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· Public charity

Usc Credit Union

To provide financial services to our core membership.

$100k
Granted FY2025still arriving
3
Grants FY2025still arriving
1
States reached
$33k
Largest

Read this first · the figures below need context

86% of Usc Credit Union’s FY2025 grant dollars went to University Of Southern California, not to grantees.

Its money now reaches organizations through that sponsor, which does not report who recommended each grant. FY2025 names 1 organization directly, so a portfolio cannot be read from it.

Organizations named directly on the return

0
’18
4
’19
1
’20
0
’21
1
’22
1
’23
1
’24
1
’25

Amber years are those where most dollars went to a sponsor.

01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2018 to 2025.

Education$296kMembership Benefit$43kHealth$6kHousing & Shelter$6kCrime & Legal$750
02FY2025 · 3 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 3 grants below total $73,650, the rows itemized in this filing. The $100,425 headline is the total grant expense on the return; the other $26,775 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.
$30,000
Median grant
1
States reached
$704M
Total assets
Largest grants
RecipientAmount
UNIVERSITY OF SOUTHERN CALIFORNIA$33,150
USC CREDIT UNION FOUNDATION$30,000
CALIFORNIA CREDIT UNION LEAGUE$10,500
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY20–20, $6k) land where the poverty rate runs at 14%, against an area that typically sits at 11%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 11%A SENSE OF HOME: $6k → 14%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
04

Where the work is directed

The same grants placed two ways: where each recipient sits, and where its stated purpose sends the money.

About 75% of Usc Credit Union’s grant dollars are earmarked for a different county than the recipient’s own address. By recipient address, 98% of the giving stays in CA; by stated purpose, 80%.

Usc Credit Unionlessmore of its giving
Placed by recipient address
How this is measured
Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the funder’s own 990 grant descriptions.
03Its grantees
04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Credit Unions in the State of California Sierra Central Credit Union

As your financial institution, we pledge to serve you and our community faithfully. we will be friendly, helpful, and professional, and we will provide great products and competitive rates.

—
2
Southern California University of Health Sciences

The mission of southern california university of health sciences (scu) is to educate students as competent, caring and successful practitioners of integrative healthcare. the university is committed to providing excellence in academics,…

Education
3
California Hotel & Lodging Association Hospitality Foundation
Education
4
Los Angeles Medical Center Foundation
Health
5
Southern California Credit Union Alliance

To foster collaboration among credit unions in all areas of credit union business and activities

Community Improvement
6
The California Endowment
Philanthropy
7
California State Council of Service Employees

The council coordinated the efforts of affiliated local unions and assisted their organizations work, bettering the working conditions of their members.

—
8
The California Wellness Foundation
Philanthropy
9
California Cricket Foundation
Recreation & Sports
10
Cal Med Foundation
Education
11
Sfcu Foundation
—
12
California Human Trafficking Investigators and Prosecuters Asso
Crime & Legal
How this is measured
The grantee most central to the portfolio’s shape is California Credit Union League; the most unlike its peers is The Southern California Chapter of Noble. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
05the grantee network

8 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
1
Early backer (in before they grew)
7/8
Grantees still filing
5/8
Grew since first funded

Where the money sits, by cause and then by grantee

UNIVERSITY OF SOUTHERN CALIFORNIA: $219,916 · EducationUNIVERSITY OF SOUTHERN CALIFORNIAUSC CREDIT UNION COMMUNITY FOUNDATION: $75,000 · EducationUSC CREDIT UNION COMMUNITY FOUNDATION+1 more: $1,000 · EducationCALIFORNIA CREDIT UNION LEAGUE: $42,856 · OtherCALIFORNIA CRE…+2 more: $1,750 · OtherA SENSE OF HOME: $6,000 · Human ServicesKELLY CARES FOUNDATION: $5,000 · Philanthropy
Education$295,916Other$44,606Human Services$6,000Philanthropy$5,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetUNIVERSITY OF SOUTHERN CALIFORNIA: $219,916 over 8y, 0.0% of budgetUSC CREDIT UNION COMMUNITY FOUNDATION: $75,000 over 2y, 8.4% of budgetCALIFORNIA CREDIT UNION LEAGUE: $42,856 over 4y, 0.1% of budgetA SENSE OF HOME: $6,000 over 1y, 0.3% of budgetKELLY CARES FOUNDATION: $5,000 over 1y, 0.4% of budgetRICHARD MYLES JOHNSON FOUNDATION: $1,000 over 1y, 0.2% of budgetCHILDREN'S MIRACLE NETWORK: $1,000 over 1y, 0.0% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

How much its grantees rely on government

Each dot is one organization Usc Credit Union funds: left to right is the share of its income from government, bottom to top the share from Usc Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%1%3%6%10%funder's share of their income ↑0%4%8%11%15%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    1report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–15%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 8 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

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