· Public charity
Christian Financial Credit Union
Christian financial services nearly 55,700 members in metropolitan detroit.
What you funded, over time
Every grant placed by its stated purpose and the recipient’s mission, by year — across FY2022–2024.
Where the money goes
Your grants by size, and where they go.
The 5 grants below total $36,700 — the rows itemised in this filing. The $47,151 headline is the total grant expense reported on the return, so the remaining $10,451 is giving the schedule does not break out: grants under the $5,000 itemisation floor, grants to individuals, and grants reported on other schedules. Every figure below describes the itemised rows only.
By grant size · FY2024
- Under $10k4 grants · $27k
- $10k–50k1 grant · $10k
| Recipient | Amount |
|---|---|
| MCREST(MACOMB COUNTY ROTATING EMERGENCY SHELTER TEAM) | $10,000 |
| BLESSINGS IN A BACKPACK- WARRENCOMMUNITY FOUNDATION OF GREATER ROCHESTER | $8,000 |
| SACRED HEART MAJOR SEMINARY | $7,500 |
| MACOMB COUNTY HABITAT FOR HUMANITY | $6,000 |
| HABITAT FOR HUMANITY DETROIT | $5,200 |
Do your dollars go where the need is?
Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.
Your human-services grants (FY22–22, $20k) land where the poverty rate runs at 16%, against an area that typically sits at 13%. 50% of those dollars go to grantees based in above-average-need neighborhoods. Your grants spread fairly evenly across need levels.
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.
US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.
Who you back again
Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.
And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +45% since the first grant, against +4% for the ones you funded once.
3 repeat relationships — 3 still active in FY2024, 0 since wound down; 1 grantees were first funded in FY2024 (too recent to call).
How the two cohorts compare
Organizations
Total granted
Median revenue growth · since first grant
Still filing today
New vs renewed · share of each year
In FY2024, 79% of grant dollars renewed an existing relationship; $6k went to new ones.
Where new relationships form · theme of each grantee’s first grant
First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.
Backed again, and grew
- SHSACRED HEART SEMINARY3× · 2022–2024 · $70k
- MCMACOMB COUNTY ROTATING EMERGENCY SHELTER TEAM2× · 2022–2024 · $20k · revenue -54%
- HFHABITAT FOR HUMANITY DETROIT2× · 2023–2024 · $10k · revenue +45%
Funded once
- CFCHRISTIAN FINANCIAL OUTREACH AND IMPACT FOUNDATION INCone grant, 2023 · $189k · 100% of their budget
- KOKIDS ON THE GOone grant, 2022 · $10k · revenue -24%
- SOSOCIETY OF ST VINCENT DE PAUL IN THE ARCHDIOCESE OF DETROITone grant, 2022 · $10k · revenue +4%
Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.
The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.
To advocate on behalf of those in need of decent shelter by building and renovating affordable houses.
The mission of Montcalm County Habitat for Humanity is to improve lives in our community by building safe and affordable housing in partnership with Gods people.
Community & home supports, inc. was founded to help people and communities address poverty and homelessness. we strive to fulfill our purpose by developing, leading, and participating in collaborative and innovative efforts that support…
Habitat is a christian housing ministry that works with people in need to improve the conditions in which they live by providing affordable housing.
A nonprofit ecumenical christian housing ministry dedicated to eleminating substandard housing and homelessness worldwide and to making adequate, affordable shelter a matter of conscience and action.
Habitat for humanity of champaign county, inc. is an organization guided by christian principles which seeks to build simple, decent, affordable housing for those unable to purchase a home through conventional means, while empowering…
To serve individuals with disabilities by providing residential and personal support in a manner that promotes individual dignity, community integration and quality of life
Provide affordable housing to the disadvantaged
Habitat for humanity - grand traverse region is an ecumenical christian housing ministry. the organization works in partnership with people to improve the conditions in which they live by providing affordable housing. habitat challenges…
To provide safe and affordable housing to all.
Habitat for humanity of cleveland is a non-profit christian housing ministry. habitat works in partnership with god and people everywhere, from all walks of life, to develop communities for people in need by building and selling houses…
To improve our communities by providing and maintaining safe, healthy, affordable homeownership opportunities for low-to-moderate income community members, in partnership with volunteers and organizations throughout the community.
For reference, the grantee most central to the portfolio’s shape is Macomb County Habitat for Humanity Inc and the most unlike its peers is Christian Financial Outreach and Impact Foundation Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
8 grantees tracked through their own filings, 2017–2025.
Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.
Counted here: distinct organizations you funded across 2017–2025, not grant rows in a single year — so this will not match the grant count on the cover. 8 of the 9 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.
Where your money sits — by cause, then by grantee
Each org by its size and your share of it — top-left is where you’re load-bearing
Go grantee by grantee — a decade per org, and how each moved after you funded them
A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.
- Who funds CHRISTIAN FINANCIAL OUTREACH AND IMPACT FOUNDATION INC ↗
- Who funds MACOMB COUNTY ROTATING EMERGENCY SHELTER TEAM ↗
- Who funds HABITAT FOR HUMANITY DETROIT ↗
- Who funds KIDS ON THE GO ↗
- Who funds SOCIETY OF ST VINCENT DE PAUL IN THE ARCHDIOCESE OF DETROIT ↗
- Who funds MOTOWN SOUP INC ↗
- Who funds COMMUNITY FOUNDATION OF GREATER ROCHESTER ↗
- Who funds MACOMB COUNTY HABITAT FOR HUMANITY INC ↗
The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.
Open a dossier: Community Foundation for Southeast Michigan · Christian Financial Outreach and Impact Foundation Inc · Donor Advised Charitable Giving Inc · American Online Giving Foundation Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.
Government reliance of your grantees
Every dot is one organization Christian Financial Credit Union funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.
Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.
Warm introductions · Powered by PlinthPlus
How do I get to Christian Financial Credit Union?
Find your warmest path to Christian Financial Credit Union through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.
Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.