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South Carolina · Nonprofit

Rainy Day Fund

Rainy Day Fund (South Carolina) receives grants from 3 organizations whose IRS filings report $61,813 to it, the largest being THE SOUTH CAROLINA BAR FOUNDATION INC ($46,500). 2 of them have funded it in more than one year.

Revenue FY2025
$270k
Funders on record
3
Grants received
$62k
Net assets
$158k
2/3 repeat funderspeak grant-dependency 0%
01What it does

What Rainy Day Fund does

Mission

We work to provide funding to help meet the immediate needs and alleviate financial barriers to success for individuals who are involved in or at risk of involvement with the US legal system.

As stated on its FY2025 Form 990.

Program

  1. Rainy Day Fund works to eliminate the financial barriers that prevent individuals from exiting or avoiding the legal system by assisting with costs associated with housing, employment, securing identification, restoration of rights, court costs, and other immediate needs. Rainy Day Fund was able to coordinate services for over 500 individuals for CY25. This assistance helped reduce recidivism rates, prevent homelessness, increase career and housing opportunities, and more.

    $199,713 spent
    100% of program spending

The program described on its FY2025 Form 990. Program spending in total: $199,713.

02The organization over time

The organization over time

Each line starts at 100 in 2023, so what you read is the shape rather than the size: 150 means half as much again as 2023, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20232023 Revenue 100 ($106k) Expenses 100 ($101k) Net assets 100 ($52k)2024 Revenue 292 ($309k) Expenses 249 ($252k) Net assets 211 ($109k)2025 Revenue 255 ($270k) Expenses 218 ($221k) Net assets 307 ($158k)
202320242025
Revenue (255)Expenses (218)Net assets (307)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $55k to $112k (+103%).

$55k
$112k
$164k
202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2024 64% · 2025 34%. Grants only. Government contracts and fees sit inside program revenue.

99% of Rainy Day Fund’s revenue is contributions — more donation-reliant than the typical peer (94% for the typical peer).

This organization
Typical peer · 2,778 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 3 reported years ran a deficit.

$5k
’23
$57k
’24
$49k
’25
8.9
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

20242025
Listed108
Joined·+0
No longer listed·2
03Who funds it

Who funds it, year by year

2022 → 2023: the base held at 1 funder, grant income rose $61 → $75.

2 of 3 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 25% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of Rainy Day Fund’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

Rainy Day Fund leans on a few funders — its largest provides 75% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Rainy Day Fund.

75%
largest funder
100%
top three
~2
effective funders

Largest funder’s share by year: 2022 100% · 2023 100% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of Rainy Day Fund's grant income comes from South Carolina funders.

SC

Funder states come from each funder’s own filing. $15k arriving through sponsors registered in 2 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

Rainy Day Fund has grown faster than three-quarters of the 1,547 crime & legal nonprofits its size.

Operating margin18% · above the median
Months of reserve8.9mo · above the median
Revenue growth (annualized)60% · top quartile

this organization peer median middle 50% of peers· 1,547 crime & legal nonprofits $100k–$1M, FY2025

Organizations like Rainy Day Fund

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In South Carolina

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

90% of spending goes to programs.

Program 90%Management 9%Fundraising 0%

Governance

8
board members
100%
independent
–Conflict-of-interest policy–Whistleblower policy–Document retention–Board reviewed the 990–Audited financials

Public support

100%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 2 states

VA
SC

Screen this organization

A dated, signed PDF of the compliance screen for Rainy Day Fund: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Rainy Day Fund?
Rainy Day Fund (South Carolina) receives grants from 3 organizations whose IRS filings report $61,813 to it, the largest being THE SOUTH CAROLINA BAR FOUNDATION INC ($46,500). 2 of them have funded it in more than one year.
How many funders does Rainy Day Fund have?
IRS filings report 3 organizations giving $61,813 in grants to Rainy Day Fund, 2 of which have funded it in more than one year.
Who is the largest funder of Rainy Day Fund?
THE SOUTH CAROLINA BAR FOUNDATION INC is the largest funder on record, with $46,500 in grants. The full list of funders is on this page.
How can an organization like Rainy Day Fund find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in South Carolina. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Rainy Day →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2023–2025), and the filings of 3 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing