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Plinth

· Public charity

Southeastern Credit Union Foundation

To enrich credit unions and the lives of their employees and members.

$892k
Granted FY2024still arriving
9
Grants FY2024still arriving
6
States reached
$100k
Largest
01What you fundRead
02The needRead
03Your fieldRead
01What you fund
01100% classified

What you funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year — across FY2018–2024.

Membership Benefit$678kHealth$107kPublic Safety & Disaster$65kPhilanthropy$64kPublic Benefit$61kCommunity Improvement$42kHuman Services$33kInternational$27kOther$0
02FY2024 · 9 grants

Where the money goes

Your grants by size, and where they go.

The 9 grants below total $198,864 — the rows itemised in this filing. The $892,184 headline is the total grant expense reported on the return, so the remaining $693,320 is giving the schedule does not break out: grants under the $5,000 itemisation floor, grants to individuals, and grants reported on other schedules. Every figure below describes the itemised rows only.

By grant size · FY2024

  • Under $10k2 grants · $14k
  • $10k–50k6 grants · $85k
  • $50k–250k1 grant · $100k
$10,000
Median grant
6
States reached
$4.7M
Total assets
Largest grants
RecipientAmount
CMN HOSPITALS$100,000
UNITED WAY OF GEORGIA INC$25,000
WORLDWIDE FOUNDATION FOR CREDIT UNIONS$20,000
TENNESSEE CREDIT UNION LEAGUE INC$10,000
AFRICAN AMERICAN CU COALITION$10,000
CAROLINAS CREDIT UNION FOUNDATION$10,000
BERRY COLLEGE INC$10,000
COMPASS FINANCIAL FCU$7,000
HELLO CU$6,864
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Dollar for dollar, your grants (FY18–24) land where the poverty rate runs at 16%, against an area that typically sits at 10%. 86% of your dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.

area typical 10%SPACE COAST CU: $24k → 10%ADDITION FINANCIAL: $14k → 11%HELLO CU: $7k → 12%MCCOY FCU: $5k → 13%GTE FINANCIAL: $11k → 13%COMMUNITY FIRST CU OF FLORIDA: $9k → 14%PUBLIX EMPLOYEES FCU: $6k → 16%PEN AIR FCU: $9k → 16%FLORIDA DISASTER FUND: $25k → 19%FAMILY SECURITY CU: $5k → 13%ALL IN CU: $9k → 21%WORLDWIDE FOUNDATION FOR CREDIT UNIONS: $20k → 10%CAROLINAS CREDIT UNION FOUNDATION: $10k → 15%CMN HOSPITALS: $100k → 8%AFRICAN AMERICAN CU COALITION: $10k → 9%GEORGIA UNITED CU: $9k → 13%BERRY COLLEGE INC: $10k → 15%PUBLIC PROTECTION CABINET: $20k → 14%SUNCOAST CU: $47k → 13%VYSTAR CU: $17k → 14%MIDFLORIDA CU: $25k → 16%LEAGUE OF SOUTHEASTERN CREDIT UNIONS: $593k → 19%WORLDWIDE CREDIT UNION FOUNDATION: $7k → 10%CHILDREN'S MIRACLE NETWORK: $7k → 8%GROW FINANCIAL FCU: $14k → 13%FIRST COMMERCE CU: $6k → 19%CREDIT UNION NATIONAL ASSOCIATION: $6k → 10%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

Which US states your grants reach

WI
UT
KY
TN
NC
AL
GA
FL

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

04

Where the work is directed

The same grants, placed two ways — where each recipient sits, and where its stated purpose earmarks the money.

About 59% of Southeastern Credit Union Foundation’s grant dollars are earmarked, by their stated purpose, for a different county than the recipient’s own address — money that lands at a nonprofit in one place but is meant to do its work in another. Read by recipient address, 77% of the giving stays in FL; read by stated purpose it is 23% — less of the work is directed home than the recipients' locations suggest.

Southeastern Credit Union Foundationlessmore of its giving
Placed by recipient address

Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the foundation’s own 990 grant descriptions.

03Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
Credit Union of America

Provide lending, savings, and financial services for mutual purpose, including consumer loans, real estate loans, credit cards, savings and certificate accounts, investment options, and multiple methods for member access to their financial…

—
2
Associated Credit Union

Associated credit union offers members financial products that fulfill their needs, service that exceeds their expectations, and relationships that inspire their trust.

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3
Credit Union of Georgia

The credit union is a cooperative organized to provide members thrift savings and borrowings.

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4
Credit Unions in the State of California Sierra Central Credit Union

As your financial institution, we pledge to serve you and our community faithfully. we will be friendly, helpful, and professional, and we will provide great products and competitive rates.

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5
Florida Credit Union

Income from credit union membership and from investement of member funds provide the foundation from which the organization can function and provide service to its restricted membership.

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6
California Coast Credit Union

California coast credit union (credit union) is a cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and…

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7
Americu Credit Union

Americu credit union strives to be the primary financial resource for its members. our mission is to exceed member expectations and build beneficial and lasting relationships by providing excellent financial services.

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8
San Diego County Credit Union

A not-for-profit credit union wholly owned by its members

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9
Alabama Central Credit Union

The credit union's mission is to promote thrift among its members and create a source of credit for them at legitimate rates of interest. the credit union serves members in several counties throughout alabama. the total number of members…

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10
Sound Credit Union

A member owned cooperative providing financial services, including loans and share deposits to its members.

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11
Community Star Credit Union

To provide lending,savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service-based emphasis that recognizes the members status as owners.

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12
Gecu

Provide our members and our community with convenient, superior financial products and services that pave the way for financial freedom.

—

For reference, the grantee most central to the portfolio’s shape is Space Coast Credit Union and the most unlike its peers is Berry College Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

05the grantee network

23 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 2017–2025, not grant rows in a single year — so this will not match the grant count on the cover. 23 of the 32 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

1
Load-bearing (≥25% of a budget)
3
Early backer (in before they grew)
23/23
Grantees still filing
16/23
Grew since you first funded

Where your money sits — by cause, then by grantee

LEAGUE OF SOUTHEASTERN CREDIT UNIONS — $592,927 · Membership BenefitLEAGUE OF SOUTHEASTERN CREDIT UNIONSCHILDREN'S MIRACLE NETWORK — $107,284 · OtherCHILDREN'S MIRACLE NETWORKMIDFLORIDA CREDIT UNION — $25,000 · OtherMIDFLORIDA CREDIT UNIONSPACE COAST CREDIT UNION — $24,025 · OtherSPACE COAST CREDIT UNIONCOMMONWEALTH OF KENTUCKY — $20,000 · OtherCOMMONWEALTH OF KENTUCKYVyStar Credit Union — $17,450 · OtherGROW FINANCIAL FCU — $14,025 · OtherGTE FINANCIAL — $11,250 · Other+15 more — $114,939 · Other+15 moreSUNCOAST CREDIT UNION — $46,625 · Public BenefitADDITION FINANCIAL CREDIT UNION — $13,875 · Public BenefitWORLDWIDE FOUNDATION FOR CREDIT UNIONS INC — $26,500 · InternationalVOLUNTEER FLORIDA FOUNDATION INC — $25,000 · PhilanthropyUNITED WAYS OF GEORGIA INC — $25,000 · Human ServicesCAROLINAS CREDIT UNION FOUNDATION — $10,000 · EducationBERRY COLLEGE INC — $10,000 · EducationAFRICAN AMERICAN CREDIT UNION COALITION — $10,000 · Community ImprovementCREDIT UNION NATIONAL ASSOCIATION INC — $6,177 · Community Improvement
Membership Benefit$592,927Other$333,973Public Benefit$60,500International$26,500Philanthropy$25,000Human Services$25,000Education$20,000Community Improvement$16,177

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ your share of their budgetLEAGUE OF SOUTHEASTERN CREDIT UNIONS — $592,927 over 1y, 7.8% of budgetCHILDREN'S MIRACLE NETWORK — $107,284 over 2y, 0.2% of budgetSUNCOAST CREDIT UNION — $46,625 over 1y, 0.0% of budgetWORLDWIDE FOUNDATION FOR CREDIT UNIONS INC — $26,500 over 2y, 0.9% of budgetVOLUNTEER FLORIDA FOUNDATION INC — $25,000 over 1y, 4.5% of budgetMIDFLORIDA CREDIT UNION — $25,000 over 1y, 0.0% of budgetUNITED WAYS OF GEORGIA INC — $25,000 over 1y, 31% of budgetSPACE COAST CREDIT UNION — $24,025 over 1y, 0.0% of budgetVyStar Credit Union — $17,450 over 1y, 0.0% of budgetSTATE CHARTERED CREDIT UNIONS IN FLORIDA — $10,775 over 1y, 0.0% of budgetCAROLINAS CREDIT UNION FOUNDATION — $10,000 over 1y, 0.2% of budgetBERRY COLLEGE INC — $10,000 over 1y, 0.0% of budgetAFRICAN AMERICAN CREDIT UNION COALITION — $10,000 over 1y, 0.4% of budgetGEORGIA UNITED CREDIT UNION — $9,475 over 1y, 0.0% of budgetSTATE CHARTERED CREDIT UNIONS IN FLORIDA — $8,775 over 1y, 0.0% of budgetCOMMUNITY FIRST CREDIT UNION OF FLORIDA — $8,750 over 1y, 0.0% of budgetHELLO CREDIT UNION — $6,864 over 1y, 0.1% of budgetSTATE CHARTERED CREDIT UNIONS IN FLORIDA ENVISION CREDIT UNION — $6,500 over 1y, 0.0% of budgetCREDIT UNION NATIONAL ASSOCIATION INC — $6,177 over 1y, 0.0% of budgetFIRST COMMERCE CREDIT UNION — $5,500 over 1y, 0.0% of budgetFAMILY SECURITY CREDIT UNION — $5,200 over 1y, 0.0% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a set of overlaps that mostly run through you, not between each other.

National Credit Union…
National Credit Union FoundationWI13.5× affinity4 shared granteesties to 0 of 0Hover any node to trace its alignments.Compare side by side →

Open a dossier: National Credit Union Foundation

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organization Southeastern Credit Union Foundation funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal, a single department, or state — and drag the year to watch it move.

2024
’20’21’22’23’24
no gov · 70%3%10%23%40%your share of their income ↑0%10%20%30%40%share of the org’s income from government →median 0%
  • Volunteer Florida Foundation Inc — 2% of income from government
  • Addition Financial Credit Union — 0% of income from government
  • VyStar Credit Union — 0% of income from government
  • Midflorida Credit Union — 0% of income from government
no gov moneyreceives it· size = income
7get no government money at all
2report government grants on their 990 we could not trace to a source (not plotted)
0rely on government for over half their income
⤢ axis zoomed · 0–40%
typical government reliance, FY20–24

Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 32 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

Generated from your IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12–24 months behind; figures are dated accordingly.

Source object · view filing

More from the funding graph

The unnamed billions
grants reported with no recipient in the public record
The regranting layer
51% of grant dollars land in the regranting layer
The DAF merry-go-round
$9.7B circulates between donor-advised funds
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home
State money flows
the interactive map of money crossing state lines