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Oklahoma · Nonprofit

Growing Oaks Association

Growing Oaks Association (Oklahoma) receives grants from 4 organizations whose IRS filings report $653,532 to it, the largest being BELLER FAMILY FOUNDATION ($435,532). 3 of them have funded it in more than one year.

Revenue FY2024
$233k
Funders on record
4
Grants received
$654k
Net assets
$96k
3/4 repeat fundersgrants exceed reported revenue in one year
01What it does

What Growing Oaks Association does

Mission

To facilitate a dignified and certain transition from economic bondage to fiscally secure family life and productive community citizenship by providing educational and supportive services to families and individuals in household finance management

As stated on its FY2024 Form 990.

Programs

  1. We received and managed $107,000 of funding to the newly chartered Growing Oaks Federal Credit Union, a 501c(1) organization. This not-for-profit organization engages with our clients and our community at large to help meet the banking services needs of the unserved and the underserved and those of modest means and furthers our exempt purposes in that it provides practical application of the education we provide. We collaborate with the credit union by offering our educational services to its Members to improve their financial literacy.

    $107,000 spent
    50% of program spending
  2. Conducted nine in-person 12-week classes (English and Spanish), nine in-person 9-week classes, launched online course completed by 65 individuals (English and Spanish) for a total of 239 individuals attending with a completion rate of 84%. Completed 81 one-on-one counseling sessions. Curriculum included goal setting, saving, banking, decision making, budgeting, reducing debt, resolving credit issues, home buying, insurance and planning for retirement.

    $66,825 spent
    31% of program spending
  3. Other program services, not described on the e-filed return.

    $40,324 spent
    19% of program spending

The 3 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $214,149.

02The organization over time

The organization over time

Each line starts at 100 in 2019, so what you read is the shape rather than the size: 150 means half as much again as 2019, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20192019 Revenue 100 ($100k) Expenses 0 ($0) Net assets 100 ($100k)2020 Revenue 856 ($856k) Expenses 100 ($841k) Net assets 115 ($115k)2021 Revenue 77 ($77k) Expenses 15 ($126k) Net assets 66 ($66k)2022 Revenue 389 ($389k) Expenses 45 ($377k) Net assets 77 ($77k)2023 Revenue 458 ($458k) Expenses 53 ($444k) Net assets 91 ($91k)2024 Revenue 233 ($233k) Expenses 27 ($229k) Net assets 96 ($96k)
201920202021202220232024
Revenue (233)Expenses (27)Net assets (96)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $115k to $66k (−43%).

$100k
$115k
$66k
$77k
$91k
$96k
201920202021202220232024
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

102% of Growing Oaks Association’s revenue is contributions — more reliant on donations than three-quarters of its peers (57% for the typical peer).

This organization
Typical peer · 24,946 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 6 reported years ran a deficit.

$100k
’19
$15k
’20
−$49k
’21
$11k
’22
$14k
’23
$4k
’24
5.0
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Board chair

Fred Greening

Chairman

As listed on its FY2024 Form 990.

The chief executive listed changed between the FY2022 and FY2023 filings.

20202021202220232024
Listed77778
Joined·+0+0+0+1
No longer listed·0000
03Who funds it

Who funds it, year by year

2022 → 2023: the base broadened from 1 funder to 2 funders, grant income rose $75k → $481k.

Funder
'22
'23
'24*
'25*
total
$436k
funders
1
2
3
1

3 of 4 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 33% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of Growing Oaks Association’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

Growing Oaks Association leans on a few funders — its largest provides 67% of grant income and the top three 97%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Growing Oaks Association.

67%
largest funder
97%
top three
~2
effective funders

Largest funder’s share by year: 2022 100% · 2023 84% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of Growing Oaks Association's grant income comes from Oklahoma funders.

OK

Funder states come from each funder’s own filing. $218k arriving through sponsors registered in 3 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

Growing Oaks Association has grown faster than half of the 22,812 education nonprofits its size.

Operating margin2% · below the median
Months of reserve5.0mo · below the median
Revenue growth (annualized)18% · above the median

this organization peer median middle 50% of peers· 22,812 education nonprofits $100k–$1M, FY2024

Organizations like Growing Oaks Association

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Oklahoma

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

94% of spending goes to programs.

Program 94%Management 6%Fundraising 0%

Governance

9
board members
100%
independent
✓Conflict-of-interest policy–Whistleblower policy–Document retention✓Board reviewed the 990–Audited financials

Public support

53%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

OK

Screen this organization

A dated, signed PDF of the compliance screen for Growing Oaks Association: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Growing Oaks Association?
Growing Oaks Association (Oklahoma) receives grants from 4 organizations whose IRS filings report $653,532 to it, the largest being BELLER FAMILY FOUNDATION ($435,532). 3 of them have funded it in more than one year.
How many funders does Growing Oaks Association have?
IRS filings report 4 organizations giving $653,532 in grants to Growing Oaks Association, 3 of which have funded it in more than one year.
Who is the largest funder of Growing Oaks Association?
BELLER FAMILY FOUNDATION is the largest funder on record, with $435,532 in grants. The full list of funders is on this page.
How can an organization like Growing Oaks Association find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Oklahoma. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2019–2024), and the filings of 4 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing