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Florida · Nonprofit

OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC

OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC (Florida) receives grants from 10 organizations whose IRS filings report $37,645 to it, the largest being THE CAYUGA FOUNDATION PFDN 20-0323300 ($17,500). 7 of them have funded it in more than one year.

$1.7M
Revenue FY2025
10
Funders on record
$38k
Grants received
$3.3M
Net assets
7/10 repeat funderspeak grant-dependency 1%

Against its field

OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC has grown faster than three-quarters of the 416 public safety & disaster nonprofits its size.

Operating margin−8% · bottom quartile
Months of reserve2.1mo · bottom quartile
Revenue growth (annualized)19% · top quartile

this organization peer median middle 50% of peers· 416 public safety & disaster nonprofits $1M–$10M, FY2025

Three funders worth looking at

Grantmakers with no record of funding this organization, ranked by how strongly the co-funder graph and the mission embeddings agree. The evidence is in section 03.

See all 12 prospects and why each one surfaced →
01The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($417k) Expenses 100 ($928k) Net assets 100 ($2.6M)2018 Revenue 263 ($1.1M) Expenses 101 ($939k) Net assets 106 ($2.8M)2019 Revenue 357 ($1.5M) Expenses 117 ($1.1M) Net assets 121 ($3.2M)2020 Revenue 325 ($1.4M) Expenses 128 ($1.2M) Net assets 128 ($3.4M)2021 Revenue 353 ($1.5M) Expenses 138 ($1.3M) Net assets 135 ($3.6M)2022 Revenue 297 ($1.2M) Expenses 138 ($1.3M) Net assets 134 ($3.5M)2023 Revenue 419 ($1.7M) Expenses 161 ($1.5M) Net assets 143 ($3.8M)2024 Revenue 349 ($1.5M) Expenses 197 ($1.8M) Net assets 129 ($3.4M)2025 Revenue 399 ($1.7M) Expenses 193 ($1.8M) Net assets 125 ($3.3M)
'17'18'19'20'21'22'23'24'25
Revenue (399)Expenses (193)Net assets (125)Peer revenue range

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 24% · 2018 13% · 2019 9% · 2020 12% · 2021 13% · 2022 13% · 2023 9% · 2024 13% · 2025 13%. Grants only. Government contracts and fees sit inside program revenue.

84% of OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC’s revenue is contributions — more donation-reliant than the typical peer (71% for the typical peer).

This organization
Typical peer · 856 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 9 reported years ran a deficit.

$510k
17
$160k
18
$402k
19
$173k
20
$188k
21
$41k
22
$259k
23
$367k
24
$125k
25
2.1
months of
reserve
02Who funds it

Who funds it, year by year

2017 → 2023: the base narrowed from 2 funders to 1 funder, grant income fell $295 → $175.

Left out of every figure on this page: $38k from one payer (the payer shares this organization's board, largest Ocean Reef Community Foundation Inc). These are real filings, and they are not money OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC raised.

From the IRS filings of OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC leans on a few funders — its largest provides 46% of grant income and the top three 86%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

46%
largest funder
86%
top three
~3
effective funders

Largest funder’s share by year: 2017 68% · 2018 100% · 2019 100% · 2020 42% · 2021 75% · 2022 92% · 2023 100%growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

0% of OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC's funders are still giving 3 years after their first grant; 70% give in more than one year at all.

first grant+1y+2y+3y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC draws 94% of its grant income from funders outside Florida, across 8 states in all.

IL
NY
MA
OH
PA
MD
TX
FL

In-state vs out-of-state, by year

17
18
19
20
21
22
23
Florida out of state home

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

03Its place in the field

Funders to approach

Grantmakers that don’t fund you yet, surfaced two ways: they back organizations that share your funders, or their grantees resemble your mission. The ones both signals agree on come first. Your 10 funders put you under-funded among the 379 organizations that share them.

From the co-funder graph (funders backing at least two comparable organizations, shrunk for grantee count, donor-advised and mega-funds excluded) and the universe embeddings. A research starting point; overlap is association, not a guarantee of fit.

Organizations like OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC

Nonprofits whose mission and program text most resemble this one, by semantic similarity over the universe of US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Florida

Nationally

04Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

75% of spending goes to programs.

Program 75%Management 25%Fundraising 0%

Governance

13
board members
69%
independent
Conflict-of-interest policyWhistleblower policyDocument retentionBoard reviewed the 990Audited financials

Public support

100%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

FL

Part of a family of 2 related entities

  • North Key Largo Utility Corp · exempt
  • Ocean Reef Community Assocation Inc · corp_trust

Screen this organization

A dated, signed PDF of the compliance screen for OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC?
OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC (Florida) receives grants from 10 organizations whose IRS filings report $37,645 to it, the largest being THE CAYUGA FOUNDATION PFDN 20-0323300 ($17,500). 7 of them have funded it in more than one year.
How many funders does OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC have?
IRS filings report 10 organizations giving $37,645 in grants to OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC, 7 of which have funded it in more than one year.
Who is the largest funder of OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC?
THE CAYUGA FOUNDATION PFDN 20-0323300 is the largest funder on record, with $17,500 in grants. The full list of funders is on this page.
How can an organization like OCEAN REEF VOLUNTEER FIRE DEPARTMENT INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Florida. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 10funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported August 27, 2026. What this page cannot tell you · view filing