATER TARRANT COUNTY INC: $8,000 over 1y, 0.1% of budgetP4L dba Lemonade Day: $7,500 over 1y, 0.4% of budgetWASTE NOT WANT NOT: $7,500 over 1y, 0.3% of budgetSLEEP IN HEAVENLY PEACE INC: $7,500 over 1y, 0.0% of budgetPASADENA ISD EDUCATION FOUNDATION: $7,000 over 1y, 0.7% of budgetOUTREACH INC: $6,055 over 1y, 0.1% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Tdecu Cares Foundatio…Shell USA Company Fou…Greater Houston Commu…Centerpoint Energy Fo…Albert & Ethel Herzst…The Houston Food BankUnited Way of Brazori…Harry S & Isabel C Ca…The Blackbaud Giving …Charities Aid Foundat…Texas Instruments Fou…The Ayco Charitable F…
Tdecu Cares Foundation IncTX36.9× affinity15 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Tdecu Cares Foundation Inc · Shell USA Company Foundation · Greater Houston Community Foundation · Centerpoint Energy Foundation Inc · Albert & Ethel Herzstein Charitable Foundation · The Houston Food Bank · United Way of Brazoria County · Harry S & Isabel C Cameron Foundation Sentinel Trust Company · The Blackbaud Giving Fund · Charities Aid Foundation America · Texas Instruments Foundation · The Ayco Charitable Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Texas Dow Employees Credit Union funds: left to right is the share of its income from government, bottom to top the share from Texas Dow Employees Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%6%25%56%100%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    6report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 28 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

    Play a game based on Texas Dow Employees Credit Union’s filings →

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home