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North Dakota · Nonprofit

DAKOTA BUSINESS LENDING

DAKOTA BUSINESS LENDING (North Dakota) receives grants from 2 organizations whose IRS filings report $351,575 to it, the largest being THE GOLDMAN SACHS FOUNDATION ($224,675). 2 of them have funded it in more than one year.

$2.6M
Revenue FY2024
2
Funders on record
$352k
Grants received
$4.2M
Net assets
2/2 repeat funderspeak grant-dependency 3%

Against its field

DAKOTA BUSINESS LENDING holds deeper cash reserves than three-quarters of the 4,197 community improvement nonprofits its size.

Operating margin−25% · bottom quartile
Months of reserve13.8mo · top quartile
Revenue growth (annualized)13% · above the median

this organization peer median middle 50% of peers· 4,197 community improvement nonprofits $1M–$10M, FY2024

Three funders worth looking at

Grantmakers with no record of funding this organization, ranked by how strongly the co-funder graph and the mission embeddings agree. The evidence is in section 03.

See all 12 prospects and why each one surfaced →
01The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($1.1M) Expenses 100 ($1.2M) Net assets 100 ($3.5M)2018 Revenue 114 ($1.3M) Expenses 115 ($1.4M) Net assets 96 ($3.4M)2019 Revenue 120 ($1.4M) Expenses 134 ($1.7M) Net assets 87 ($3.1M)2020 Revenue 129 ($1.5M) Expenses 125 ($1.6M) Net assets 84 ($3.0M)2021 Revenue 201 ($2.3M) Expenses 142 ($1.8M) Net assets 101 ($3.5M)2022 Revenue 236 ($2.7M) Expenses 172 ($2.1M) Net assets 117 ($4.1M)2023 Revenue 305 ($3.5M) Expenses 217 ($2.7M) Net assets 139 ($4.9M)2024 Revenue 229 ($2.6M) Expenses 264 ($3.3M) Net assets 120 ($4.2M)
'17'18'19'20'21'22'23'24
Revenue (229)Expenses (264)Net assets (120)Peer revenue range

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2022 7% · 2023 2% · 2024 7%. Grants only. Government contracts and fees sit inside program revenue.

9% of DAKOTA BUSINESS LENDING’s revenue is contributions — about as donation-reliant as the typical peer (61% for the typical peer).

This organization
Typical peer · 4,406 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 5 of the last 8 reported years ran a deficit.

$101k
17
$133k
18
$299k
19
$71k
20
$535k
21
$557k
22
$786k
23
$661k
24
14
months of
reserve
02Who funds it

Who funds it, year by year

2022 → 2023: the base broadened from 1 funder to 2 funders, grant income rose $42k → $117k.

Funder
'22
'23
'24*
total
funders
1
2
2

From the IRS filings of DAKOTA BUSINESS LENDING’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

DAKOTA BUSINESS LENDING leans on a few funders — its largest provides 64% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

36% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund DAKOTA BUSINESS LENDING.

64%
largest funder
100%
top three
~2
effective funders

Largest funder’s share by year: 2022 100% · 2023 64%diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

DAKOTA BUSINESS LENDING draws 64% of its grant income from funders outside North Dakota, across 2 states in all.

ND
NY

In-state vs out-of-state, by year

22
23
North Dakota out of state home

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

03Its place in the field

Funders to approach

Grantmakers that don’t fund you yet, surfaced two ways: they back organizations that share your funders, or their grantees resemble your mission. The ones both signals agree on come first.

From the co-funder graph (funders backing at least two comparable organizations, shrunk for grantee count, donor-advised and mega-funds excluded) and the universe embeddings. A research starting point; overlap is association, not a guarantee of fit.

Government funding DAKOTA BUSINESS LENDING receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $125k on record.

Federal$125k
grants $125kcontracts $0
Top agencies
  • Department of the Treasury$125k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like DAKOTA BUSINESS LENDING

Nonprofits whose mission and program text most resemble this one, by semantic similarity over the universe of US filings — the closest peers, and often the clearest route to shared or prospective funders.

In North Dakota

Nationally

04Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

78% of spending goes to programs.

Program 78%Management 22%Fundraising 0%

Governance

8
board members
100%
independent
Conflict-of-interest policyWhistleblower policyDocument retentionBoard reviewed the 990Audited financials

Public support

91%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Part of a family of 1 related entity

  • Dbl Equity Partners · exempt

Screen this organization

A dated, signed PDF of the compliance screen for DAKOTA BUSINESS LENDING: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds DAKOTA BUSINESS LENDING?
DAKOTA BUSINESS LENDING (North Dakota) receives grants from 2 organizations whose IRS filings report $351,575 to it, the largest being THE GOLDMAN SACHS FOUNDATION ($224,675). 2 of them have funded it in more than one year.
How many funders does DAKOTA BUSINESS LENDING have?
IRS filings report 2 organizations giving $351,575 in grants to DAKOTA BUSINESS LENDING, 2 of which have funded it in more than one year.
Who is the largest funder of DAKOTA BUSINESS LENDING?
THE GOLDMAN SACHS FOUNDATION is the largest funder on record, with $224,675 in grants. The full list of funders is on this page.
How can an organization like DAKOTA BUSINESS LENDING find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in North Dakota. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 2funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported August 27, 2026. What this page cannot tell you · view filing