Skip to content
Pfcu at a glance

· Public charity

Pfcu

The mission of PFCU is to deliver financial well-being to its members by providing comprehensive and progressive financial services at fair and reasonable rates and terms accompanied by first-rate service.

$165k
Granted FY2025still arriving
4
Grants FY2025still arriving
1
States reached
$25k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2021 to 2025.

Human Services$50kRecreation & Sports$39kYouth Development$35kInternational$25kPhilanthropy$25kEducation$15kHousing & Shelter$8kCommunity Improvement$8kOther$0
02FY2025 · 4 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 4 grants below total $56,550, the rows itemized in this filing. The $164,960 headline is the total grant expense on the return; the other $108,410 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2025

  • Under $10k1 grant · $8k
  • $10k–50k3 grants · $49k
$12,050
Median grant
1
States reached
$834M
Total assets
Largest grants
RecipientAmount
PFCU FOUNDATION$25,000
JUNIOR ACHIEVEMENT$12,050
IONIA FREE FAIR ASSOCIATION$12,000
CALEDONIA COMMUNITY SCHOOLS$7,500
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY21–23, $14k) land where the poverty rate runs at 13%, against an area that typically sits at 12%. 43% of those dollars go to grantees based in above-average-need neighborhoods. Its grants spread fairly evenly across need levels.

area typical 12%MOTHER TERESA: $6k → 16%ALPHA FAMILY CENTER: $8k → 11%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
04

Where the work is directed

The same grants placed two ways: where each recipient sits, and where its stated purpose sends the money.

About 7% of Pfcu’s grant dollars are earmarked for a different county than the recipient’s own address. By recipient address, 87% of the giving stays in MI; by stated purpose, 81%.

Pfculessmore of its giving
Placed by recipient address
How this is measured
Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the funder’s own 990 grant descriptions.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

28%of every dollar goes to organizations it has funded before.
$59k · 3 repeat orgs$152k to everyone else

Grantees it renews have grown median revenue +23% since the first grant, against +12% for those funded once.

3 repeat relationships: 3 still active in FY2025, 0 since wound down; 1 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

3
13

Total granted

$59k
$127k

Median revenue growth · since first grant

+23%
+12%

Still filing today

67%
62%

New vs renewed · share of each year

In FY2025, 56% of grant dollars renewed an existing relationship; $25k went to new ones.

50%100%’21’22’23’24’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’21’22’23’24’25
Human ServicesYouth DevelopmentInternationalRecreation & SportsPhilanthropyCommunity ImprovementOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • JA
    JUNIOR ACHIEVEMENT OF THE MICHIGAN GREAT LAKES INC
    2× · 2024–2025 · $25k · revenue +23%
  • IF
    IONIA FREE FAIR ASSOCIATION
    2× · 2024–2025 · $19k · revenue +10%
  • CC
    CALEDONIA COMMUNITY SCHOOLS
    2× · 2024–2025 · $15k

Funded once

  • M4
    MICHIGAN 4-H FOUNDATION
    one grant, 2024 · $35k · revenue -19%
  • FP
    FLINT PREMIER SOCCER LLC
    one grant, 2024 · $10k
  • CO
    CITY OF PORTLAND
    one grant, 2021 · $10k
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
The Comfort Home Mi

Provide no cost care and no cost room and board for the terminally ill.

Human Services
2
Hospice Homes of Genesee and Lapeer Counties

To provide housing and end of life care and support to terminally ill individuals.

Human Services
3
South Oakland Shelter

Lighthouse mi endeavors to build equitable communities and alleviate poverty in partnership with and in service to individuals, families, and organizations.

Housing & Shelter
4
Habitat for Humanity of Lenawee County

Home construction or renovation for low income individuals and families in Lenawee County

—
5
Michigan Farmhouse Association Inc Farmhouse Fraternity Inc

Provide housing for fraternity members

Membership Benefit
6
Northwest Mi Habitat for Humanity

Provide quality housing for low income families.

—
7
Michigan Home for the Armenian Aged

Our goal is to assist each person to remain as independent as possible. we wish to create an environment and atmosphere that is filled with vibrancy, pride, security and a sense of belonging.

—
8
Lighthouse Center of Hope

Shelter for unwed mothers

Philanthropy
9
Dearborn County Clearing House for Emergency Aid Inc

To provide assistance to the needy in southearstern indiana in the form of food housing and utilities.

Human Services
10
Pregnancy Resource Center of Flint

Resource Services For Pregnant Women

Health
11
Tipton County 4-H Board Inc

Maintain and operate grounds & buildings for the 4-h fair and other community projects

Recreation & Sports
12
Child Welfare Society of Flint
—
How this is measured
The grantee most central to the portfolio’s shape is Michigan 4-H Foundation; the most unlike its peers is Pfcu Foundation. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
05the grantee network

10 grantees tracked through their own filings, 2017–2026.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2026, not grant rows in a single year, so this will not match the grant count on the cover. 10 of the 17 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
2
Early backer (in before they grew)
10/10
Grantees still filing
6/10
Grew since first funded

Where the money sits, by cause and then by grantee

CALEDONIA COMMUNITY SCHOOLS: $15,000 · OtherCALEDONIA COMMUNITY SCHOOLSFLINT PREMIER SOCCER LLC: $10,000 · OtherFLINT PREMIER SOCCER LLCCITY OF PORTLAND: $10,000 · OtherCITY OF PORTLANDHABITAT FOR HUMANITY OF IONIA COUNTY: $8,006 · OtherHABITAT FOR HUMANITY OF IONIA COUNTYARIANA MAE FOUNDATION: $7,868 · OtherARIANA MAE FOUNDATIONJACOBS LADDER FOUNDATION: $7,228 · OtherJACOBS LADDER FOUNDATIONWELCOME HOME VETERANS INC: $6,765 · OtherWELCOME HOME VETERANS INCOLD NEWSBOYS OF FLINT INC: $6,730 · OtherOLD NEWSBOYS OF FLINT INCMICHIGAN 4-H FOUNDATION: $35,000 · Youth DevelopmentMICHIGAN 4-H FOUND…JUNIOR ACHIEVEMENT OF THE MICHIGAN GREAT LAKES INC: $25,300 · InternationalJUNIOR ACHIEV…PFCU FOUNDATION: $25,000 · PhilanthropyPFCU FOUNDATI…ALPHA WOMENS CENTER OF LOWELL: $8,113 · Human ServicesALPHA WOMEN…GREEN GABLES HAVEN: $6,791 · Human ServicesGREEN GABLE…MOTHER TERESA HOUSE FOR THE CARE OF THE TERMINALLY ILL: $6,060 · Human ServicesMOTHER TERE…IONIA FREE FAIR ASSOCIATION: $19,100 · Recreation & SportsIONIA FREE…Lowell Showboat VI: $7,500 · Community ImprovementSHARED PREGNANCY WOMENS CENTER: $6,493 · Civil Rights
Other$71,597Youth Development$35,000International$25,300Philanthropy$25,000Human Services$20,964Recreation & Sports$19,100Community Improvement$7,500Civil Rights$6,493

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0Mgrantee revenue →↑ funder's share of their budgetMICHIGAN 4-H FOUNDATION: $35,000 over 1y, 2.2% of budgetJUNIOR ACHIEVEMENT OF THE MICHIGAN GREAT LAKES INC: $25,300 over 2y, 0.3% of budgetIONIA FREE FAIR ASSOCIATION: $19,100 over 2y, 0.7% of budgetALPHA WOMENS CENTER OF LOWELL: $8,113 over 1y, 3.9% of budgetHABITAT FOR HUMANITY OF IONIA COUNTY: $8,006 over 1y, 5.0% of budgetGREEN GABLES HAVEN: $6,791 over 1y, 1.8% of budgetOLD NEWSBOYS OF FLINT INC: $6,730 over 1y, 1.3% of budgetSHARED PREGNANCY WOMENS CENTER: $6,493 over 1y, 1.3% of budgetMOTHER TERESA HOUSE FOR THE CARE OF THE TERMINALLY ILL: $6,060 over 1y, 1.3% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Grand Rapids Communit…The Pfizer Foundation…American Online Givin…Fidelity Investments …Amazonsmile Foundation
Grand Rapids Community FoundationMI13.3× affinity4 shared granteesties to 4 of 4Hover any node to trace its alignments.Compare side by side →

Open a dossier: Grand Rapids Community Foundation · The Pfizer Foundation Inc · American Online Giving Foundation Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Pfcu funds: left to right is the share of its income from government, bottom to top the share from Pfcu. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%1%3%6%10%funder's share of their income ↑0%1%3%4%5%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    3report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–5%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 17 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

    Play a game based on Pfcu’s filings →

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home