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Iowa · Nonprofit

Clear Lake Area Chamber of Commerce

Clear Lake Area Chamber of Commerce (Iowa) receives grants from 2 organizations whose IRS filings report $12,436 to it, the largest being COMMUNITY FOUNDATION OF ELKHART COUNTY INC ($8,436). 0 of them have funded it in more than one year, and 68% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2024
$1.0M
Funders on record
2
Grants received
$12k
Net assets
$804k
0/2 repeat funderspeak grant-dependency 1%
01What it does

What Clear Lake Area Chamber of Commerce does

Mission

The mission of the Clear Lake Area Chamber of Commerce is to serve our membership and provide value through opportunities in networking, advocacy, and business resources.

As stated on its FY2024 Form 990.

Programs

  1. Tourism - aids the residents in the City of Clear Lake, Iowa (pop. approx. 7,700) through increased conventioneering and tourism.

    $202,729 spent
    44% of program spending
  2. Triathlon Clear Lake - attracts others to Clear Lake promoting health and fitness.

    $56,893 spent
    12% of program spending
  3. Fourth of July Celebration - provides cultural benefits to the people of northern Iowa as well as increased trade to the Chamber's members.

    $54,449 spent
    12% of program spending
  4. Other Projects - various smaller programs implemented by the Chamber which benefit local residents and businesses through increased tourism.

    $45,458 spent
    10% of program spending
  5. Harvest Festival - promotes downtown Clear Lake tourism, retail, and vendors.

    $30,902 spent
    7% of program spending
  6. Thursdays on Main - promotes downtown Clear Lake retail and vendors, as well as provides tourism event opportunities.

    $24,132 spent
    5% of program spending
  7. Christmas/Ornament/Retail - benefits the Clear Lake area by various retail sales as well as supporting tourism with Christmas by the Lake.

    $17,359 spent
    4% of program spending
  8. Earth Day - promotes community clean up as well as fitness and attention to keeping the local community green.

    $13,707 spent
    3% of program spending
  9. Golf Tournament - Annual event that helps promote Clear Lake and local networking.

    $8,958 spent
    2% of program spending
  10. Color the Wind - Annual Clear Lake kite flying festival event.

    $7,526 spent
    2% of program spending
  11. Rubber Wheel Trolley - provides low-cost transportation to tourists.

The 11 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $462,113.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($725k) Expenses 100 ($736k) Net assets 100 ($172k)2018 Revenue 98 ($711k) Expenses 98 ($719k) Net assets 96 ($164k)2019 Revenue 101 ($734k) Expenses 94 ($695k) Net assets 118 ($203k)2020 Revenue 89 ($647k) Expenses 78 ($572k) Net assets 162 ($278k)2021 Revenue 119 ($864k) Expenses 95 ($702k) Net assets 256 ($440k)2022 Revenue 125 ($908k) Expenses 112 ($823k) Net assets 306 ($526k)2023 Revenue 148 ($1.1M) Expenses 126 ($930k) Net assets 389 ($669k)2024 Revenue 145 ($1.0M) Expenses 124 ($914k) Net assets 468 ($804k)
'17'18'19'20'21'22'23'24
Revenue (145)Expenses (124)Net assets (468)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $427k to $674k (+58%).

$287k
$226k
$334k
$427k
$674k
$744k
$893k
$1.0M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 24% · 2018 25% · 2019 30% · 2020 30% · 2021 22%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 8 reported years ran a deficit.

−$11k
’17
−$7k
’18
$39k
’19
$74k
’20
$162k
’21
$86k
’22
$143k
’23
$136k
’24
10
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Stacy Doughan

CEO

Board chair

Sarah Nielsen

Chair

As listed on its FY2024 Form 990.

'17'18'19'20'21'22'23'24
Listed1819201817171616
Joined·+6+4+2+3+2+3+2
No longer listed·5344242
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

1 of 2 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 68% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of Clear Lake Area Chamber of Commerce’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

Clear Lake Area Chamber of Commerce leans on a few funders — its largest provides 68% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

68% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Clear Lake Area Chamber of Commerce.

68%
largest funder
100%
top three
~2
effective funders

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

68% of Clear Lake Area Chamber of Commerce's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $4k that is directly attributable, 100% of it comes from Iowa funders.

IA

Funder states come from each funder’s own filing. $8k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like Clear Lake Area Chamber of Commerce

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Iowa

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

51% of spending goes to programs.

Program 51%Management 49%Fundraising 0%

Governance

17
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990–Audited financials

Screen this organization

A dated, signed PDF of the compliance screen for Clear Lake Area Chamber of Commerce: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Clear Lake Area Chamber of Commerce?
Clear Lake Area Chamber of Commerce (Iowa) receives grants from 2 organizations whose IRS filings report $12,436 to it, the largest being COMMUNITY FOUNDATION OF ELKHART COUNTY INC ($8,436). 0 of them have funded it in more than one year, and 68% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does Clear Lake Area Chamber of Commerce have?
IRS filings report 2 organizations giving $12,436 in grants to Clear Lake Area Chamber of Commerce.
Who is the largest funder of Clear Lake Area Chamber of Commerce?
COMMUNITY FOUNDATION OF ELKHART COUNTY INC is the largest funder on record, with $8,436 in grants. The full list of funders is on this page.
How can an organization like Clear Lake Area Chamber of Commerce find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Iowa. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Clear Lake Area Chamber of Commerce →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 2 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing