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Kitsap Credit Union at a glance

· Public charity

Kitsap Credit Union

To offer checking, savings, and lending programs to members who primarily live, work, and worship in the state of washington.

$364k
Granted FY2024still arriving
8
Grants FY2024still arriving
1
States reached
$251k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Recreation & Sports$744kArts & Culture$507kFood & Nutrition$388kCommunity Improvement$214kPhilanthropy$190kHousing & Shelter$35kPublic Safety & Disaster$20kYouth Development$20kOther$0
02FY2024 · 8 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 8 grants below total $354,196, the rows itemized in this filing. The $364,196 headline is the total grant expense on the return; the other $10,000 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2024

  • $10k–50k7 grants · $103k
  • $250k+1 grant · $251k
$14,025
Median grant
1
States reached
$2.3B
Total assets
Largest grants
RecipientAmount
KCU CARES FOUNDATION$250,988
HARBOR SOCCER CLUB$28,633
GREATER KITSAP CHAMBER$17,750
KITSAP BUILDING ASSOCIATION$14,025
BLACKBERRY FESTIVAL$12,000
GIG HARBOR CHAMBER OF COMMERCE$10,800
KITSAP FAIR & STAMPEDE ASSOCIATION$10,000
WWU FOUNDATION$10,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY19–22, $143k) land where the poverty rate runs at 9%, against an area that typically sits at 8%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 8%PUYALLUP FOOD BANK: $8k → 9%PUYALLUP FOOD BANK: $6k → 9%SOUTH KITSAP HELPLINE: $6k → 10%NORTHWEST CREDIT UNION FOUNDATION: $6k → 9%SOUTH KITSAP HELPLINE: $6k → 10%YMCA OF PIERCE AND KITSAP COUNTIES: $14k → 9%FOOD BACKPACK 4 KIDS: $6k → 9%FOOD BACKPACK 4 KIDS: $6k → 9%GIG HARBOR PENINSULA FISH FOOD BANK: $6k → 9%GIG HARBOR PENINSULA FISH FOOD BANK: $6k → 9%PUYALLUP FOOD BANK: $10k → 9%NORTH KITSAP FISHLINE: $14k → 10%NORTH KITSAP FISHLINE: $14k → 10%NORTH KITSAP FISHLINE: $11k → 10%NORTH KITSAP FISHLINE: $8k → 10%HELPLINE HOUSE: $6k → 10%BREMERTON BACKPACK BRIGADE: $6k → 10%BREMERTON BACKPACK BRIGADE: $6k → 10%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

95%of every dollar goes to organizations it has funded before.
$2.0M · 36 repeat orgs$98k to everyone else

36 repeat relationships: 7 still active in FY2024, 29 since wound down; 1 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

36
10

Total granted

$2.0M
$88k

Median revenue growth · since first grant

+24%
+128%

Still filing today

78%
100%

New vs renewed · share of each year

In FY2024, 97% of grant dollars renewed an existing relationship; $10k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
Human ServicesRecreation & SportsFood & NutritionPhilanthropyArts & CultureCommunity ImprovementOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • KF
    KCUCARES FOUNDATION
    2× · 2023–2024 · $501k · revenue +22% · 97% of their budget
  • KE
    KITSAP ECONOMIC DEVELOPMENT ALLIANCE
    7× · 2017–2023 · $70k · revenue +107%
  • NK
    NORTH KITSAP FISHLINE
    4× · 2019–2022 · $45k · revenue +61%

Funded once

  • YM
    YOUNG MEN'S CHRISTIAN ASSOCIATION OF PIERCE AND KITSAP COUNTIESgraduated
    one grant, 2019 · $14k · revenue +28%
  • UNITED NATIONS FOUNDATION INC
    one grant, 2022 · $10k · revenue -28%
  • HF
    HABITAT FOR HUMANITY INTERNATIONAL EASTgraduated
    one grant, 2020 · $10k · revenue +150%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Port Angeles Food Bank

Nourishing our community. the port angeles food bank is the main food bank in clallam county, providing food to 13 other area pantries and meal programs as well as providing food to over 5,000 individuals per month.

Food & Nutrition
2
Snohomish Community Food Bank

To provide food and services in a caring and dignified manner to neighbors in need

—
3
Sequim Food Bank

To provide food and assistance to individuals and organizations within our community so that "no one goes hungry in Sequim".Our 5 core values that guide our work:1. Compassion and Respect: Turn no one away from services and always…

—
4
Nooksack Valley Food Bank Association

Our mission is to provide a variety of food products to families and individuals who are in need. We are open one day a week.

Food & Nutrition
5
West Seattle Food Bank

West Seattle Food Bank strengthens the community through the power of neighbors helping neighbors, working to ensure all in our community have access to the essential necessities of living.

Food & Nutrition
6
Friday Harbor Food Bank

Collection and distribution of food for needy families

—
7
Snoqualmie Valley Food Bank

Our mission is to provide food and key resources to help our neighbors and community thrive. we lead the effort to feed, educated and advocate ending hunger in the snoqualmie valley and beyond.

Food & Nutrition
8
Columbia Pacific Food Bank

Columbia pacific food bank is the regional food distribution center for columbia county, oregon and local food pantry for the community of saint helens.

Food & Nutrition
9
Fish of Cowlitz County

Provide emergency aid to the needy

Human Services
10
Puyallup Kiwanis Foundation
—
11
Hoquiam Food and Clothing Bank

To provide food and clothing assistance to person in need.

Health
12
Lake Chelan Food Bank

The mission of Lake Chelan Food Bank is to treat each person we serve with dignity and respect and to provide balanced and varied options that give each person the liberty to meet the specific food needs for themsevles and/or their family.

Food & Nutrition
How this is measured
The grantee most central to the portfolio’s shape is North Kitsap Fishline; the most unlike its peers is The Jefferson County Food Bank Association. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

41 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 41 of the 48 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

3
Load-bearing (≥25% of a budget)
17
Early backer (in before they grew)
40/41
Grantees still filing
27/41
Grew since first funded

