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Missouri · Nonprofit

RIVER REGION CREDIT UNION

RIVER REGION CREDIT UNION (Missouri) receives grants from 1 organization whose IRS filings report $0 to it, the largest being MULTIPLI CREDIT UNION ($0). 0 of them have funded it in more than one year.

Revenue FY2023
$29M
Funders on record
1
Grants received
$0
Net assets
$44M
0/1 repeat funders
01What it does

What River Region Credit Union does

Mission

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

As stated on its FY2023 Form 990.

Programs

  1. Provides financial and financially related services to 30,589 members.

  2. Provides a source of credit to members at a fair and reasonable rate of interest. As of december 31, 2023, there were 23,826 loans outstanding totaling $396,456,697.

  3. Paid dividends on deposits totaling $8,162,758 for the year.

The 3 programs described on its FY2023 Form 990, listed largest first by expense.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($11M) Expenses 100 ($9.1M) Net assets 100 ($21M)2018 Revenue 115 ($13M) Expenses 117 ($11M) Net assets 110 ($23M)2019 Revenue 132 ($15M) Expenses 137 ($13M) Net assets 122 ($25M)2020 Revenue 158 ($18M) Expenses 156 ($14M) Net assets 139 ($29M)2021 Revenue 168 ($19M) Expenses 143 ($13M) Net assets 167 ($34M)2022 Revenue 191 ($21M) Expenses 170 ($16M) Net assets 191 ($39M)2023 Revenue 263 ($29M) Expenses 273 ($25M) Net assets 214 ($44M)
2017201820192020202120222023
Revenue (263)Expenses (273)Net assets (214)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $324M to $392M (+21%).

$208M
$237M
$267M
$324M
$392M
$454M
$508M
2017201820192020202120222023
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 5% · 2018 1% · 2019 2% · 2020 1% · 2023 1%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 7 reported years ran a deficit.

$2.1M
’17
$2.1M
’18
$2.3M
’19
$3.4M
’20
$5.8M
’21
$5.9M
’22
$4.6M
’23
21
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Richard Nichols

President/CEO

Board chair

Kevin Robinson

Chairman

As listed on its FY2023 Form 990.

2017201820192020202120222023
Listed19192021212222
Joined·+0+3+2+0+1+1
No longer listed·021001
03Who funds it
04Its place in the field

Government funding RIVER REGION CREDIT UNION receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $687k on record.

Federal$687k
grants $687kcontracts $0
Top agencies
  • Department of the Treasury$687k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like RIVER REGION CREDIT UNION

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Missouri

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Governance

11
board members
100%
independent
✓Conflict-of-interest policy–Whistleblower policy✓Document retention✓Board reviewed the 990–Audited financials

Footprint & structure

Part of a family of 1 related entity

  • H5 Strategies LLC · partnership

Screen this organization

A dated, signed PDF of the compliance screen for RIVER REGION CREDIT UNION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds RIVER REGION CREDIT UNION?
RIVER REGION CREDIT UNION (Missouri) receives grants from 1 organization whose IRS filings report $0 to it, the largest being MULTIPLI CREDIT UNION ($0). 0 of them have funded it in more than one year.
How many funders does RIVER REGION CREDIT UNION have?
IRS filings report 1 organization giving $0 in grants to RIVER REGION CREDIT UNION.
Who is the largest funder of RIVER REGION CREDIT UNION?
MULTIPLI CREDIT UNION is the largest funder on record, with $0 in grants. The full list of funders is on this page.
How can an organization like RIVER REGION CREDIT UNION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Missouri. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2023 (financials across 2017–2023), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing