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Marine Credit Union Foundation at a glanceAlso receives grants: funding profile →

· Public charity

Marine Credit Union Foundation

The mcu foundation was founded to make a positive difference in the communities served by mcu through charitable donations and initiatives that increase financial literacy.

$165k
Granted FY2024still arriving
5
Grants FY2024still arriving
1
States reached
$9k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Health$420kHuman Services$47kMembership Benefit$30kYouth Development$29kRecreation & Sports$19kFood & Nutrition$15kArts & Culture$11kEducation$10kOther$0
02FY2024 · 5 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 5 grants below total $36,260, the rows itemized in this filing. The $165,460 headline is the total grant expense on the return; the other $129,200 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.
$7,000
Median grant
1
States reached
$1.3M
Total assets
Largest grants
RecipientAmount
FEED MY PEOPLE$9,200
HABITAT FOR HUMANITY$7,500
THE GOOD FIGHT$7,000
GIFT OF ADOPTION FUND$6,310
ONALASKA ENHANCEMENT FOUNDATION$6,250
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY23–24, $35k) land where the poverty rate runs at 10%, against an area that typically sits at 9%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 9%GIFT OF ADOPTION FUND: $22k → 10%GIFT OF ADOPTION FUND: $6k → 10%THE GOOD FIGHT: $7k → 12%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

82%of every dollar goes to organizations it has funded before.
$484k · 5 repeat orgs$104k to everyone else

5 repeat relationships: 2 still active in FY2024, 3 since wound down; 3 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

5
7

Total granted

$484k
$80k

Median revenue growth · since first grant

+42%
+43%

Still filing today

100%
86%

New vs renewed · share of each year

In FY2024, 35% of grant dollars renewed an existing relationship; $24k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
Youth DevelopmentHuman ServicesHealthMembership BenefitEducationCommunity ImprovementOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • GL
    Gundersen Lutheran Medical Foundation Inc
    4× · 2017–2021 · $420k · revenue +42%
  • GO
    GIFT OF ADOPTION FUND INC
    2× · 2023–2024 · $28k · revenue +33%
  • OE
    ONALASKA ENHANCEMENT FOUNDATION INC
    2× · 2023–2024 · $14k · revenue +76%

Funded once

  • CI
    COULEECAP INCgraduated
    one grant, 2018 · $30k · revenue +113%
  • SI
    SLEEP IN HEAVENLY PEACE INCgraduated
    one grant, 2023 · $13k · revenue +43%
  • LC
    LA CROSSE SYMPHONY ORCHESTRA INCgraduated
    one grant, 2023 · $11k · revenue +36%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Goodwill Industries of South Central Wisconsin Inc

Goodwill of south central wisconsin's mission is to help people in our community to live, work and thrive through housing, employment and supportive services. see schedule o for continuationsupported employment and job skills training are…

Employment
2
West Bend Community Foundation Inc
Philanthropy
3
La Crosse Area Development Corp

The purpose of the corporation shall be to actively facilitate and promote economic development and business retention in the la crosse area. this shall be accomplished by focusing on the "triad of development": the attraction of industry,…

—
4
La Crosse Area Builders Association Inc

To promote residential construction in the greater la crosse area.

—
5
Greater La Crosse Area Chamber of Commerce

To be a progressive business resource, growing companies and developing leaders through collaboration, advocacy, information, and services that benefit current and future businesses.

—
6
West Central Initiative

Serving to improve west central minnesota through funding, programs, and technical assistance. vision of a vibrant, inclusive, and sustainable world starts here in west central minnesota.

Philanthropy
7
Lss Foundation Inc

Supporting the tax exempt purpose of lutheran social services of wisconsin and upper michigan, inc.

Housing & Shelter
8
Ywca La Crosse Inc

Ywca is dedicated to eliminating racism, empowering women, and promoting peace, justice, freedom, and dignity for all.

Human Services
9
La Crosse Public Education Foundation Inc

The mission of the la crosse public education foundation is to enhance learning opportunities for students in the school district of la crosse and to promote community understanding and support for public education.

—
10
Legal Action of Wisconsin Inc

Legal action exists to provide creative, effective, and high-quality legal representation in order to achieve justice for low-income people and others to whom it would otherwise be denied. we advocate for empowerment and systemic change to…

Crime & Legal
11
Cap Services Inc

Cap services, inc.'s mission is to transform people and communities to advance social and economic justice.