Where the money sits, by cause and then by grantee

CENTRAL KITSAP SCHOOL DISTRICT: $350,000 · OtherCENTRAL KITSAP SCHOOL DISTRICTCENTRAL KITSAP MIDDLE SCHOOL PTA: $200,000 · OtherCENTRAL KITSAP MIDDLE SCHOOL PTAMetro Parks District of Tacom: $82,000 · OtherMetro Parks District of TacomKITSAP ECONOMIC DEVELOPMENT ALLIANCE: $70,000 · OtherKITSAP ECONOMIC DEVELOPMENT ALLIANCEBREMERTON AREA CHAMBER OF COMMERCE: $47,750 · OtherDOWNTOWN BREMERTON ASSOCIATION: $36,000 · Other+18 more: $258,520 · Other+18 moreKCUCARES FOUNDATION: $500,988 · Arts & CultureKCUCARES FOUNDATIONUNITED WAY OF KITSAP COUNTY: $81,127 · PhilanthropyUNITED WA…KITSAP COMMUNITY FOUNDATION: $60,000 · PhilanthropyKITSAP CO…UNITED WAY OF PIERCE COUNTY: $32,000 · PhilanthropyUNITED WA…OLYMPIC COLLEGE FOUNDATION: $17,000 · PhilanthropyOLYMPIC C…NORTH KITSAP FISHLINE: $45,295 · Human ServicesPUYALLUP FOOD BANK: $23,500 · Human ServicesYOUNG MEN'S CHRISTIAN ASSOCIATION OF PIERCE AND KITSAP COUNTIES: $13,500 · Human ServicesBREMERTON BACKPACK BRIGADE: $12,250 · Human ServicesSOUTH KITSAP HELPLINE: $12,000 · Human ServicesFOOD BACKPACKS 4 KIDS: $12,000 · Human ServicesGIG HARBOR PENINSULA FISH: $12,000 · Human ServicesAmerican National Red Cross & Its Constituent Chapters and Branches: $10,000 · Human ServicesGOWEST FOUNDATION: $6,012 · Human ServicesHELPLINE HOUSE: $6,000 · Human ServicesHARBOR SOCCER CLUB: $43,433 · Recreation & SportsGREATER GIG HARBOR FOUNDATION: $38,000 · Recreation & SportsBAINBRIDGE ISLAND YOUTH SOCCER CLUB: $14,500 · Recreation & SportsKITSAP FAIR AND STAMPEDE ASSOCIATION: $10,000 · Recreation & SportsSharenet Food Bank: $41,545 · Food & NutritionCentral Kitsap Food Bank: $38,989 · Food & NutritionNorth Mason Coalition of Churches and Community: $12,000 · Food & NutritionNORTH MASON FOOD BANK: $12,000 · Food & NutritionFOUNDATION FOR WESTERN WASHINGTON UNIVERSITY AND ALUMNI: $60,000 · Education
Other$1,044,270Arts & Culture$500,988Philanthropy$190,127Human Services$152,557Recreation & Sports$105,933Food & Nutrition$104,534Education$60,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetKCUCARES FOUNDATION: $500,988 over 2y, 97% of budgetUNITED WAY OF KITSAP COUNTY: $81,127 over 5y, 2.4% of budgetKITSAP ECONOMIC DEVELOPMENT ALLIANCE: $70,000 over 7y, 2.1% of budgetFOUNDATION FOR WESTERN WASHINGTON UNIVERSITY AND ALUMNI: $60,000 over 5y, 0.1% of budgetKITSAP COMMUNITY FOUNDATION: $60,000 over 6y, 0.5% of budgetBREMERTON AREA CHAMBER OF COMMERCE: $47,750 over 4y, 6.3% of budgetNORTH KITSAP FISHLINE: $45,295 over 4y, 0.3% of budgetHARBOR SOCCER CLUB: $43,433 over 2y, 1.7% of budgetSharenet Food Bank: $41,545 over 4y, 3.1% of budgetCentral Kitsap Food Bank: $38,989 over 4y, 0.6% of budgetGREATER GIG HARBOR FOUNDATION: $38,000 over 3y, 2.1% of budgetDOWNTOWN BREMERTON ASSOCIATION: $36,000 over 3y, 8.8% of budgetUNITED WAY OF PIERCE COUNTY: $32,000 over 2y, 0.2% of budgetNORTHWEST HARVEST EMM: $30,000 over 3y, 0.0% of budgetGig Harbor Chamber of Commerce: $28,000 over 3y, 1.5% of budgetKITSAP BUILDING ASSOCIATION: $24,775 over 2y, 1.9% of budgetPUYALLUP FOOD BANK: $23,500 over 3y, 0.1% of budgetBOYS AND GIRLS CLUBS OF SOUTH PUGET SOUND: $20,000 over 2y, 0.1% of budgetNAVY-MARINE CORPS RELIEF SOCIETY: $19,545 over 3y, 0.0% of budgetOLYMPIC COLLEGE FOUNDATION: $17,000 over 2y, 0.4% of budgetBAINBRIDGE ISLAND YOUTH SOCCER CLUB: $14,500 over 2y, 1.1% of budgetYOUNG MEN'S CHRISTIAN ASSOCIATION OF PIERCE AND KITSAP COUNTIES: $13,500 over 1y, 0.0% of budgetBREMERTON BACKPACK BRIGADE: $12,250 over 2y, 4.6% of budgetBremerton Foodline: $12,200 over 2y, 0.6% of budgetSOUTH KITSAP HELPLINE: $12,000 over 2y, 0.3% of budgetNorth Mason Coalition of Churches and Community: $12,000 over 2y, 13% of budgetNourish Pierce County: $12,000 over 2y, 0.1% of budgetNORTH MASON FOOD BANK: $12,000 over 2y, 0.8% of budgetPORT TOWNSEND KIWANIS CHARITABLE TRUST: $12,000 over 2y, 28% of budgetFOOD BACKPACKS 4 KIDS: $12,000 over 2y, 1.0% of budgetGIG HARBOR PENINSULA FISH: $12,000 over 2y, 0.1% of budgetKITSAP FAIR AND STAMPEDE ASSOCIATION: $10,000 over 1y, 0.6% of budgetUNITED NATIONS FOUNDATION INC: $10,000 over 1y, 0.0% of budgetHABITAT FOR HUMANITY INTERNATIONAL EAST: $10,000 over 1y, 0.4% of budgetSOUTHEASTERN CREDIT UNION FOUNDATION: $10,000 over 1y, 0.6% of budgetAmerican National Red Cross & Its Constituent Chapters and Branches: $10,000 over 1y, 0.0% of budgetPeninsula Alliance: $10,000 over 1y, 0.9% of budgetGOWEST FOUNDATION: $6,012 over 1y, 0.7% of budgetTHE JEFFERSON COUNTY FOOD BANK ASSOCIATION: $6,000 over 1y, 1.0% of budgetBREMERTON ROTARY FOUNDATION: $6,000 over 1y, 39% of budgetHELPLINE HOUSE: $6,000 over 1y, 0.3% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Kitsap Community Foun…Puget Sound Energy Fo…Northwest Harvest EmmFood LifelineFirst Fed FoundationMulticare Health Syst…The Russell Family Fo…Seattle FoundationCommunity Action Coun…Greater Tacoma Commun…The Norcliffe Foundat…United Way of Kitsap …
Kitsap Community FoundationWA36.6× affinity15 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Kitsap Community Foundation · Puget Sound Energy Foundation · Northwest Harvest Emm · Food Lifeline · First Fed Foundation · Multicare Health System · The Russell Family Foundation · Seattle Foundation · Community Action Council of Lewis Mason & Thurston Counties · Greater Tacoma Community Foundation · The Norcliffe Foundation · United Way of Kitsap County

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Kitsap Credit Union funds: left to right is the share of its income from government, bottom to top the share from Kitsap Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 10%6%25%56%100%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    1get no government money at all
    17report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 48 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

    Play a game based on Kitsap Credit Union’s filings →

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home