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Wisconsin · Nonprofit

HEART OF THE VALLEY CHAMBER OF COMMERCE

HEART OF THE VALLEY CHAMBER OF COMMERCE (Wisconsin) receives grants from 2 organizations whose IRS filings report $15,650 to it, the largest being UNISON CREDIT UNION ($13,150). 1 of them have funded it in more than one year.

Revenue FY2026
$444k
Funders on record
2
Grants received
$16k
Net assets
$875k
1/2 repeat funderspeak grant-dependency 2%
01What it does

What Heart of the Valley Chamber of Commerce does

Mission

To promote and foster awareness of economic development and civic issues in the heart of the valley area of wisconsin

As stated on its FY2026 Form 990.

Programs

  1. Provide economic information to members through dinner events, new business start-up assistance, chamber sponsored programs, and maintenance of the website.

  2. Provide information to members relating to how legislation affects business through "meet your legislators" meetings, annual civic dinner, and preparation of monthly newsletter.

  3. Promote small business in the area by providing radio public service announcements, membership receptions, small business counseling, seminars, and showcase programs.

The 3 programs described on its FY2025 Form 990, listed largest first by expense.

02The organization over time

The organization over time

Each line starts at 100 in 2021, so what you read is the shape rather than the size: 150 means half as much again as 2021, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20212021 Revenue 100 ($229k) Expenses 100 ($214k) Net assets 100 ($521k)2022 Revenue 134 ($306k) Expenses 105 ($226k) Net assets 115 ($601k)2023 Revenue 141 ($324k) Expenses 125 ($267k) Net assets 127 ($659k)2024 Revenue 169 ($387k) Expenses 154 ($330k) Net assets 140 ($729k)2025 Revenue 178 ($408k) Expenses 163 ($348k) Net assets 157 ($816k)2026 Revenue 194 ($444k) Expenses 190 ($408k) Net assets 168 ($875k)
202120222023202420252026
Revenue (194)Expenses (190)Net assets (168)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2025 to 2026, from $972k to $1.1M (+10%).

$721k
$799k
$862k
$911k
$972k
$1.1M
202120222023202420252026
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2021
2022
2023
2024
2025
2026
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2022 12%. Grants only. Government contracts and fees sit inside program revenue.

0% of HEART OF THE VALLEY CHAMBER OF COMMERCE’s revenue is contributions — more earned-revenue than three-quarters of its peers (62% for the typical peer).

This organization
Typical peer · 12,439 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 6 reported years ran a deficit.

$15k
’21
$80k
’22
$56k
’23
$57k
’24
$60k
’25
$36k
’26
13
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

202120222023202420252026
Listed141416141414
Joined·+1+2+2+0+3
No longer listed·10403
03Who funds it

Who funds it, year by year

2022 → 2023: the base held at 1 funder, grant income rose $3k → $6k.

Funder
'22
'23
'24*
total
$13k
funders
1
1
1

From the IRS filings of HEART OF THE VALLEY CHAMBER OF COMMERCE’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

HEART OF THE VALLEY CHAMBER OF COMMERCE leans on a few funders — its largest provides 84% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

84% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HEART OF THE VALLEY CHAMBER OF COMMERCE.

84%
largest funder
100%
top three
~1
effective funders

Largest funder’s share by year: 2022 100% · 2023 100% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of HEART OF THE VALLEY CHAMBER OF COMMERCE's grant income comes from Wisconsin funders.

WI

In-state vs out-of-state, by year

’22
’23
Wisconsin out of state home

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

HEART OF THE VALLEY CHAMBER OF COMMERCE is better cushioned than half of the 142 community improvement nonprofits its size.

Operating margin8% · below the median
Months of reserve12.6mo · above the median
Revenue growth (annualized)14% · above the median

this organization peer median middle 50% of peers· 142 community improvement nonprofits $100k–$1M, FY2026

Organizations like HEART OF THE VALLEY CHAMBER OF COMMERCE

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Wisconsin

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Governance

14
board members
100%
independent
–Conflict-of-interest policy–Whistleblower policy–Document retention–Board reviewed the 990–Audited financials

Screen this organization

A dated, signed PDF of the compliance screen for HEART OF THE VALLEY CHAMBER OF COMMERCE: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds HEART OF THE VALLEY CHAMBER OF COMMERCE?
HEART OF THE VALLEY CHAMBER OF COMMERCE (Wisconsin) receives grants from 2 organizations whose IRS filings report $15,650 to it, the largest being UNISON CREDIT UNION ($13,150). 1 of them have funded it in more than one year.
How many funders does HEART OF THE VALLEY CHAMBER OF COMMERCE have?
IRS filings report 2 organizations giving $15,650 in grants to HEART OF THE VALLEY CHAMBER OF COMMERCE, 1 of which have funded it in more than one year.
Who is the largest funder of HEART OF THE VALLEY CHAMBER OF COMMERCE?
UNISON CREDIT UNION is the largest funder on record, with $13,150 in grants. The full list of funders is on this page.
How can an organization like HEART OF THE VALLEY CHAMBER OF COMMERCE find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Wisconsin. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Heart of the Valley Chamber of Commerce →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2026 (financials across 2021–2026), and the filings of 2 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing