Loading…
Loading…
· Public charity
Increase economic well-being of our members through not-for-profit, cooperative financial services.
Every grant clustered by its grantee’s IRS cause code (NTEE), by year — across FY2023–2024.
Beneath the NTEE codes, this is what the grant descriptions actually say.
…and in their own words, year by year
Words distinctive to each year’s grant purposes (TF-IDF) · event-driven terms in cyan.
Your grants by size, and where they go.
Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.
Your human-services grants (FY23–23, $60k) land where the poverty rate runs at 14% — the area typically sits at 11%. 63% of those dollars reach neighborhoods with above-average need. Most of your grants land in higher-need ZIPs.
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.
US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA, United Way ALICE — shown as context about the area, never attributed to your giving.
The same grants, placed two ways — where each recipient sits, and where its stated purpose earmarks the money.
About 61% of TEXAS DOW EMPLOYEES CREDIT UNION’s grant dollars are earmarked, by their stated purpose, for a different county than the recipient’s own address — money that lands at a nonprofit in one place but is meant to do its work in another.
Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the foundation’s own 990 grant descriptions.
The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.
The HISD Foundation supports Houston Independent School District's schools and programs.
Breakthrough Houston works with highly motivated, traditionally underrepresented students to achieve post-secondary success and empowers aspiring leaders to become the next generation of educators and advocates.
Ensure a Houston where no one goes hungry and all can provide food for themselves and families.
The Food Bank is a 501c3 nonprofit, hunger relief organization that distributes donated purchased food to children, families, and seniors through a network of over 100 partner agencies in 19 counties in West Texas
To increase the number of Houston students learning in great schools.
To inspire & enable young people to realize their full potential as responsible, caring citizens.
Tarrant area food bank empowers communities to alleviate hunger and improve health.
To inspire and enable all young people, especially those who need us most, to realize their full potential as productive, responsible, and caring citizens.
Valor Public Schools educates the whole person in authentic communities for a full human life.
BAFTX provides financial support to enable Texas students to fulfil their potential.
Build Galveston connects, leverages, and utilizes resources to strengthen the local community.
The Junior League of Houston Foundation was formed for charitable and educational purposes and to serve as custodian of funds for The Junior League of Houston, Inc.
For reference, the grantee most central to the portfolio’s shape is Fort Bend Isd Education Foundation and the most unlike its peers is Tdecu Cares Foundation Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
Your grantees are a median of 22 years old; the field is 11. You back the established end — and your money leans older still.
The field is 30% startups (under 5 years old) — 5% of your grantees by number, and just 78% of your money.
The orgs you fund almost never close — 0.0% lost their exemption, against 15% of the field you don’t fund.
Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.
Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue.
Where your money sits — by cause, then by grantee
Each org by its size and your share of it — top-left is where you’re load-bearing
A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.
The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.
Open a dossier: Shell USA Company Foundation · Centerpoint Energy Foundation Inc · Greater Houston Community Foundation · Albert & Ethel Herzstein · The Houston Food Bank · First Community Foundation Inc · Harry S & Isabel C Cameron Foundation · Texas Instruments Foundation · The Blackbaud Giving Fund · Charities Aid Foundation America · Jpmorgan Chase Foundation · American Online Giving Foundation Inc
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.
Every dot is one organisation TEXAS DOW EMPLOYEES CREDIT UNION funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.
Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.
Through Plinth
This dossier was generated cold from public filings. In Plinth it’s a working system — every applicant assessed and every grant monitored. Here’s a taste, run on one of your grantees: TDECU CARES FOUNDATION.
Agentic due diligence · confidence × risk
~5 months of operating runway; revenue grew over 2 filed years.
2 years of Form 990 filings, still active; revenue up 9.0× since.
US 501(c)(3); EIN 920808347 on file with current IRS Form 990 filings.
Board composition & governance documents — verified live in Plinth from the applicant.
OFAC / UN sanctions screening — run live in Plinth at assessment.
Staffing, M&E and activity alignment — assessed live in Plinth from submitted proposals.
Live · Plinth’s real DD engine
Run the actual assessment on TDECU CARES FOUNDATION, cold from public data.
Generated live from public IRS filings + open web sources by Plinth’s agentic engine. Shown as an illustration of the product, not a formal assessment.
Post-award monitoring · continuous checks
What you see here is static and public. In Plinth it’s operational — the full six-pillar framework on every applicant (with their own documents + live registry and sanctions checks), monitoring dashboards on every award, custom board reports, and eligibility routing for intake.
Preview generated from this grantee’s public IRS filings and independent reporting. Pillars marked “live in Plinth” require the applicant’s submitted documents. Shown as illustration, not a formal assessment.
Warm introductions · Powered by PlinthPro
Find your warmest path to Texas Dow Employees Credit Union through people who sit on both boards. Search for your organization and Plinth traces the introduction across shared trustees and officers.
Every link is a documented governance overlap in public IRS 990 filings — not a personal network — and each hop carries its own confidence tier. Low-confidence or distant paths are held back rather than guessed.