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· Private foundation

Bay State Savings Charitable Foundation Inc

Its FY2025 filing reports that it accepted unsolicited grant applications.

$15k
Granted FY2025still arriving
1
Grants FY2025still arriving
1
States reached
$15k
Largest
01What you fund
0170% classified

What you funded, over time

Every grant clustered by its grantee’s IRS cause code (NTEE), by year — across FY20202025.

Human Services$20kArts & Culture$7kCrime & Legal$4kFood & Nutrition$4kHealth$4kCommunity Improvement$3kReligion$2kEnvironment$2kEmployment$2kOther$29k
02FY2025 · 1 grant

Where the money goes

Your grants by size, and where they go.

$15,000
Median grant
1
States reached
$140k
Total assets
Largest grants
RecipientAmount
Worcester Public Schools$15,000
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY20–23, $18k) land where the poverty rate runs at 10%, against an area that typically sits at 6%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.

area typical 6%Simon Says Give Inc: $2k → 6%Project Just Because Inc: $2k → 8%McAuley-Nazareth Home for Boys Inc: $2k → 11%4 Others Inc: $1k → 11%African Community Education Program Inc: $2k → 11%African Community Education Program Inc: $2k → 11%Jeremiah's Inn Inc: $2k → 11%Rise Above Foundation Inc: $2k → 11%Rise Above Foundation Inc: $2k → 11%Living in Freedom Together: $2k → 11%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

23%of every dollar goes to organizations you’ve funded before.
$17k · 5 repeat orgs$60k to everyone else

And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +96% since the first grant, against +12% for the ones you funded once.

5 repeat relationships — 0 still active in FY2025, 5 since wound down; 1 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

5
27

Total granted

$17k
$45k

Median revenue growth · since first grant

+96%
+12%

Still filing today

80%
89%

New vs renewed · share of each year

In FY2025, 0% of grant dollars renewed an existing relationship; $15k went to new ones.

50%100%’20’21’22’23’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’20’21’22’23’25
Human ServicesArts & CultureCommunity ImprovementHealthFood & NutritionCrime & LegalOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • DH
    DISMAS HOUSE OF MASSACHUSETTS INC
    2× · 2020–2022 · $4k · revenue +31%
  • RISE ABOVE FOUNDATION INC
    2× · 2020–2022 · $4k · revenue +96%
  • AC
    AFRICAN COMMUNITY EDUCATION PROGRAM INC
    2× · 2021–2023 · $4k · revenue +2%

Funded once

  • OF
    OVERLOOK FOOD AWARENESS RESOURCE OF MASSACHUSETTS INC
    one grant, 2022 · $2k · revenue -1%
  • JI
    JEREMIAH'S INN INC
    one grant, 2022 · $2k · revenue +16%
  • BA
    BOYS AND GIRLS CLUB OF WORCESTER INC
    one grant, 2022 · $2k · revenue -15%

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
Aids Project Worcester Inc

Aids project worcester is a nonprofit organization in central massachusetts dedicated to ending the hiv/aids pandemic and fostering wellness through service, advocacy, prevention, education, and collaborative initiatives. we empower and…

Health
2
Worcester Youth Center Inc

To provide services for disadvantaged youth

Youth Development
3
Worcester Youth and Family Counseling Services Inc

Worcester youth and family services empowers all people, of all ages, toward leading capable, purposeful, responsible, fulfilled lives in healthy families and communities.

Human Services
4
Center for Living & Working Inc

We work to ensure that individuals with disabilities can live independently as equal members of society.

Human Services
5
Worcester Common Ground Inc

To establish and maintain housing for low and moderate income families in the Worcester area. Worcester Common Ground also provides income eligible individuals the opportunity to be homeowners.

Housing & Shelter
6
Massachusetts Affordable Housing Alliance Inc

Maha breaks down barriers facing first-time and first-generation home buyers and owners through education, counseling, advocacy, and grassroots organizing.

Housing & Shelter
7
More Than Words Inc

Our mission is to empower youth who are in foster care, court involved, homeless or out of school to take charge of their lives by taking charge of a business.

8
Family Service Organization of Worcester Inc

To provide counseling, homemaker services, child care worker training and education, employee assistance programs, mediation services, and companion/volunteer services to individuals, families and senior citizens.

Human Services
9
Massachusetts Education & Career Opportunities Inc

Massachusetts education and career opportunities, inc. (massedco, inc.) is a statewide network of service sites that provides education and career advising to over 12,000 low-income, first generation individuals each year. massedco…

Education
10
Community Cooks Inc

Community cooks mobilizes individuals, businesses, civic educational and faith-based groups to prepare home-cooked food for vulnerable populations seeking assistance from human service agencies throughout greater boston. the agency…

Food & Nutrition
11
Citizens for Juvenile Justice Inc

Citizens for juvenile justice is the voice for juvenile justice reform in massachusetts. we believe that both children in the system and public safety are best served by a fair and effective system that recognizes the ways children are…

Crime & Legal
12
Friends of Children Inc

The organization is a child advocacy agency that provides information, referral services, and training to volunteers as advocates for court involved children.

Civil Rights

For reference, the grantee most central to the portfolio’s shape is Casa Project Inc and the most unlike its peers is Render Creative Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

For each theme you fund, this compares how the sector’s money is shifting with how your own giving is shifting.

← shrinkinggrowing →↓ leaning in → pulling backsteadyArts, Culture & HistoryProfessional Associations &…Community Media AccessYouth Sports ProgramsProfessional Associations a…Regional Economic Developme…Animal Rescue and Shelter S…Regional Land Trusts
the sector your giving your giving is ahead of the sector the sector’s ahead of you· dot size = how much the theme matters to each side
Ordered by the change in your giving — leaning in on top, pulling back at the bottom. The bar between the two dots is how out of step you are with the sector. Hover any row for detail.

Sector change and giving change are each shown relative to their own range, growing (right) or shrinking (left); both normalized, so inflation isn’t mistaken for growth.

Your grantees are a median of 28 years old; the field is 18. You back the established end — and your money leans older still.

THE FIELDby orgYOUR GRANTEESby number20%0%<5yr13%8%5–10yr18%35%10–20yr18%12%20–35yr14%23%35–55yr17%23%55yr+
THE FIELDby orgYOUR MONEYby value20%0%<5yr13%6%5–10yr18%37%10–20yr18%15%20–35yr14%25%35–55yr17%18%55yr+

The field is 20% startups (under 5 years old) — 0% of your grantees by number, and just 0% of your money.

Closures · last 5 years

The orgs you fund almost never close 0.0% lost their exemption, against 12% of the field you don’t fund.

orgs you fund
0.0%0/28
the rest of the field
12%
495/4,216

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

04the grantee network

28 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 20172025, not grant rows in a single year — so this will not match the grant count on the cover. 28 of the 33 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

0
Load-bearing (≥25% of a budget)
6
Early backer (in before they grew)
28/28
Grantees still filing
19/28
Grew since you first funded

Where your money sits — by cause, then by grantee

Worcester Public Schools — $15,000 · OtherWorcester Public SchoolsBOYS AND GIRLS CLUB OF WORCESTER INC — $2,000 · OtherBOYS AND GIRLS CLUB OF WORCESTER INCRIA Inc — $2,000 · OtherRIA IncPakachoag Acres Daycare — $2,000 · OtherPakachoag Acres DaycareStraight Ahead Ministries INC — $2,000 · OtherStraight Ahead Ministries INCEDWARD STREET CHILD SERVICES INC — $2,000 · OtherEDWARD STREET CHILD SERVICES INCDRESS FOR SUCCESS WORCESTER INC — $2,000 · OtherDRESS FOR SUCCESS WORCESTER INCCASA PROJECT INC — $2,000 · OtherCASA PROJECT INCQUINSIGAMOND ROWING ASSOCIATION INC — $2,000 · OtherQUINSIGAMOND ROWING ASSOCIATION INC+5 more — $4,250 · Other+5 moreRISE ABOVE FOUNDATION INC — $4,000 · Human ServicesRISE ABOVE FOUNDATION INCAFRICAN COMMUNITY EDUCATION PROGRAM INC — $3,969 · Human ServicesAFRICAN COMMUNITY EDUCATION PR…JEREMIAH'S INN INC — $2,000 · Human ServicesJEREMIAH'S INN INCMUSTARD SEED CATHOLIC WORKER COMMUNITY INC — $2,000 · Human ServicesMUSTARD SEED CATHOLIC WORKER C…Project Just Because Inc — $2,000 · Human ServicesProject Just Because IncSIMON SAYS GIVE INC — $2,000 · Human ServicesSIMON SAYS GIVE INCMCAULEY NAZARETH INC — $1,980 · Human ServicesMCAULEY NAZARETH INCSAFE EXIT INITIATIVE (SEI) INC — $1,500 · Human ServicesSAFE EXIT INITIATIVE (SEI) INC4 Others Inc — $1,000 · Human ServicesMASSACHUSETTS SYMPHONY ORCHESTRA INC — $3,500 · Arts & CultureMASSACHUS…RENDER CREATIVE INC — $2,000 · Arts & CultureRENDER CR…MUSIC WORCESTER INC — $1,000 · Arts & CultureMUSIC WOR…DISMAS HOUSE OF MASSACHUSETTS INC — $4,000 · Crime & LegalOVERLOOK FOOD AWARENESS RESOURCE OF MASSACHUSETTS INC — $2,000 · Food & NutritionCOMMUNITY HARVEST PROJECT INC — $2,000 · Food & NutritionGENESIS CLUB HOUSE INC — $2,000 · HealthDETECTOGETHER INC FORMERLY KNOWN AS THE 15-40 CONNECTION INC — $2,000 · HealthKIWANIS FOUNDATION OF WORCESTER INC — $2,000 · Community ImprovementLOVE YOUR LABELS INC — $1,000 · Community Improvement
Other$35,250Human Services$20,449Arts & Culture$6,500Crime & Legal$4,000Food & Nutrition$4,000Health$4,000Community Improvement$3,000

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$100k$1.0Mgrantee revenue →↑ your share of their budgetDISMAS HOUSE OF MASSACHUSETTS INC — $4,000 over 2y, 0.2% of budgetRISE ABOVE FOUNDATION INC — $4,000 over 2y, 0.4% of budgetAFRICAN COMMUNITY EDUCATION PROGRAM INC — $3,969 over 2y, 0.1% of budgetMASSACHUSETTS SYMPHONY ORCHESTRA INC — $3,500 over 2y, 5.8% of budgetOVERLOOK FOOD AWARENESS RESOURCE OF MASSACHUSETTS INC — $2,000 over 1y, 1.9% of budgetJEREMIAH'S INN INC — $2,000 over 1y, 0.1% of budgetBOYS AND GIRLS CLUB OF WORCESTER INC — $2,000 over 1y, 0.0% of budgetStraight Ahead Ministries INC — $2,000 over 1y, 0.1% of budgetGENESIS CLUB HOUSE INC — $2,000 over 1y, 0.1% of budgetMUSTARD SEED CATHOLIC WORKER COMMUNITY INC — $2,000 over 1y, 0.8% of budgetCOMMUNITY HARVEST PROJECT INC — $2,000 over 1y, 0.1% of budgetEDWARD STREET CHILD SERVICES INC — $2,000 over 1y, 0.3% of budgetRENDER CREATIVE INC — $2,000 over 1y, 1.5% of budgetProject Just Because Inc — $2,000 over 1y, 0.0% of budgetSIMON SAYS GIVE INC — $2,000 over 1y, 1.7% of budgetDETECTOGETHER INC FORMERLY KNOWN AS THE 15-40 CONNECTION INC — $2,000 over 1y, 0.1% of budgetKIWANIS FOUNDATION OF WORCESTER INC — $2,000 over 1y, 9.1% of budgetCASA PROJECT INC — $2,000 over 1y, 0.2% of budgetQUINSIGAMOND ROWING ASSOCIATION INC — $2,000 over 1y, 1.0% of budgetMCAULEY NAZARETH INC — $1,980 over 1y, 0.1% of budgetSAFE EXIT INITIATIVE (SEI) INC — $1,500 over 1y, 0.1% of budgetMUSIC WORCESTER INC — $1,000 over 1y, 0.0% of budgetPROJECT NEW HOPE INC — $1,000 over 1y, 0.4% of budget4 Others Inc — $1,000 over 1y, 8.6% of budgetLOVE YOUR LABELS INC — $1,000 over 1y, 3.6% of budgetBIG BROTHERS BIG SISTERS OF CENTRAL MASS /METROWEST INC — $1,000 over 1y, 0.1% of budgetWORCESTER COUNTY POETRY ASSOCIATION — $500 over 1y, 0.5% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

Greater Worcester Community Foundation IncMA48.7× affinity21 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Greater Worcester Community Foundation Inc · Webster Five Foundation Inc · The Fletcher Foundation · The Fred Harris Daniels Foundation · The George I Alden Trust · Stoddard Charitable Trust · United Way of Central Massachusetts Inc · Hoche-Scofield Foundation-Equity · Ruth H & Warren a Ellsworth Foundation · Schwartz Charitable Foundation · Reliant Foundation Inc · Rockland Trust Charitable Foundation Inc

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organization Bay State Savings Charitable Foundation Inc funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal, a single department, or state — and drag the year to watch it move.

2024
202122232425
no gov · 110%1%3%6%10%your share of their income ↑0%25%50%75%100%share of the org’s income from governmentmedian 12%
  • Mcauley Nazareth Inc74% of income from government
  • Genesis Club House Inc53% of income from government
  • Straight Ahead Ministries Inc27% of income from government
  • Community Harvest Project Inc18% of income from government
  • Rise Above Foundation Inc14% of income from government
  • Edward Street Child Services Inc12% of income from government
  • Music Worcester Inc7% of income from government
  • Massachusetts Symphony Orchestra Inc7% of income from government
  • Jeremiah's Inn Inc2% of income from government
  • Boys and Girls Club of Worcester Inc2% of income from government
  • Project Just Because Inc0% of income from government
no gov moneyreceives it· size = income
11get no government money at all
4report government grants on their 990 we could not trace to a source (not plotted)
2rely on government for over half their income
typical government reliance, FY2025

Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

05Through Plinth

Warm introductions · Powered by PlinthPlus

How do I get to Bay State Savings Charitable Foundation Inc?

Find your warmest path to Bay State Savings Charitable Foundation Inc through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 33 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

Generated from your IRS Form 990-PF e-file return for fiscal year 2025, released 2025. Filings run roughly 12–24 months behind; figures are dated accordingly.

Source object · view filing

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