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· Public charity

Wisconsin Credit Union Foundation Inc

Foundation resources promote credit union development, help educate credit union staff and volunteers, support programming to enhance financial literacy, and support the credit union system in times of need.

$185k
Granted FY2025still arriving
12
Grants FY2025still arriving
1
States reached
$21k
Largest
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2025.

Community Improvement$250kHuman Services$178kMembership Benefit$136kEducation$36kPhilanthropy$20kHealth$15kHousing & Shelter$10kYouth Development$10kOther$0
02FY2025 · 12 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 12 grants below total $144,605, the rows itemized in this filing. The $184,615 headline is the total grant expense on the return; the other $40,010 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2025

  • Under $10k1 grant · $8k
  • $10k–50k11 grants · $137k
$10,000
Median grant
1
States reached
$921k
Total assets
Largest grants
RecipientAmount
LCO FEDERAL CREDIT UNION$20,968
BADGER GLOBE CREDIT UNION$18,370
BREWERY CREDIT UNION$13,000
HOLY FAMILY MEMORIAL CREDIT UNION$13,000
UNITEDONE CREDIT UNION$11,767
RACINE MUNICIPAL EMPLOYEES CREDIT UNION$10,000
EVERGREEN CREDIT UNION$10,000
INDIANHEAD CREDIT UNION$10,000
FIRST CHOICE CREDIT UNION$10,000
MCU FINANCIAL CENTER CREDIT UNION$10,000
TAYLOR CREDIT UNION$10,000
BRANTWOOD CREDIT UNION$7,500
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Dollar for dollar, its grants (FY17–25) land where the poverty rate runs at 11%, against an area that typically sits at 9%. 80% of its dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 9%1ST CLASS EXPRESS CREDIT UNION: $10k → 5%GLACIER HILLS CREDIT UNION: $8k → 6%PROSPERA CREDIT UNION: $10k → 7%AVESTAR CREDIT UNION: $10k → 8%SHEBOYGAN AREA CREDIT UNION: $10k → 9%MCU FINANCIAL CENTER CREDIT UNION: $10k → 10%SOUTHERN LAKES CREDIT UNION: $9k → 10%WISCONSIN MEDICAL CREDIT UNION: $8k → 10%UNITEDONE CREDIT UNION: $12k → 11%BROKAW CREDIT UNION: $11k → 11%SUPERIOR CHOICE CREDIT UNION: $10k → 11%MARSHFIELD MEDICAL CENTER CREDIT UNION: $10k → 11%PARK CITY CREDIT UNION: $10k → 11%IRON COUNTY COMMUNITY CREDIT UNION: $8k → 11%OSHKOSH POSTAL EMPLOYEES CREDIT UNION: $9k → 11%LAKEWOOD CREDIT UNION: $9k → 11%ROYAL CREDIT UNION: $8k → 12%LA CROSSE-BURLINGTON CREDIT UNION: $7k → 12%INDIANHEAD CREDIT UNION: $10k → 12%NORTHWOODS COMMUNITY CREDIT UNION: $15k → 12%CO-OP CREDIT UNION: $10k → 13%TOMAH AREA CREDIT UNION: $10k → 14%LCO FEDERAL CREDIT UNION: $21k → 15%STRING SYSTEMS INC: $26k → 17%ENTERPRISE CREDIT UNION: $15k → 5%FOX COMMUNITIES CREDIT UNION: $10k → 7%COUNTY-CITY CREDIT UNION: $15k → 8%SERVICE CREDIT UNION: $10k → 10%WEA CREDIT UNION: $15k → 10%M E EMPLOYEES CREDIT UNION: $8k → 11%FIRST CHOICE CREDIT UNION: $10k → 11%BADGER GLOBE CREDIT UNION: $18k → 11%BRANTWOOD CREDIT UNION: $11k → 12%HAYWARD COMMUNITY CREDIT UNION: $10k → 15%GUARDIAN CREDIT UNION: $12k → 17%FOCUS CREDIT UNION: $20k → 5%FORT COMMUNITY CREDIT UNION: $11k → 8%RACINE MUNICIPAL EMPLOYEES CREDIT UNION: $15k → 10%M E EMPLOYEES CREDIT UNION: $8k → 11%BADGER GLOBE CREDIT UNION: $15k → 11%TAYLOR CREDIT UNION: $10k → 11%BRANTWOOD CREDIT UNION: $8k → 12%BREWERY CREDIT UNION: $13k → 17%FORT COMMUNITY CREDIT UNION: $10k → 8%RACINE MUNICIPAL EMPLOYEES CREDIT UNION: $10k → 10%BADGER GLOBE CREDIT UNION: $10k → 11%EVERGREEN CREDIT UNION: $10k → 11%BADGER-GLOBAL CREDIT UNION: $8k → 11%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
04

Where the work is directed

The same grants placed two ways: where each recipient sits, and where its stated purpose sends the money.

About 17% of Wisconsin Credit Union Foundation Inc’s grant dollars are earmarked for a different county than the recipient’s own address. By recipient address, 100% of the giving stays in WI; by stated purpose, 85%.

Wisconsin Credit Union Foundation Inclessmore of its giving
Placed by recipient address
How this is measured
Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the funder’s own 990 grant descriptions.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

41%of every dollar goes to organizations it has funded before.
$271k · 12 repeat orgs$389k to everyone else

Grantees it renews have grown median revenue +50% since the first grant, against +16% for those funded once.

12 repeat relationships: 6 still active in FY2025, 6 since wound down; 6 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

12
29

Total granted

$271k
$313k

Median revenue growth · since first grant

+50%
+16%

Still filing today

100%
90%

New vs renewed · share of each year

In FY2025, 48% of grant dollars renewed an existing relationship; $76k went to new ones.

50%100%’17’18’19’20’21’22’23’24’25
RenewedFirst-time
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • BG
    BADGER GLOBE CREDIT UNION
    4× · 2019–2025 · $51k · revenue +37%
  • HF
    HOLY FAMILY MEMORIAL CREDIT UNION
    4× · 2019–2025 · $42k · revenue +50%
  • RM
    RACINE MUNICIPAL EMPLOYEES CREDIT UNION
    2× · 2022–2025 · $25k · revenue +51%

Funded once

  • SS
    STRING SYSTEMS INC
    one grant, 2017 · $26k
  • FC
    FOCUS CREDIT UNION
    one grant, 2024 · $20k · revenue 0%
  • NC
    NORTHWOODS COMMUNITY CREDIT UNIONgraduated
    one grant, 2023 · $15k · revenue +27%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Advantage One Credit Union

Serving the community by providing convenient financial services you trust.

—
2
Community Star Credit Union

To provide lending,savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service-based emphasis that recognizes the members status as owners.

—
3
Best Financial Credit Union

To inspire, empower and improve the qualify of life for our members and our communities.

—
4
Credit Union of America

Provide lending, savings, and financial services for mutual purpose, including consumer loans, real estate loans, credit cards, savings and certificate accounts, investment options, and multiple methods for member access to their financial…

—
5
Credit Unions in the State of California Sierra Central Credit Union

As your financial institution, we pledge to serve you and our community faithfully. we will be friendly, helpful, and professional, and we will provide great products and competitive rates.

—
6
The Credit Union for All

The credit union provides security of savings and selected financial services to its members in a convenient, responsive manner, at competitive rates, while maintaining financial stability and capital growth within the association.

—
7
Rockford Municipal Employees Credit Union

Our purpose is to provide financial services to our members with competitive rates while maintaining our financial stability.

—
8
Decatur Postal Credit Union

We are a credit union serving our members with a place for loans and a place to save their money.

—
9
Sound Credit Union

A member owned cooperative providing financial services, including loans and share deposits to its members.

—
10
Members Choice Credit Union

To provide financial services to credit union members

—
11
Galesburg Burlington Credit Union

To provide members with a full range of financial services at competitive rates.

—
12
Oucu Financial Credit Union Fka Ohio University Credit Union

Provide financial services to its members.

—
How this is measured
The grantee most central to the portfolio’s shape is County-City Credit Union; the most unlike its peers is Indianhead Credit Union. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
05the grantee network

45 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 45 of the 47 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
14
Early backer (in before they grew)
43/45
Grantees still filing
33/45
Grew since first funded

Where the money sits, by cause and then by grantee

BADGER GLOBE CREDIT UNION: $51,108 · OtherBADGER GLOBE CREDIT UNIONHOLY FAMILY MEMORIAL CREDIT UNION: $41,500 · OtherHOLY FAMILY MEMORIAL CREDIT UNIONSTRING SYSTEMS INC: $25,982 · OtherRACINE MUNICIPAL EMPLOYEES CREDIT UNION: $25,000 · Other+43 more: $516,191 · Other+43 more
Other$659,781

