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Virginia · Nonprofit

Cape Charles Va Main Street Inc

Cape Charles Va Main Street Inc (Virginia) receives grants from 3 organizations whose IRS filings report $10,692 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($5,350). 1 of them have funded it in more than one year, and 53% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2025
$517k
Funders on record
3
Grants received
$11k
Net assets
$58k
1/3 repeat funderspeak grant-dependency 0%
01What it does

What Cape Charles Va Main Street Inc does

Mission

Create a vibrant and attractive downtown that preserves historical character, encourages economic development and enhances the quality of life

As stated on its FY2025 Form 990.

Programs

  1. Cape Charles Main Street held its main yearly program event, Festive Fridays (the Fridays between Thanksgiving and Christmas) from 5-8 each Friday. The purpose was to attract visitors to shop, stay and play in Cape Charles Historic District. Visitors were treated to free carriage rides, Santa Claus and Mrs. Claus, snow, free music, free movies, free face painting and jugglers.

    $40,661 spent$45,080 earned by the program
    9% of program spending
  2. Streetscape beautification design and implementation projects were carried out during the fiscal year to help make the Cape Charles Historic District a more beautiful and appealing place to shop, stay and play. The major projects, among several others, were maintaing a historic train that is prominently displayed in the Historic District, the acquisition of lighting used for display in the Historic District, and design costs for a visitor center.

    $186,127 spent
    43% of program spending
  3. Cape Charles Main Street continued its general efforts to promote the Cape Charles historic district by hosting several other smaller community events, including the Love Fest, the Love Run and others.

    $53,851 spent$73,228 earned by the program
    13% of program spending
  4. Other program services include salaries and wages, conference and meetings, information technology, and occupancy expenses which are not directly related to a specific program, but support the general objectives of organization to promote the Town of Cape Charles.

    $149,462 spent
    35% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $430,101.

02The organization over time

The organization over time

Each line starts at 100 in 2021, so what you read is the shape rather than the size: 150 means half as much again as 2021, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20212021 Revenue 100 ($160k) Expenses 100 ($158k) Net assets 100 ($86k)2022 Revenue 190 ($304k) Expenses 160 ($254k) Net assets 96 ($82k)2023 Revenue 218 ($349k) Expenses 193 ($305k) Net assets 148 ($126k)2024 Revenue 221 ($354k) Expenses 293 ($463k) Net assets 20 ($17k)2025 Revenue 322 ($517k) Expenses 301 ($476k) Net assets 67 ($58k)
20212022202320242025
Revenue (322)Expenses (301)Net assets (67)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $50k to $274k (+443%).

$91k
$86k
$129k
$50k
$274k
20212022202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2021 63% · 2022 47% · 2023 24% · 2024 77% · 2025 62%. Grants only. Government contracts and fees sit inside program revenue.

74% of Cape Charles Va Main Street Inc’s revenue is contributions — more donation-reliant than the typical peer (62% for the typical peer).

This organization
Typical peer · 12,439 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 5 reported years ran a deficit.

$2k
’21
$51k
’22
$44k
’23
−$109k
’24
$41k
’25
1.3
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Karen Zamorski

Executive Director

As listed on its FY2025 Form 990.

20212022202320242025
Listed1414121312
Joined·+3+0+8+1
No longer listed·3272
03Who funds it

Who funds it, year by year

2020 → 2023: the base held at 1 funder, grant income rose $56 → $79.

2 of 3 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 53% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of Cape Charles Va Main Street Inc’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

Cape Charles Va Main Street Inc leans on a few funders — its largest provides 50% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

53% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Cape Charles Va Main Street Inc.

50%
largest funder
100%
top three
~2
effective funders

Largest funder’s share by year: 2020 100% · 2021 100% · 2022 100% · 2023 100% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

53% of Cape Charles Va Main Street Inc's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $5k that is directly attributable, 100% of it comes from funders outside Virginia, across 1 state.

NJ

Funder states come from each funder’s own filing. $6k arriving through sponsors registered in 2 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

Cape Charles Va Main Street Inc has grown faster than three-quarters of the 7,175 community improvement nonprofits its size.

Operating margin8% · above the median
Months of reserve1.3mo · bottom quartile
Revenue growth (annualized)34% · top quartile

this organization peer median middle 50% of peers· 7,175 community improvement nonprofits $100k–$1M, FY2025

Organizations like Cape Charles Va Main Street Inc

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Virginia

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

90% of spending goes to programs.

Program 90%Management 10%Fundraising 0%

Governance

11
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990–Audited financials

Public support

77%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

VA

Screen this organization

A dated, signed PDF of the compliance screen for Cape Charles Va Main Street Inc: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Cape Charles Va Main Street Inc?
Cape Charles Va Main Street Inc (Virginia) receives grants from 3 organizations whose IRS filings report $10,692 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($5,350). 1 of them have funded it in more than one year, and 53% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does Cape Charles Va Main Street Inc have?
IRS filings report 3 organizations giving $10,692 in grants to Cape Charles Va Main Street Inc, 1 of which have funded it in more than one year.
Who is the largest funder of Cape Charles Va Main Street Inc?
FIDELITY INVESTMENTS CHARITABLE GIFT FUND is the largest funder on record, with $5,350 in grants. The full list of funders is on this page.
How can an organization like Cape Charles Va Main Street Inc find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Virginia. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Cape Charles Va Main Street →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2021–2025), and the filings of 3 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing