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Bay State Savings Charitable Foundation Inc at a glanceAlso receives grants: funding profile →

· Private foundation

Bay State Savings Charitable Foundation Inc

Its FY2025 filing reports that it accepted unsolicited grant applications.

$15k
Granted FY2025still arriving
1
Grants FY2025still arriving
1
States reached
$15k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
05Through PlinthRead
01What it funds
0197% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2020 to 2025.

Human Services$19kEducation$15kArts & Culture$8kYouth Development$8kCrime & Legal$6kFood & Nutrition$6kHealth$4kEmployment$2kOther$0
02FY2025 · 1 grant

Where the money goes

Grants by size, and the largest recipients.

$15,000
Median grant
1
States reached
$140k
Total assets
Largest grants
RecipientAmount
Worcester Public Schools$15,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY20–23, $18k) land where the poverty rate runs at 10%, against an area that typically sits at 6%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 6%Simon Says Give Inc: $2k → 6%Project Just Because Inc: $2k → 8%McAuley-Nazareth Home for Boys Inc: $2k → 11%4 Others Inc: $1k → 11%African Community Education Program Inc: $2k → 11%African Community Education Program Inc: $2k → 11%Jeremiah's Inn Inc: $2k → 11%Rise Above Foundation Inc: $2k → 11%Rise Above Foundation Inc: $2k → 11%Living in Freedom Together: $2k → 11%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

23%of every dollar goes to organizations it has funded before.
$17k · 5 repeat orgs$60k to everyone else

Grantees it renews have grown median revenue +96% since the first grant, against +16% for those funded once.

5 repeat relationships: 0 still active in FY2025, 5 since wound down; 1 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

5
27

Total granted

$17k
$45k

Median revenue growth · since first grant

+96%
+16%

Still filing today

80%
89%

New vs renewed · share of each year

In FY2025, 0% of grant dollars renewed an existing relationship; $15k went to new ones.

50%100%’20’21’22’23’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’20’21’22’23’25
Human ServicesArts & CultureCommunity ImprovementHealthFood & NutritionCrime & LegalOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • DH
    DISMAS HOUSE OF MASSACHUSETTS INC
    2× · 2020–2022 · $4k · revenue +31%
  • RISE ABOVE FOUNDATION INC
    2× · 2020–2022 · $4k · revenue +96%
  • AC
    AFRICAN COMMUNITY EDUCATION PROGRAM INC
    2× · 2021–2023 · $4k · revenue +2%

Funded once

  • OF
    OVERLOOK FOOD AWARENESS RESOURCE OF MASSACHUSETTS INC
    one grant, 2022 · $2k · revenue -1%
  • JI
    JEREMIAH'S INN INC
    one grant, 2022 · $2k · revenue +16%
  • BA
    BOYS AND GIRLS CLUB OF WORCESTER INC
    one grant, 2022 · $2k · revenue -15%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Aids Project Worcester Inc

Aids project worcester is a nonprofit organization in central massachusetts dedicated to ending the hiv/aids pandemic and fostering wellness through service, advocacy, prevention, education, and collaborative initiatives. we empower and…

Health
2
Worcester Youth Center Inc

To provide services for disadvantaged youth

Youth Development
3
Worcester Youth and Family Counseling Services Inc

Worcester youth and family services empowers all people, of all ages, toward leading capable, purposeful, responsible, fulfilled lives in healthy families and communities.

Human Services
4
Center for Living & Working Inc

We work to ensure that individuals with disabilities can live independently as equal members of society.

Human Services
5
Worcester Common Ground Inc

To establish and maintain housing for low and moderate income families in the Worcester area. Worcester Common Ground also provides income eligible individuals the opportunity to be homeowners.

Housing & Shelter
6
Massachusetts Affordable Housing Alliance Inc

Maha breaks down barriers facing first-time and first-generation home buyers and owners through education, counseling, advocacy, and grassroots organizing.

Housing & Shelter
7
More Than Words Inc

Our mission is to empower youth who are in foster care, court involved, homeless or out of school to take charge of their lives by taking charge of a business.

—
8
Family Service Organization of Worcester Inc

To provide counseling, homemaker services, child care worker training and education, employee assistance programs, mediation services, and companion/volunteer services to individuals, families and senior citizens.

Human Services
9
Massachusetts Education & Career Opportunities Inc

Massachusetts education and career opportunities, inc. (massedco, inc.) is a statewide network of service sites that provides education and career advising to over 12,000 low-income, first generation individuals each year. massedco…

Education
10
Community Cooks Inc

Community cooks mobilizes individuals, businesses, civic educational and faith-based groups to prepare home-cooked food for vulnerable populations seeking assistance from human service agencies throughout greater boston. the agency…

Food & Nutrition
11
Citizens for Juvenile Justice Inc

Citizens for juvenile justice is the voice for juvenile justice reform in massachusetts. we believe that both children in the system and public safety are best served by a fair and effective system that recognizes the ways children are…

Crime & Legal
12
Friends of Children Inc

The organization is a child advocacy agency that provides information, referral services, and training to volunteers as advocates for court involved children.

Civil Rights
How this is measured
The grantee most central to the portfolio’s shape is Casa Project Inc; the most unlike its peers is Render Creative Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

28 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 28 of the 33 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
8
Early backer (in before they grew)
28/28
Grantees still filing
19/28
Grew since first funded

Where the money sits, by cause and then by grantee

Worcester Public Schools: $15,000 · OtherWorcester Public SchoolsBOYS AND GIRLS CLUB OF WORCESTER INC: $2,000 · OtherBOYS AND GIRLS CLUB OF WORCESTER INCRIA Inc: $2,000 · OtherRIA IncPakachoag Acres Daycare: $2,000 · OtherPakachoag Acres DaycareStraight Ahead Ministries INC: $2,000 · OtherStraight Ahead Ministries INCEDWARD STREET CHILD SERVICES INC: $2,000 · OtherEDWARD STREET CHILD SERVICES INCDRESS FOR SUCCESS WORCESTER INC: $2,000 · OtherDRESS FOR SUCCESS WORCESTER INCCASA PROJECT INC: $2,000 · OtherCASA PROJECT INCQUINSIGAMOND ROWING ASSOCIATION INC: $2,000 · OtherQUINSIGAMOND ROWING ASSOCIATION INC+5 more: $4,250 · Other+5 moreRISE ABOVE FOUNDATION INC: $4,000 · Human ServicesRISE ABOVE FOUNDATION INCAFRICAN COMMUNITY EDUCATION PROGRAM INC: $3,969 · Human ServicesAFRICAN COMMUNITY EDUCATION PR…JEREMIAH'S INN INC: $2,000 · Human ServicesJEREMIAH'S INN INCMUSTARD SEED CATHOLIC WORKER COMMUNITY INC: $2,000 · Human ServicesMUSTARD SEED CATHOLIC WORKER C…Project Just Because Inc: $2,000 · Human ServicesProject Just Because IncSIMON SAYS GIVE INC: $2,000 · Human ServicesSIMON SAYS GIVE INCMCAULEY NAZARETH INC: $1,980 · Human ServicesMCAULEY NAZARETH INCSAFE EXIT INITIATIVE (SEI) INC: $1,500 · Human ServicesSAFE EXIT INITIATIVE (SEI) INC4 Others Inc: $1,000 · Human ServicesMASSACHUSETTS SYMPHONY ORCHESTRA INC: $3,500 · Arts & CultureMASSACHUS…RENDER CREATIVE INC: $2,000 · Arts & CultureRENDER CR…MUSIC WORCESTER INC: $1,000 · Arts & CultureMUSIC WOR…DISMAS HOUSE OF MASSACHUSETTS INC: $4,000 · Crime & LegalOVERLOOK FOOD AWARENESS RESOURCE OF MASSACHUSETTS INC: $2,000 · Food & NutritionCOMMUNITY HARVEST PROJECT INC: $2,000 · Food & NutritionGENESIS CLUB HOUSE INC: $2,000 · HealthDETECTOGETHER INC FORMERLY KNOWN AS THE 15-40 CONNECTION INC: $2,000 · HealthKIWANIS FOUNDATION OF WORCESTER INC: $2,000 · Community ImprovementLOVE YOUR LABELS INC: $1,000 · Community Improvement
Other$35,250Human Services$20,449Arts & Culture$6,500Crime & Legal$4,000Food & Nutrition$4,000Health$4,000Community Improvement$3,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$100k$1.0Mgrantee revenue →↑ funder's share of their budgetDISMAS HOUSE OF MASSACHUSETTS INC: $4,000 over 2y, 0.2% of budgetRISE ABOVE FOUNDATION INC: $4,000 over 2y, 0.4% of budgetAFRICAN COMMUNITY EDUCATION PROGRAM INC: $3,969 over 2y, 0.1% of budgetMASSACHUSETTS SYMPHONY ORCHESTRA INC: $3,500 over 2y, 5.8% of budgetOVERLOOK FOOD AWARENESS RESOURCE OF MASSACHUSETTS INC: $2,000 over 1y, 1.9% of budgetJEREMIAH'S INN INC: $2,000 over 1y, 0.1% of budgetBOYS AND GIRLS CLUB OF WORCESTER INC: $2,000 over 1y, 0.0% of budgetStraight Ahead Ministries INC: $2,000 over 1y, 0.1% of budgetGENESIS CLUB HOUSE INC: $2,000 over 1y, 0.1% of budgetMUSTARD SEED CATHOLIC WORKER COMMUNITY INC: $2,000 over 1y, 0.8% of budgetCOMMUNITY HARVEST PROJECT INC: $2,000 over 1y, 0.1% of budgetEDWARD STREET CHILD SERVICES INC: $2,000 over 1y, 0.3% of budgetRENDER CREATIVE INC: $2,000 over 1y, 1.5% of budgetProject Just Because Inc: $2,000 over 1y, 0.0% of budgetSIMON SAYS GIVE INC: $2,000 over 1y, 1.7% of budgetDETECTOGETHER INC FORMERLY KNOWN AS THE 15-40 CONNECTION INC: $2,000 over 1y, 0.1% of budgetKIWANIS FOUNDATION OF WORCESTER INC: $2,000 over 1y, 9.1% of budgetCASA PROJECT INC: $2,000 over 1y, 0.2% of budgetQUINSIGAMOND ROWING ASSOCIATION INC: $2,000 over 1y, 1.0% of budgetMCAULEY NAZARETH INC: $1,980 over 1y, 0.1% of budgetSAFE EXIT INITIATIVE (SEI) INC: $1,500 over 1y, 0.1% of budgetMUSIC WORCESTER INC: $1,000 over 1y, 0.0% of budgetPROJECT NEW HOPE INC: $1,000 over 1y, 0.4% of budget4 Others Inc: $1,000 over 1y, 8.6% of budgetLOVE YOUR LABELS INC: $1,000 over 1y, 3.6% of budgetBIG BROTHERS BIG SISTERS OF CENTRAL MASS /METROWEST INC: $1,000 over 1y, 0.1% of budgetWORCESTER COUNTY POETRY ASSOCIATION: $500 over 1y, 0.5% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Greater Worcester Com…Webster Five Foundati…The Fletcher Foundati…The Fred Harris Danie…The George I Alden Tr…Stoddard Charitable T…United Way of Central…Hoche-Scofield Founda…Ruth H & Warren a Ell…Schwartz Charitable F…Reliant Foundation IncRockland Trust Charit…
Greater Worcester Community Foundation IncMA48.7× affinity21 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Greater Worcester Community Foundation Inc · Webster Five Foundation Inc · The Fletcher Foundation · The Fred Harris Daniels Foundation · The George I Alden Trust · Stoddard Charitable Trust · United Way of Central Massachusetts Inc · Hoche-Scofield Foundation-Equity · Ruth H & Warren a Ellsworth Foundation · Schwartz Charitable Foundation · Reliant Foundation Inc · Rockland Trust Charitable Foundation Inc

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Bay State Savings Charitable Foundation Inc funds: left to right is the share of its income from government, bottom to top the share from Bay State Savings Charitable Foundation Inc. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 110%1%3%6%10%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →median 12%
  • Mcauley Nazareth Inc: 74% of income from government
  • Genesis Club House Inc: 53% of income from government
  • Straight Ahead Ministries Inc: 27% of income from government
  • Community Harvest Project Inc: 18% of income from government
  • Rise Above Foundation Inc: 14% of income from government
  • Edward Street Child Services Inc: 12% of income from government
  • Music Worcester Inc: 7% of income from government
  • Massachusetts Symphony Orchestra Inc: 7% of income from government
  • Jeremiah's Inn Inc: 2% of income from government
  • Boys and Girls Club of Worcester Inc: 2% of income from government
  • Project Just Because Inc: 0% of income from government
no gov moneyreceives it· size = income
11get no government money at all
4report government grants on their 990 we could not trace to a source (not plotted)
2rely on government for over half their income
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.
05Through Plinth

Warm introductions · Powered by PlinthPlus

How do I get to Bay State Savings Charitable Foundation Inc?

Find your warmest path to Bay State Savings Charitable Foundation Inc through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 33 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990-PF e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

Play a game based on Bay State Savings’ filings →

More from the funding graph

The unnamed billions
grants reported with no recipient in the public record
The regranting layer
51% of grant dollars land in the regranting layer
The DAF merry-go-round
$9.7B circulates between donor-advised funds
The endowment market
who holds foundation money, and what just moved
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home