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Minnesota · Nonprofit

Lake County Chamber of Commerce

Lake County Chamber of Commerce (Minnesota) receives grants from 3 organizations whose IRS filings report $269,994 to it, the largest being Lovin' Lake County ($253,494). 1 of them have funded it in more than one year.

Revenue FY2025
$249k
Funders on record
3
Grants received
$270k
Net assets
$63k
1/3 repeat funderspeak grant-dependency 38%
01What it does

What Lake County Chamber of Commerce does

Mission

To create and enhance a business climate in which the Chamber members will prosper

As stated on its FY2025 Form 990.

Program

  1. The Chambers mission is to create and enhance a business climate in which members will prosper. The Chamber is an advocate for Minnesotas Lake Superior shoreline businesses and area communities. The Chamber promotes the area and provides information to visitors by marketing historical, geological, scenic and other area attractions. This is accomplished through tourist information centers and various marketing and media campaigns.

The program described on its FY2025 Form 990.

02The organization over time

The organization over time

Each line starts at 100 in 2019, so what you read is the shape rather than the size: 150 means half as much again as 2019, 50 means half. The number beside each label in the key is where it ended.

100 = 20192019 Revenue 100 ($168k) Expenses 100 ($227k) Net assets 100 ($8k)2020 Revenue 31 ($52k) Expenses 16 ($36k) Net assets 299 ($24k)2021 Revenue 127 ($214k) Expenses 78 ($177k) Net assets 756 ($60k)2022 Revenue 136 ($229k) Expenses 104 ($236k) Net assets 664 ($53k)2023 Revenue 141 ($237k) Expenses 109 ($246k) Net assets 550 ($44k)2024 Revenue 145 ($244k) Expenses 100 ($227k) Net assets 770 ($61k)2025 Revenue 148 ($249k) Expenses 109 ($248k) Net assets 785 ($63k)
2019202020212022202320242025
Revenue (148)Expenses (109)Net assets (785)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $24k to $61k (+155%).

$9k
$24k
$61k
$53k
$69k
$76k
$74k
2019202020212022202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2019 4% · 2020 58% · 2021 25% · 2022 38%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 7 reported years ran a deficit.

−$59k
’19
$16k
’20
$36k
’21
−$7k
’22
−$9k
’23
$18k
’24
$1k
’25
3.6
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Janelle A Jones

President and CEO

Board chair

Nick Osbakken

Chair

As listed on its FY2025 Form 990.

2019202020212022202320242025
Listed13131214141715
Joined·+0+4+2+0+3+2
No longer listed·050004
03Who funds it

Who funds it, year by year

2020 → 2023: the base held at 1 funder, grant income rose $7k → $90k.

Funder
'20
'22
'23
'24*
total
Lovin' Lake Countyunclassified
$253k
$10k
funders
1
2
1
1

1 of 3 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 2% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of Lake County Chamber of Commerce’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

Lake County Chamber of Commerce leans on a few funders — its largest provides 94% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Lake County Chamber of Commerce.

94%
largest funder
100%
top three
~1
effective funders

Largest funder’s share by year: 2020 100% · 2022 88% · 2023 100% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of Lake County Chamber of Commerce's grant income comes from Minnesota funders.

MN

In-state vs out-of-state, by year

’22
’23
Minnesota out of state home

Funder states come from each funder’s own filing. $7k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like Lake County Chamber of Commerce

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Minnesota

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Governance

14
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990–Audited financials

Screen this organization

A dated, signed PDF of the compliance screen for Lake County Chamber of Commerce: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Lake County Chamber of Commerce?
Lake County Chamber of Commerce (Minnesota) receives grants from 3 organizations whose IRS filings report $269,994 to it, the largest being Lovin' Lake County ($253,494). 1 of them have funded it in more than one year.
How many funders does Lake County Chamber of Commerce have?
IRS filings report 3 organizations giving $269,994 in grants to Lake County Chamber of Commerce, 1 of which have funded it in more than one year.
Who is the largest funder of Lake County Chamber of Commerce?
Lovin' Lake County is the largest funder on record, with $253,494 in grants. The full list of funders is on this page.
How can an organization like Lake County Chamber of Commerce find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Minnesota. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Lake County Chamber of Commerce →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2019–2025), and the filings of 3 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing