· Public charity
Pfcu
The mission of PFCU is to deliver financial well-being to its members by providing comprehensive and progressive financial services at fair and reasonable rates and terms accompanied by first-rate service.
What you funded, over time
Every grant placed by its stated purpose and the recipient’s mission, by year — across FY2021–2025.
Where the money goes
Your grants by size, and where they go.
The 4 grants below total $56,550 — the rows itemised in this filing. The $164,960 headline is the total grant expense reported on the return, so the remaining $108,410 is giving the schedule does not break out: grants under the $5,000 itemisation floor, grants to individuals, and grants reported on other schedules. Every figure below describes the itemised rows only.
By grant size · FY2025
- Under $10k1 grant · $8k
- $10k–50k3 grants · $49k
| Recipient | Amount |
|---|---|
| PFCU FOUNDATION | $25,000 |
| JUNIOR ACHIEVEMENT | $12,050 |
| IONIA FREE FAIR ASSOCIATION | $12,000 |
| CALEDONIA COMMUNITY SCHOOLS | $7,500 |
Do your dollars go where the need is?
Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.
Your human-services grants (FY21–23, $14k) land where the poverty rate runs at 13%, against an area that typically sits at 12%. 43% of those dollars go to grantees based in above-average-need neighborhoods. Your grants spread fairly evenly across need levels.
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.
US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.
Where the work is directed
The same grants, placed two ways — where each recipient sits, and where its stated purpose earmarks the money.
About 7% of Pfcu’s grant dollars are earmarked, by their stated purpose, for a different county than the recipient’s own address — money that lands at a nonprofit in one place but is meant to do its work in another. Read by recipient address, 87% of the giving stays in MI; read by stated purpose it is 81% — less of the work is directed home than the recipients' locations suggest.
Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the foundation’s own 990 grant descriptions.
Who you back again
Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.
And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +23% since the first grant, against +6% for the ones you funded once.
3 repeat relationships — 3 still active in FY2025, 0 since wound down; 1 grantees were first funded in FY2025 (too recent to call).
How the two cohorts compare
Organizations
Total granted
Median revenue growth · since first grant
Still filing today
New vs renewed · share of each year
In FY2025, 56% of grant dollars renewed an existing relationship; $25k went to new ones.
Where new relationships form · theme of each grantee’s first grant
First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.
Backed again, and grew
- JAJUNIOR ACHIEVEMENT OF THE MICHIGAN GREAT LAKES INC2× · 2024–2025 · $25k · revenue +23%
- IFIONIA FREE FAIR ASSOCIATION2× · 2024–2025 · $19k · revenue +10%
- CCCALEDONIA COMMUNITY SCHOOLS2× · 2024–2025 · $15k
Funded once
- M4MICHIGAN 4-H FOUNDATIONone grant, 2024 · $35k · revenue -19%
- COCITY OF PORTLANDone grant, 2021 · $10k
- FPFLINT PREMIER SOCCER LLCone grant, 2024 · $10k
Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.
The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.
Provide no cost care and no cost room and board for the terminally ill.
To provide housing and end of life care and support to terminally ill individuals.
Lighthouse mi endeavors to build equitable communities and alleviate poverty in partnership with and in service to individuals, families, and organizations.
Home construction or renovation for low income individuals and families in Lenawee County
Provide housing for fraternity members
Provide quality housing for low income families.
Our goal is to assist each person to remain as independent as possible. we wish to create an environment and atmosphere that is filled with vibrancy, pride, security and a sense of belonging.
Shelter for unwed mothers
To provide assistance to the needy in southearstern indiana in the form of food housing and utilities.
Resource Services For Pregnant Women
Maintain and operate grounds & buildings for the 4-h fair and other community projects
For reference, the grantee most central to the portfolio’s shape is Michigan 4-H Foundation and the most unlike its peers is Pfcu Foundation. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
10 grantees tracked through their own filings, 2017–2025.
Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.
Counted here: distinct organizations you funded across 2017–2025, not grant rows in a single year — so this will not match the grant count on the cover. 10 of the 17 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.
Where your money sits — by cause, then by grantee
Each org by its size and your share of it — top-left is where you’re load-bearing
Go grantee by grantee — a decade per org, and how each moved after you funded them
A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.
- Who funds MICHIGAN 4-H FOUNDATION ↗
- Who funds JUNIOR ACHIEVEMENT OF THE MICHIGAN GREAT LAKES INC ↗
- Who funds IONIA FREE FAIR ASSOCIATION ↗
- Who funds ALPHA WOMENS CENTER OF LOWELL ↗
- Who funds HABITAT FOR HUMANITY OF IONIA COUNTY ↗
- Who funds Lowell Showboat VI ↗
- Who funds GREEN GABLES HAVEN ↗
- Who funds OLD NEWSBOYS OF FLINT INC ↗
- Who funds SHARED PREGNANCY WOMENS CENTER ↗
- Who funds MOTHER TERESA HOUSE FOR THE CARE OF THE TERMINALLY ILL ↗
The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.
Open a dossier: Grand Rapids Community Foundation · The Pfizer Foundation Inc · American Online Giving Foundation Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.
Government reliance of your grantees
Every dot is one organization Pfcu funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.
Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.