DREAM LIGHTER INC

Programs

1. Community Development Project for South Asian Low-income IndividualsDream Lighters community development project serves over 2,000 South Asian Taxi drivers and low-income immigrant families in New York City, providing programs that address immediate needs while fostering long-term economic stability and generational wealth. The program delivers more than 25 annual workshops on financial literacy , credit management, budgeting, small business operations, public safety and navigating the American economic system, equipping participants with practical skills to improve personal finances and plan for the future. In addition, Dream Lighter convenes five international summits at venues including the Sheraton and Marriot, along with six annual outdoor assemblies in New York State Park, engaging thousands of participants to strength social cohesion, civic engagement, and community networks. Through strategic partnership with local mechanics and body shops, participants access discounted automotive maintenance and repairs, lowering operational costs and enhancing contd scd O

   $309,600 spent
   23% of program spending

2. Community-Based Microloan Program for Low-Income Taxi Drivers In 2023,Dream Lighter launched a community-based microfinance program in New York City serving low-income taxi drivers. Approximately 400 participants collectively raised 400,000 to form a revolving loan fund, with an average contribution of 1,000 each. Through a transparent lottery Approximately 400 participants collectively raised 400,000 to form a revolving loan fund, with an average contribution of 1,000 each. Through a transparent lottery new loans each month. Borrowers repay 430 monthly at a 3 interest rate. These funds are recycled to ensure the funds continuous lending activity and sustainability. This approach ensures liquidity, transparency, and prudent stewardship of charitable assets, consistent with nonprofit community-development practices.

   $600,000 spent
   44% of program spending

3. EmpowerHer South Asian Women Advancement Program serves approximately 2,000 low-income South Asian immigrant women in New York City, many of skilled roles whom work in coffee shops, restaurants, grocery stores, and gift shops. Over 50 are pressures. The organization employed in low- due to language barriers and limited access to training, often facing social and family discrimination with an average has conducted more than 40 educational and skills-based training sessions covering English as a Second Language ESL, skills development, job readiness, and financial literacy get attendance of 50 to 60 women per session. In addition, Dream Lighter has organized six large-scale outdoor conferences, each attended by approximately 500 women, Through these combined initiatives, The program provides ESL classes, basic computer and software training, providing access to education, resources, mentorship, and employment guidance in a supportive community setting. Training, skill development workshops, health and nutrition education, legal aid, and job placement support, contd SCH O

   $187,350 spent
   14% of program spending

4. Program Service Expenses 134,850, Grants and allocations 0, Revenue 0 Dream Lighter Climate and Community Resilience InitiativeDream Lighter is a dedicated environmental and social advocacy organization committed to addressing climate change through a holistic approach that links ecological health with community resilience. Our mission focuses on reducing carbon dioxide and methane emissions, promoting clean energy, and preserving critical ecosystems and oceans. We ensure equitable access to essential resources such as food, water, and sustainable livelihoods, while protecting fishing rights for local communities to empower them as stewards of the sea. Through research, expert panels, and training programs for students, young leaders, and community influencers, Dream Lighter cultivates a network of informed change-makers working toward lasting, science-based solutions for a sustainable future. For additional information visit www.dreamlighter.org/our-work Program Service Expenses 121,960, Grants and allocations 0, Revenue 0 Other program Services Food For Homeless, Capacity building, Human and Health and nutrition, Education, Human rights program.

   $256,810 spent
   19% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $1,353,760.