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Plinth

· Public charity

Seattle Metropolitan Credit Union

To promote thrift among its members, serve the underserved in the seattle metropolitan area, and to provide financial services and to create a source of credit for them at legitimate rates of interest for provident, productive and educational purposes.

$326k
Granted FY2024still arriving
4
Grants FY2024still arriving
1
States reached
$250k
Largest
01What you fund
01100% classified

What you funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year — across FY20182024.

Education$318kCommunity Improvement$82kHuman Services$67kPhilanthropy$25kRecreation & Sports$13kHealth$8k
02FY2024 · 4 grants

Where the money goes

Your grants by size, and where they go.

The 4 grants below total $291,210 — the rows itemised in this filing. The $326,488 headline is the total grant expense reported on the return, so the remaining $35,278 is giving the schedule does not break out: grants under the $5,000 itemisation floor, grants to individuals, and grants reported on other schedules. Every figure below describes the itemised rows only.

By grant size · FY2024

  • Under $10k1 grant · $5k
  • $10k–50k2 grants · $36k
  • $250k+1 grant · $250k
$26,060
Median grant
1
States reached
$1.1B
Total assets
Largest grants
RecipientAmount
SEATTLECU FOUNDATION$250,000
TACOMA COMMUNITY HOUSE$26,060
LATINO EDUCATIONAL TRAINING INSTITUTE$10,000
COLUMBIA TOWER CLUB$5,150
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY18–24, $67k) land where the poverty rate runs at 9%, against an area that typically sits at 8%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.

area typical 8%YWCA SEATTLE KING COUNTY: $6k → 9%TACOMA COMMUNITY HOUSE: $26k → 9%UKRAINIAN COMMUNITY CENTER: $10k → 9%EL CENTRO DE LA RAZA: $25k → 9%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

04

Where the work is directed

The same grants, placed two ways — where each recipient sits, and where its stated purpose earmarks the money.

About 10% of Seattle Metropolitan Credit Union’s grant dollars are earmarked, by their stated purpose, for a different county than the recipient’s own address — money that lands at a nonprofit in one place but is meant to do its work in another. Read by recipient address, 94% of the giving stays in WA; read by stated purpose it is 81% — less of the work is directed home than the recipients' locations suggest.

Seattle Metropolitan Credit Unionlessmore of its giving
Placed by recipient address · 6.8% directed abroad (not shown)

Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the foundation’s own 990 grant descriptions.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

23%of every dollar goes to organizations you’ve funded before.
$115k · 5 repeat orgs$397k to everyone else

And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +82% since the first grant, against +41% for the ones you funded once.

5 repeat relationships — 1 still active in FY2024, 4 since wound down; 3 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

5
9

Total granted

$115k
$111k

Median revenue growth · since first grant

+82%
+41%

Still filing today

60%
89%

New vs renewed · share of each year

In FY2024, 2% of grant dollars renewed an existing relationship; $286k went to new ones.

50%100%’18’19’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’18’19’21’22’23’24
EducationHuman ServicesCommunity ImprovementPhilanthropyHealthOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • 2P
    21 PROGRESS FUND
    2× · 2018–2019 · $35k · revenue +428%
  • EC
    EDMONDS COLLEGE FOUNDATION
    2× · 2022–2023 · $31k · revenue -26%
  • UW
    UNITED WAY OF KING COUNTY
    2× · 2018–2021 · $25k · revenue -30%

Funded once

  • EC
    EL CENTRO DE LA RAZAgraduated
    2× · 2018–2020 · $25k · revenue +143%
  • UNITED NEGRO COLLEGE FUND INC
    one grant, 2022 · $20k · revenue -29%
  • AI
    ALPFA INC
    one grant, 2019 · $12k · revenue -90%

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
Seattle Economic Development Fund Business Impact Nw

To provide economic development financing to serve the needs of small businesses in the state of washington that would not qualify for private financing under conventional financing criteria.

Community Improvement
2
Washington African American Chamber of Commerce

WAACOC nonprofit organization focuses on promoting economic development by providing crucial business development and technical assistance services. Through strategic partnerships and targeted programs we support entrepreneurs and small…

Human Services
3
Community Credit Lab

To support equitable access to economic opportunities for immigrants, refugees, low-income, marginalized, and underserved communities in king county and the united states.

Human Services
4
Urban League of Metropolitan Seattle

The urban league of metropolitan seattle (ulms) empowers african americans, as well as other diverse underserved communities, to thrive by securing educational and economic opportunities.

5
Washington Ethnic Studies Now

Washington Ethnic Studies Now WAESN is a multigenerational majority POC-led nonprofit advancing Ethnic Studies and racial justice in Washington. We center people of color build youth-centered leadership and learning and organize…

Education
6
Greater Washington Partnership

We identify shared opportunities and core challenges and offer solutions to the region's most critical issues including skills and talent, regional mobility, infrastructure and inclusive economic growth.

Recreation & Sports
7
Independent Colleges of Washington

Independent colleges of washington is the leading advocate for not-for-profit, private campuses in washington state.

Education
8
Association of Washington Cities

The association of washington cities builds connections between our state's diverse cities and towns, while providing our members with the support needed to thrive through delivery of data-driven education, nationally recognized pooling…

9
Washington Area Community Investment Fund Inc

The washington area community investment fund (wacif) is a nonprofit community loan fund focused on increasing equity and economic opportunity in the washington, dc area's underserved communities. wacif's mission is driven is driven by…

10
Central Washington Hispanic Chamber of Commerce

We increase access to economic opportunities for business owners, entrepreneurs, and individuals in Central Washington by connecting and providing them with resources, representation, and opportunities to build community.

Community Improvement
11
Tacoma Urban League

To assist African Americans, other ethnic minorities and economically disadvantaged individuals and families in the achievement of social equity and economic independence.

Human Services
12
Tenants Union of Washington

The mission of the Tenants Union (TU) is to create housing justice through empowerment-based education, outreach, leadership development, organizing, and advocacy.

For reference, the grantee most central to the portfolio’s shape is Young Womens Christian Association of Seattle-King County-Snohomish County and the most unlike its peers is Black Owned Business Excellence. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

05the grantee network

16 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 20172025, not grant rows in a single year — so this will not match the grant count on the cover. 16 of the 17 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

1
Load-bearing (≥25% of a budget)
2
Early backer (in before they grew)
15/16
Grantees still filing
7/16
Grew since you first funded

Where your money sits — by cause, then by grantee

SEATTLECU FOUNDATION — $250,000 · EducationSEATTLECU FOUNDATION21 PROGRESS FUND — $35,000 · Education21 PROGRESS FUNDEDMONDS COLLEGE FOUNDATION — $31,359 · EducationEDMONDS COLLEGE FOUNDATIONUNITED NEGRO COLLEGE FUND INC — $20,000 · EducationUNITED NEGRO COLLEGE FUND INC+1 more — $10,000 · EducationTacoma Community House — $26,060 · Human ServicesTacoma Communi…EL CENTRO DE LA RAZA — $25,000 · Human ServicesEL CENTRO DE L…UKRAINIAN COMMUNITY CENTER OF WASHINGTON — $10,000 · Human ServicesUKRAINIAN COMM…YOUNG WOMENS CHRISTIAN ASSOCIATION OF SEATTLE-KING COUNTY-SNOHOMISH COUNTY — $6,000 · Human ServicesYOUNG WOMENS C…COLUMBIA TOWER CLUB — $12,650 · OtherALPFA INC — $12,000 · OtherNATIONAL BLACK MBA ASSOCIATION - SEATTLE CHAPTER — $10,000 · OtherTHIRD SECTOR NEW ENGLAND INC — $11,920 · Community ImprovementBlack Owned Business Excellence — $10,000 · Community ImprovementFRIENDS OF LITTLE SAIGON — $10,000 · Community ImprovementUNITED WAY OF KING COUNTY — $24,500 · PhilanthropySEA MAR COMMUNITY HEALTH CENTERS — $7,500 · Health
Education$346,359Human Services$67,060Other$34,650Community Improvement$31,920Philanthropy$24,500Health$7,500

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ your share of their budgetSEATTLECU FOUNDATION — $250,000 over 1y, 100% of budget21 PROGRESS FUND — $35,000 over 2y, 23% of budgetEDMONDS COLLEGE FOUNDATION — $31,359 over 2y, 1.3% of budgetTacoma Community House — $26,060 over 1y, 0.5% of budgetEL CENTRO DE LA RAZA — $25,000 over 2y, 0.3% of budgetUNITED WAY OF KING COUNTY — $24,500 over 2y, 0.0% of budgetUNITED NEGRO COLLEGE FUND INC — $20,000 over 1y, 0.0% of budgetALPFA INC — $12,000 over 1y, 0.3% of budgetTHIRD SECTOR NEW ENGLAND INC — $11,920 over 2y, 0.0% of budgetUKRAINIAN COMMUNITY CENTER OF WASHINGTON — $10,000 over 1y, 0.4% of budgetLATINO EDUCATIONAL TRAINING INSTITUTE — $10,000 over 1y, 0.2% of budgetFRIENDS OF LITTLE SAIGON — $10,000 over 1y, 1.2% of budgetSEA MAR COMMUNITY HEALTH CENTERS — $7,500 over 1y, 0.0% of budgetYOUNG WOMENS CHRISTIAN ASSOCIATION OF SEATTLE-KING COUNTY-SNOHOMISH COUNTY — $6,000 over 1y, 0.0% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

Seattle FoundationWA20.1× affinity8 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Seattle Foundation · Puget Sound Energy Foundation · School's Out Washington · Credit Unions in the State of Washington · Northwest Harvest Emm · Inatai Foundation · The Norcliffe Foundation · Local Initiatives Support Corporation · The Bank of America Charitable Foundation Inc · American Online Giving Foundation Inc · Donor Advised Charitable Giving Inc · Fidelity Investments Charitable Gift Fund

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organization Seattle Metropolitan Credit Union funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024
202122232425
no gov · 00%6%25%56%100%your share of their income ↑0%25%50%75%100%share of the org’s income from governmentmedian 3%
  • Third Sector New England Inc3% of income from government
no gov moneyreceives it· size = income
0get no government money at all
5report government grants on their 990 we could not trace to a source (not plotted)
0rely on government for over half their income
typical government reliance, FY2025

Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 17 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

Generated from your IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12–24 months behind; figures are dated accordingly.

Source object · view filing

More from the funding graph