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetBADGER GLOBE CREDIT UNION: $51,108 over 4y, 0.7% of budgetHOLY FAMILY MEMORIAL CREDIT UNION: $41,500 over 4y, 2.4% of budgetRACINE MUNICIPAL EMPLOYEES CREDIT UNION: $25,000 over 2y, 2.0% of budgetFORT COMMUNITY CREDIT UNION: $21,488 over 2y, 0.1% of budgetFOCUS CREDIT UNION: $20,100 over 1y, 0.5% of budgetVERVE CREDIT UNION: $20,000 over 2y, 0.0% of budgetBRANTWOOD CREDIT UNION: $18,000 over 2y, 3.1% of budgetWISCONSIN MEDICAL CREDIT UNION: $16,350 over 2y, 1.3% of budgetFIRST CHOICE CREDIT UNION: $16,230 over 2y, 0.4% of budgetCO-OP CREDIT UNION: $15,713 over 2y, 0.0% of budgetME EMPLOYEES CREDIT UNION: $15,500 over 2y, 1.7% of budgetEVERGREEN CREDIT UNION: $15,091 over 2y, 0.1% of budgetNORTHWOODS COMMUNITY CREDIT UNION: $15,000 over 1y, 0.4% of budgetWEA CREDIT UNION: $15,000 over 1y, 0.8% of budgetCOUNTY-CITY CREDIT UNION: $15,000 over 1y, 0.8% of budgetENTERPRISE CREDIT UNION: $15,000 over 1y, 1.0% of budgetLAKEWOOD CREDIT UNION: $14,890 over 2y, 1.6% of budgetGuardian Credit Union: $12,150 over 1y, 0.1% of budgetUNITEDONE CREDIT UNION: $11,767 over 1y, 0.1% of budgetBROKAW CREDIT UNION: $11,000 over 1y, 0.4% of budgetPROSPERA CREDIT UNION: $10,415 over 1y, 0.1% of budgetTAYLOR CREDIT UNION: $10,000 over 1y, 0.2% of budgetMCU FINANCIAL SERVICES CREDIT UNION: $10,000 over 1y, 0.6% of budgetTOMAH AREA CREDIT UNION: $10,000 over 1y, 0.3% of budgetFOX COMMUNITIES CREDIT UNION: $10,000 over 1y, 0.0% of budgetHAYWARD COMMUNITY CREDIT UNION: $10,000 over 1y, 0.3% of budgetMARSHFIELD MEDICAL CENTER CREDIT UNION: $10,000 over 1y, 0.5% of budgetPARK CITY CREDIT UNION: $10,000 over 1y, 0.1% of budgetAVESTAR CREDIT UNION: $10,000 over 1y, 0.7% of budgetSHEBOYGAN AREA CREDIT UNION: $10,000 over 1y, 0.3% of budgetSUPERIOR CHOICE CREDIT UNION: $10,000 over 1y, 0.0% of budgetSERVICE CREDIT UNION: $9,700 over 1y, 1.6% of budget1ST CLASS EXPRESS CREDIT UNION: $9,600 over 1y, 5.2% of budgetOSHKOSH POSTAL EMPLOYEES CREDIT UNION: $9,200 over 1y, 3.1% of budgetSOUTHERN LAKES CREDIT UNION: $8,914 over 1y, 0.2% of budgetPUBLIC SERVICE CREDIT UNION: $8,385 over 1y, 1.8% of budgetIRON COUNTY COMMUNITY CREDIT UNION: $8,000 over 1y, 0.7% of budgetROYAL CREDIT UNION: $7,750 over 1y, 0.0% of budgetGlacier Hills Credit Union: $7,500 over 1y, 0.1% of budgetLA CROSSE BURLINGTON CREDIT UNION: $6,680 over 1y, 3.6% of budgetGUNDERSEN CREDIT UNION: $6,600 over 1y, 0.4% of budgetNATIONAL CREDIT UNION FOUNDATION: $6,000 over 1y, 0.1% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

How much its grantees rely on government

Each dot is one organization Wisconsin Credit Union Foundation Inc funds: left to right is the share of its income from government, bottom to top the share from Wisconsin Credit Union Foundation Inc. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%1%3%6%10%funder's share of their income ↑0%3%5%8%10%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    0rely on government for over half their income
    ⤢ axis zoomed · 0–10%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 47 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

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