Michigan · Nonprofit
HARBOR SPRINGS CHAMBER OF COMMERCE
HARBOR SPRINGS CHAMBER OF COMMERCE (Michigan) receives grants from 2 organizations whose IRS filings report $39,600 to it, the largest being Gabooney Foundation ($38,500). 1 of them have funded it in more than one year.
- Revenue FY2024
- $305k
- Funders on record
- 2
- Grants received
- $40k
- Net assets
- $259k
What Harbor Springs Chamber of Commerce does
Mission
To promote, enhance and contribute to the well-being of the business community and visitor experience, while preserving the character and tradition of the greater harbor springs area.
As stated on its FY2024 Form 990.
Programs
Taste of harbor springs was an afternoon tasting offerings from different local restaurants and brought visitors and locals together for delectable foods
$19,655 spent45% of program spendingHarbor stars program brought the community together for an awards dinner recognizing community leaders and acknowledging new individuals to the business community
$18,451 spent42% of program spendingFriday/tuesday park events offered tuesday night movies in the park and friday night music in the park
$5,652 spent13% of program spending
The 3 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $43,758.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $226k to $285k (+26%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2020 5% · 2021 12%. Grants only. Government contracts and fees sit inside program revenue.
38% of HARBOR SPRINGS CHAMBER OF COMMERCE’s revenue is contributions — about as donation-reliant as the typical peer (62% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 8 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Board chair
Derrick Brown
Chairman
As listed on its FY2025 Form 990.
Who funds it, year by year
Grant support over time, funder by funder — shade shows the grant size each year.
From the IRS filings of HARBOR SPRINGS CHAMBER OF COMMERCE’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
HARBOR SPRINGS CHAMBER OF COMMERCE leans on a few funders — its largest provides 97% of grant income and the top three 100%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
100% of HARBOR SPRINGS CHAMBER OF COMMERCE's grant income comes from Michigan funders.
Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
HARBOR SPRINGS CHAMBER OF COMMERCE runs a healthier operating margin than half of the 11,971 community improvement nonprofits its size.
this organization peer median middle 50% of peers· 11,971 community improvement nonprofits $100k–$1M, FY2024
Organizations like HARBOR SPRINGS CHAMBER OF COMMERCE
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Michigan
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Governance
Screen this organization
A dated, signed PDF of the compliance screen for HARBOR SPRINGS CHAMBER OF COMMERCE: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds HARBOR SPRINGS CHAMBER OF COMMERCE?
- HARBOR SPRINGS CHAMBER OF COMMERCE (Michigan) receives grants from 2 organizations whose IRS filings report $39,600 to it, the largest being Gabooney Foundation ($38,500). 1 of them have funded it in more than one year.
- How many funders does HARBOR SPRINGS CHAMBER OF COMMERCE have?
- IRS filings report 2 organizations giving $39,600 in grants to HARBOR SPRINGS CHAMBER OF COMMERCE, 1 of which have funded it in more than one year.
- Who is the largest funder of HARBOR SPRINGS CHAMBER OF COMMERCE?
- Gabooney Foundation is the largest funder on record, with $38,500 in grants. The full list of funders is on this page.
- How can an organization like HARBOR SPRINGS CHAMBER OF COMMERCE find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Michigan. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Harbor Springs Chamber of Commerce →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 2 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing