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Glossary

Donor-advised fund

A charitable account a donor funds upfront for the tax deduction, then recommends grants from over time.

A donor-advised fund, or DAF, holds money a donor has already given away for tax purposes but has not yet sent to a working charity. The donor takes the deduction when the money goes in, then recommends grants out of the account over the following years.

The accounts are held by a sponsor: the charitable arm of a financial firm such as Fidelity, Schwab or Vanguard, a community foundation, or a faith-based fund. Donor-advised funds are the fastest-growing part of US giving, and money can sit in one for years before reaching an operating charity.

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What is a donor-advised fund?
A charitable account a donor funds upfront for the tax deduction, then recommends grants from over time. A donor-advised fund, or DAF, holds money a donor has already given away for tax purposes but has not yet sent to a working charity. The donor takes the deduction when the money goes in, then recommends grants out of the account over the following years.

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