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Marine Credit Union Foundation

The mcu foundation was founded to make a positive difference in the communities served by mcu through charitable donations and initiatives that increase financial literacy.

$165k
Granted FY2024still arriving
5
Grants FY2024still arriving
1
States reached
$9k
Largest
01What you fund
01100% classified

What you funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year — across FY20172024.

Health$420kHuman Services$47kMembership Benefit$30kYouth Development$29kRecreation & Sports$19kFood & Nutrition$15kArts & Culture$11kEducation$10kOther$0
02FY2024 · 5 grants

Where the money goes

Your grants by size, and where they go.

The 5 grants below total $36,260 — the rows itemised in this filing. The $165,460 headline is the total grant expense reported on the return, so the remaining $129,200 is giving the schedule does not break out: grants under the $5,000 itemisation floor, grants to individuals, and grants reported on other schedules. Every figure below describes the itemised rows only.

$7,000
Median grant
1
States reached
$1.3M
Total assets
Largest grants
RecipientAmount
FEED MY PEOPLE$9,200
HABITAT FOR HUMANITY$7,500
THE GOOD FIGHT$7,000
GIFT OF ADOPTION FUND$6,310
ONALASKA ENHANCEMENT FOUNDATION$6,250
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY23–24, $35k) land where the poverty rate runs at 10%, against an area that typically sits at 9%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.

area typical 9%GIFT OF ADOPTION FUND: $22k → 10%GIFT OF ADOPTION FUND: $6k → 10%THE GOOD FIGHT: $7k → 12%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

82%of every dollar goes to organizations you’ve funded before.
$484k · 5 repeat orgs$104k to everyone else

5 repeat relationships — 2 still active in FY2024, 3 since wound down; 3 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

5
7

Total granted

$484k
$80k

Median revenue growth · since first grant

+33%
+43%

Still filing today

100%
86%

New vs renewed · share of each year

In FY2024, 35% of grant dollars renewed an existing relationship; $24k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
Youth DevelopmentHuman ServicesHealthMembership BenefitEducationCommunity ImprovementOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • GL
    Gundersen Lutheran Medical Foundation Inc
    4× · 2017–2021 · $420k · revenue +28%
  • GO
    GIFT OF ADOPTION FUND INC
    2× · 2023–2024 · $28k · revenue +33%
  • OE
    ONALASKA ENHANCEMENT FOUNDATION INC
    2× · 2023–2024 · $14k · revenue +76%

Funded once

  • CI
    COULEECAP INCgraduated
    one grant, 2018 · $30k · revenue +113%
  • SI
    SLEEP IN HEAVENLY PEACE INCgraduated
    one grant, 2023 · $13k · revenue +43%
  • LC
    LA CROSSE SYMPHONY ORCHESTRA INCgraduated
    one grant, 2023 · $11k · revenue +36%

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
Goodwill Industries of South Central Wisconsin Inc

Goodwill of south central wisconsin's mission is to help people in our community to live, work and thrive through housing, employment and supportive services. see schedule o for continuationsupported employment and job skills training are…

Employment
2
West Bend Community Foundation Inc
Philanthropy
3
La Crosse Area Development Corp

The purpose of the corporation shall be to actively facilitate and promote economic development and business retention in the la crosse area. this shall be accomplished by focusing on the "triad of development": the attraction of industry,…

4
Lss Foundation Inc

Supporting the tax exempt purpose of lutheran social services of wisconsin and upper michigan, inc.

Housing & Shelter
5
West Central Initiative

Serving to improve west central minnesota through funding, programs, and technical assistance. vision of a vibrant, inclusive, and sustainable world starts here in west central minnesota.

Philanthropy
6
La Crosse Area Builders Association Inc

To promote residential construction in the greater la crosse area.

7
Greater La Crosse Area Chamber of Commerce

To be a progressive business resource, growing companies and developing leaders through collaboration, advocacy, information, and services that benefit current and future businesses.

8
La Crosse Public Education Foundation Inc

The mission of the la crosse public education foundation is to enhance learning opportunities for students in the school district of la crosse and to promote community understanding and support for public education.

9
Ywca La Crosse Inc

Ywca is dedicated to eliminating racism, empowering women, and promoting peace, justice, freedom, and dignity for all.

Human Services
10
Cap Services Inc

Cap services, inc.'s mission is to transform people and communities to advance social and economic justice.

Human Services
11
Lake Champlain Opportunity Fund Inc

The purpose of this non-profit organization is to develop and implement workforce development strategies that support business and industry primarily in our region of vermont (chittenden county) and statewide. these strategies include the…

Community Improvement
12
Great Lakes Community Action Partnership

The mission of great lakes community action partnership is to create partnerships and opportunites to help individuals, families and communities thrive.

Human Services

For reference, the grantee most central to the portfolio’s shape is La Crosse Community Foundation and the most unlike its peers is Gundersen Lutheran Medical Foundation Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

04the grantee network

15 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 20172025, not grant rows in a single year — so this will not match the grant count on the cover. 15 of the 16 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

0
Load-bearing (≥25% of a budget)
3
Early backer (in before they grew)
15/15
Grantees still filing
10/15
Grew since you first funded

Where your money sits — by cause, then by grantee

Gundersen Lutheran Medical Foundation Inc — $419,812 · HealthGundersen Lutheran Medical Foundation IncGIFT OF ADOPTION FUND INC — $28,315 · Human ServicesTHE GOOD FIGHT COMMUNITY CENTER INC — $7,000 · Human ServicesLA CROSSE SYMPHONY ORCHESTRA INC — $10,500 · OtherLA CROSSE …FEED MY PEOPLE INC — $9,200 · OtherFEED MY PE…HABITAT FOR HUMANITY OF THE GREATER LACROSSE REGION INC — $7,500 · OtherHABITAT FO…FAMILY RESOURCES — $5,500 · OtherFAMILY RES…WESTERN TECHNICAL COLLEGE FOUNDATION INC — $10,000 · OtherWESTERN TE…WAFER INC — $6,100 · OtherWAFER INCLA CRESCENT AREA EVENT CENTER INC — $5,000 · OtherLA CRESCEN…COULEECAP INC — $30,000 · Membership BenefitBOYS AND GIRLS CLUBS OF GREATER LA CROSS — $10,950 · Youth DevelopmentBig Brothers Big Sisters of 7 Rivers Region Inc — $10,770 · Youth DevelopmentONALASKA ENHANCEMENT FOUNDATION INC — $14,250 · PhilanthropyLA CROSSE COMMUNITY FOUNDATION — $5,000 · PhilanthropySLEEP IN HEAVENLY PEACE INC — $13,000 · Housing & Shelter
Health$419,812Human Services$35,315Other$53,800Membership Benefit$30,000Youth Development$21,720Philanthropy$19,250Housing & Shelter$13,000

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$1.0M$10Mgrantee revenue →↑ your share of their budgetGundersen Lutheran Medical Foundation Inc — $419,812 over 4y, 0.7% of budgetCOULEECAP INC — $30,000 over 1y, 0.4% of budgetGIFT OF ADOPTION FUND INC — $28,315 over 2y, 0.5% of budgetONALASKA ENHANCEMENT FOUNDATION INC — $14,250 over 2y, 5.4% of budgetSLEEP IN HEAVENLY PEACE INC — $13,000 over 1y, 0.1% of budgetBOYS AND GIRLS CLUBS OF GREATER LA CROSS — $10,950 over 2y, 0.1% of budgetBig Brothers Big Sisters of 7 Rivers Region Inc — $10,770 over 2y, 1.5% of budgetLA CROSSE SYMPHONY ORCHESTRA INC — $10,500 over 1y, 1.7% of budgetWESTERN TECHNICAL COLLEGE FOUNDATION INC — $10,000 over 1y, 0.8% of budgetFEED MY PEOPLE INC — $9,200 over 1y, 0.1% of budgetHABITAT FOR HUMANITY OF THE GREATER LACROSSE REGION INC — $7,500 over 1y, 0.2% of budgetTHE GOOD FIGHT COMMUNITY CENTER INC — $7,000 over 1y, 1.8% of budgetWAFER INC — $6,100 over 1y, 0.4% of budgetLA CROSSE COMMUNITY FOUNDATION — $5,000 over 1y, 0.0% of budgetLA CRESCENT AREA EVENT CENTER INC — $5,000 over 1y, 0.3% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

La Crosse Community FoundationWI28.4× affinity11 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: La Crosse Community Foundation · Mayo Clinic Group Return · Lyche Family Foundation Inc · Cleary-Kumm Foundation Inc · Xcel Energy Foundation · Gundersen Lutheran Administrative Services Inc · Alm Charities Inc · Otto Bremer Trust · Dahl Family Foundation Xxxxxx6214 · Smith Russell & Vera Private Fdn Xxxxxx4172 · Green Bay Packers Foundation · Locher Family Foundation Trust Xxxxxx1227

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organization Marine Credit Union Foundation funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024
202122232425
no gov · 00%1%3%6%10%your share of their income ↑0%5%10%15%20%share of the org’s income from government
    no gov moneyreceives it· size = income
    0get no government money at all
    6report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–20%
    typical government reliance, FY2025

    Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

    On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 16 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

    Generated from your IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12–24 months behind; figures are dated accordingly.

    Source object · view filing

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