Human Services
12
Greater La Crosse Area Chamber of Commerce Foundation Inc
Education
How this is measured
The grantee most central to the portfolio’s shape is La Crosse Community Foundation; the most unlike its peers is Gundersen Lutheran Medical Foundation Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

15 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 15 of the 16 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
3
Early backer (in before they grew)
15/15
Grantees still filing
10/15
Grew since first funded

Where the money sits, by cause and then by grantee

Gundersen Lutheran Medical Foundation Inc: $419,812 · HealthGundersen Lutheran Medical Foundation IncGIFT OF ADOPTION FUND INC: $28,315 · Human ServicesTHE GOOD FIGHT COMMUNITY CENTER INC: $7,000 · Human ServicesLA CROSSE SYMPHONY ORCHESTRA INC: $10,500 · OtherLA CROSSE …FEED MY PEOPLE INC: $9,200 · OtherFEED MY PE…HABITAT FOR HUMANITY OF THE GREATER LACROSSE REGION INC: $7,500 · OtherHABITAT FO…FAMILY RESOURCES: $5,500 · OtherFAMILY RES…WESTERN TECHNICAL COLLEGE FOUNDATION INC: $10,000 · OtherWESTERN TE…WAFER INC: $6,100 · OtherWAFER INCLA CRESCENT AREA EVENT CENTER INC: $5,000 · OtherLA CRESCEN…COULEECAP INC: $30,000 · Membership BenefitBOYS AND GIRLS CLUBS OF GREATER LA CROSS: $10,950 · Youth DevelopmentBig Brothers Big Sisters of 7 Rivers Region Inc: $10,770 · Youth DevelopmentONALASKA ENHANCEMENT FOUNDATION INC: $14,250 · PhilanthropyLA CROSSE COMMUNITY FOUNDATION: $5,000 · PhilanthropySLEEP IN HEAVENLY PEACE INC: $13,000 · Housing & Shelter
Health$419,812Human Services$35,315Other$53,800Membership Benefit$30,000Youth Development$21,720Philanthropy$19,250Housing & Shelter$13,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10Mgrantee revenue →↑ funder's share of their budgetGundersen Lutheran Medical Foundation Inc: $419,812 over 4y, 0.7% of budgetCOULEECAP INC: $30,000 over 1y, 0.4% of budgetGIFT OF ADOPTION FUND INC: $28,315 over 2y, 0.5% of budgetONALASKA ENHANCEMENT FOUNDATION INC: $14,250 over 2y, 5.4% of budgetSLEEP IN HEAVENLY PEACE INC: $13,000 over 1y, 0.1% of budgetBOYS AND GIRLS CLUBS OF GREATER LA CROSS: $10,950 over 2y, 0.1% of budgetBig Brothers Big Sisters of 7 Rivers Region Inc: $10,770 over 2y, 1.5% of budgetLA CROSSE SYMPHONY ORCHESTRA INC: $10,500 over 1y, 1.7% of budgetWESTERN TECHNICAL COLLEGE FOUNDATION INC: $10,000 over 1y, 0.8% of budgetFEED MY PEOPLE INC: $9,200 over 1y, 0.1% of budgetHABITAT FOR HUMANITY OF THE GREATER LACROSSE REGION INC: $7,500 over 1y, 0.2% of budgetTHE GOOD FIGHT COMMUNITY CENTER INC: $7,000 over 1y, 1.8% of budgetWAFER INC: $6,100 over 1y, 0.4% of budgetLA CROSSE COMMUNITY FOUNDATION: $5,000 over 1y, 0.0% of budgetLA CRESCENT AREA EVENT CENTER INC: $5,000 over 1y, 0.3% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

La Crosse Community F…Mayo Clinic Group Ret…Lyche Family Foundati…Cleary-Kumm Foundatio…Xcel Energy FoundationGundersen Lutheran Ad…Alm Charities IncOtto Bremer TrustDahl Family Foundatio…Smith Russell & Vera …Green Bay Packers Fou…Locher Family Foundat…
La Crosse Community FoundationWI28.4× affinity11 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: La Crosse Community Foundation · Mayo Clinic Group Return · Lyche Family Foundation Inc · Cleary-Kumm Foundation Inc · Xcel Energy Foundation · Gundersen Lutheran Administrative Services Inc · Alm Charities Inc · Otto Bremer Trust · Dahl Family Foundation Xxxxxx6214 · Smith Russell & Vera Private Fdn Xxxxxx4172 · Green Bay Packers Foundation · Locher Family Foundation Trust Xxxxxx1227

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Marine Credit Union Foundation funds: left to right is the share of its income from government, bottom to top the share from Marine Credit Union Foundation. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%1%3%6%10%funder's share of their income ↑0%5%10%15%20%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    6report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–20%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 16 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

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    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home