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Pennsylvania · Nonprofit

AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS

AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS (Pennsylvania) receives grants from 4 organizations whose IRS filings report $760,500 to it, the largest being CHARITIES AID FOUNDATION AMERICA ($600,000). 2 of them have funded it in more than one year, and 92% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2024
$103M
Funders on record
4
Grants received
$761k
Net assets
$303M
2/4 repeat funderspeak grant-dependency 0%
01What it does

What American Institute for Chartered Property Casualty Underwriters does

Mission

The institutes provides educational offerings to the public regarding risk management and insurance.

As stated on its FY2024 Form 990.

Programs

  1. Developed, delivered, and produced educational offerings including courses, study materials, webinars continuing education, executive education, and other knowledge offerings related to risk management and insurance.

    $22,335,689 spent$31,059,195 earned by the program
    32% of program spending
  2. Provided financial aid, scholarships, information, education, internships, and other opportunities to college students interested in risk management and insurance.

    $466,490 spentof which $255,500 as grants
    1% of program spending
  3. Publish research reports on key issues regarding risk management

    $295,551 spent$564,205 earned by the program
    0% of program spending
  4. Shared resource services

    $45,885,790 spent$42,274,582 earned by the program
    67% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $68,983,520.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($64M) Expenses 100 ($44M) Net assets 100 ($244M)2018 Revenue 119 ($76M) Expenses 160 ($71M) Net assets 94 ($231M)2019 Revenue 122 ($78M) Expenses 171 ($76M) Net assets 100 ($246M)2020 Revenue 110 ($70M) Expenses 128 ($57M) Net assets 102 ($249M)2021 Revenue 142 ($91M) Expenses 160 ($71M) Net assets 111 ($270M)2022 Revenue 129 ($82M) Expenses 170 ($75M) Net assets 105 ($256M)2023 Revenue 149 ($95M) Expenses 184 ($82M) Net assets 115 ($281M)2024 Revenue 161 ($103M) Expenses 194 ($86M) Net assets 124 ($303M)
'17'18'19'20'21'22'23'24
Revenue (161)Expenses (194)Net assets (124)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2018 to 2019, from $249M to $291M (+17%).

$256M
$249M
$291M
$292M
$315M
$296M
$321M
$336M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2021 4% · 2023 4%. Grants only. Government contracts and fees sit inside program revenue.

1% of AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS’s revenue is contributions — more reliant on donations than three-quarters of its peers (0% for the typical peer).

This organization
Typical peer · 107 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.

$19M
’17
$4.7M
’18
$1.7M
’19
$13M
’20
$20M
’21
$6.8M
’22
$13M
’23
$17M
’24
0.8
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Board chair

W Robert Berkley Jr

Chair

As listed on its FY2024 Form 990.

'17'18'19'20'21'22'23'24
Listed5758565658646360
Joined·+11+8+8+10+9+9+8
No longer listed·10108831011
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 1 funder to 2 funders, grant income rose $100k → $215k.

2 of 4 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 92% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

Left out of every figure on this page: $2.9M from one payer (the payer shares this organization's board, largest Griffith Insurance Education Foundation). These are real filings, and they are not money AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS raised.

From the IRS filings of AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS leans on a few funders — its largest provides 79% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

92% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS.

79%
largest funder
100%
top three
~2
effective funders

Largest funder’s share by year: 2017 100% · 2020 100% · 2021 93% · 2022 100% · 2023 93% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

92% of AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $61k that is directly attributable, 100% of it comes from funders outside Pennsylvania, across 2 states.

IA
OH

In-state vs out-of-state, by year

’20
’21
’23
Pennsylvania out of state home

Funder states come from each funder’s own filing. $700k arriving through sponsors registered in 2 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS runs a healthier operating margin than three-quarters of the 103 membership benefit nonprofits its size.

Operating margin16% · top quartile
Months of reserve0.8mo · below the median
Revenue growth (annualized)7% · above the median

this organization peer median middle 50% of peers· 103 membership benefit nonprofits over $100M, FY2024

Organizations like AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Pennsylvania

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

80% of spending goes to programs.

Program 80%Management 20%Fundraising 0%

Governance

48
board members
98%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990✓Audited financials

Public support

49%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 38 states

AK
ME
NH
WA
ND
MN
IL
WI
MI
NY
MA
OR
NV
OH
PA
NJ
CT
RI
CA
UT
CO
MO
KY
WV
VA
MD
NM
KS
AR
TN
NC
SC
HI
OK
MS
AL
GA
FL

Part of a family of 19 related entities

  • Sugartown Holdings LLC · disregarded
  • The Institutes LLC · disregarded
  • Society of Chartered Property & Casualty · exempt
  • Griffith Insurance Education Foundation · exempt
  • The Institutes Riskstream Collaborative · exempt

Screen this organization

A dated, signed PDF of the compliance screen for AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS?
AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS (Pennsylvania) receives grants from 4 organizations whose IRS filings report $760,500 to it, the largest being CHARITIES AID FOUNDATION AMERICA ($600,000). 2 of them have funded it in more than one year, and 92% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS have?
IRS filings report 4 organizations giving $760,500 in grants to AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS, 2 of which have funded it in more than one year.
Who is the largest funder of AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS?
CHARITIES AID FOUNDATION AMERICA is the largest funder on record, with $600,000 in grants. The full list of funders is on this page.
How can an organization like AMERICAN INSTITUTE FOR CHARTERED PROPERTY CASUALTY UNDERWRITERS find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Pennsylvania. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 4 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing