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California · Nonprofit

USC CREDIT UNION

USC CREDIT UNION (California) receives grants from 1 organization whose IRS filings report $0 to it, the largest being INCLUSIV INC ($0). 0 of them have funded it in more than one year.

Revenue FY2025
$37M
Funders on record
1
Grants received
$0
Net assets
$48M
0/1 repeat funders
01What it does

What Usc Credit Union does

Mission

To provide financial services to our core membership. Our core membership is the faculty, staff, students, and alumni of the university of southern california.

As stated on its FY2025 Form 990.

Program

  1. Usc Credit Union is a not-for-profit cooperative founded to fuel members' financial dreams and enhance the quality of life in the communities we serve. Our mission is to provide affordable products and services, financial guidance, and the resources to support our communities' economic well-being and generational wealth building.in fiscal 2024, our social impact department accomplished the following. - 3000+ participated in financial education workshops, online classes, and financial coaching sessions - 50+ collaborative partnerships bringing financial wellness programming, events, and access to beneficial financial services and products to the communities we serve - 1,600+ growth in community memberships, bringing access to affordable and wealth-building products and services directly to families - $16,000+ in community sponsorships supporting meaningful purpose-driven organizationsas of june 30, 2024, we provided financial services for 80,237 members.

The program described on its FY2024 Form 990.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($20M) Expenses 100 ($17M) Net assets 100 ($39M)2018 Revenue 121 ($24M) Expenses 118 ($19M) Net assets 112 ($44M)2019 Revenue 129 ($26M) Expenses 123 ($20M) Net assets 126 ($49M)2020 Revenue 128 ($26M) Expenses 138 ($23M) Net assets 135 ($52M)2021 Revenue 115 ($23M) Expenses 124 ($20M) Net assets 139 ($54M)2022 Revenue 109 ($22M) Expenses 126 ($21M) Net assets 113 ($44M)2023 Revenue 153 ($31M) Expenses 158 ($26M) Net assets 110 ($42M)2024 Revenue 182 ($36M) Expenses 199 ($33M) Net assets 110 ($43M)2025 Revenue 187 ($37M) Expenses 199 ($33M) Net assets 125 ($48M)
'17'18'19'20'21'22'23'24'25
Revenue (187)Expenses (199)Net assets (125)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $570M to $659M (+16%).

$494M
$521M
$570M
$659M
$741M
$754M
$742M
$741M
$704M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.

$3.4M
’17
$4.7M
’18
$5.5M
’19
$2.8M
’20
$2.4M
’21
$934k
’22
$4.5M
’23
$3.4M
’24
$4.4M
’25
13
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Gary Perez

Chief executive officer

Board chair

Gavin Galimi

Chair

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed201618181918212121
Joined·+0+3+1+2+2+4+2+5
No longer listed·41113125
03Who funds it
04Its place in the field

Government funding USC CREDIT UNION receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $287k on record.

Federal$287k
grants $287kcontracts $0
Top agencies
  • Department of the Treasury$287k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like USC CREDIT UNION

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In California

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Governance

8
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990✓Audited financials

Footprint & structure

Files a return copy in 1 state

CA

Part of a family of 2 related entities

  • Trojan Financial Services LLC · disregarded
  • Usc Credit Union Foundation · exempt

Screen this organization

A dated, signed PDF of the compliance screen for USC CREDIT UNION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds USC CREDIT UNION?
USC CREDIT UNION (California) receives grants from 1 organization whose IRS filings report $0 to it, the largest being INCLUSIV INC ($0). 0 of them have funded it in more than one year.
How many funders does USC CREDIT UNION have?
IRS filings report 1 organization giving $0 in grants to USC CREDIT UNION.
Who is the largest funder of USC CREDIT UNION?
INCLUSIV INC is the largest funder on record, with $0 in grants. The full list of funders is on this page.
How can an organization like USC CREDIT UNION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in California. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing