California · Nonprofit
HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC
HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC (California) receives grants from 10 organizations whose IRS filings report $650,500 to it, the largest being Silicon Valley Community Foundation ($200,000). 5 of them have funded it in more than one year, and 54% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $1.0M
- Funders on record
- 10
- Grants received
- $651k
- Net assets
- $8.5M
What Housing Trust Fund of Santa Barbara County Inc does
Mission
The housing trust fund's mission is to provide affordable housing opportunities to low, moderate and middle income residents of santa barbara county.
As stated on its FY2025 Form 990.
Program
The housing trust fund's (htf) primary activity is a $7.4 million revolving loan fund for affordable housing that provides low-cost loans to qualified sponsors of affordable housing projects that serve low-to-moderate income households. Htf provides direct loans for site acquisition, predevelopment and construction costs, and permanent financing for rental and homeownership projects that create, maintain, preserve, expand or preserve the county's affordable housing stock. Htf also provides free technical assistance to: 1) help groups determine if they have a feasible project, 2)connect them to development expertise, and 3) assist them in the application process for loans. Htf supports the initiation of affordable housing projects by community groups that might otherwise not proceed, facilitates projects sponsored by experienced developers, and helps reduce project development costs. To date, 100% of loan fund activity has been directed to projects that serve lower income households in santa barbara county earning between 0-80% of area median income. Since 2012 htf has also operated a $5.3 million workforce homebuyer program using government grants and private investment capital…
$532,665 spent$620,221 earned by the program100% of program spending
The program described on its FY2024 Form 990. Program spending in total: $532,665.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $7.8M to $9.1M (+16%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 62% · 2018 69% · 2019 8% · 2020 8% · 2021 8% · 2023 17% · 2024 39% · 2025 16%. Grants only. Government contracts and fees sit inside program revenue.
40% of HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC’s revenue is contributions — more earned-revenue than three-quarters of its peers (82% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Jennifer Mcgovern
President & CEO
Board chair
Luis Villegas
Chairman
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base narrowed from 4 funders to 3 funders, grant income rose $45k → $245k.
3 of 10 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 54% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC has a broad base — no single funder exceeds 31% of grant income, and it takes 3 funders to reach half.
the vertical line marks half of all grant income — 3 funders to its left
54% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC.
Largest funder’s share by year: 2017 56% · 2018 67% · 2019 50% · 2020 40% · 2021 36% · 2022 50% · 2023 82% — growing more concentrated.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
50% of HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC's funders are still giving 3 years after their first grant; 50% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
54% of HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $301k that is directly attributable, 64% of it comes from funders outside California, across 4 states.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $350k arriving through sponsors registered in 2 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC runs a healthier operating margin than three-quarters of the 1,504 philanthropy nonprofits its size.
this organization peer median middle 50% of peers· 1,504 philanthropy nonprofits $1M–$10M, FY2025
Government funding HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $1.4M on record.
- Department of the Treasury$1.4M
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In California
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
85% of spending goes to programs.
Governance
Public support
88%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC?
- HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC (California) receives grants from 10 organizations whose IRS filings report $650,500 to it, the largest being Silicon Valley Community Foundation ($200,000). 5 of them have funded it in more than one year, and 54% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC have?
- IRS filings report 10 organizations giving $650,500 in grants to HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC, 5 of which have funded it in more than one year.
- Who is the largest funder of HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC?
- Silicon Valley Community Foundation is the largest funder on record, with $200,000 in grants. The full list of funders is on this page.
- How can an organization like HOUSING TRUST FUND OF SANTA BARBARA COUNTY INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in California. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Housing Trust Fund of Santa Barbara County →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 10 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing