How much did UNITED BANK FOUNDATION MASSACHUSETTS grant in FY2020?

Philanthropy$3.9MEducation$172kHousing & Shelter$88kHuman Services$61kYouth Development$46kArts & Culture$40kHealth$29kCommunity Improvement$27kEmployment$10kOther$446k

02beneath the categories

Past the labels — and the year it shifted

Beneath the NTEE codes, this is what the grant descriptions actually say.

…and in their own words, year by year

2018

path plusplus referralreferral feecancerholyokewebbauction

2019

greater westfieldscoutsspringfieldworcesterhealthboys girlscommon

2020

—

Words distinctive to each year’s grant purposes (TF-IDF) · event-driven terms in cyan.

03FY2020 · 1 grant

Where the money goes

Your grants by size, and where they go.

$3,914,199

Median grant

States reached

Total assets

Largest grants

COMMUNITY FOUNDATION OF WESTERN MASSACHUSETTS$3,914,199

02The need

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY17–19, $61k) land where the poverty rate runs at 16% — the area typically sits at 8%. 100% of those dollars reach neighborhoods with above-average need. Most of your grants land in higher-need ZIPs.

grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA, United Way ALICE — shown as context about the area, never attributed to your giving.

03Your edge

repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

13%of every dollar goes to organizations you’ve funded before.

$628k · 57 repeat orgs$4.2M to everyone else

57 repeat relationships — 0 still active in FY2020, 57 since wound down; 1 grantees were first funded in FY2020 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

104

Total granted

$628k

$293k

Median revenue growth · since first grant

+58%

+61%

Still filing today

56%

46%

New vs renewed · share of each year

In FY2020, 0% of grant dollars renewed an existing relationship; $3.9M went to new ones.

RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

Human ServicesEducationCommunity ImprovementHealthArts & CultureYouth DevelopmentOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

WF
WAY FINDERS
2× · 2018–2019 · $74k · revenue +58%
SM
SPRINGFIELD MUSEUMS
3× · 2017–2019 · $62k · revenue +46%
GI
GIRLS INC OF THE VALLEY
2× · 2017–2019 · $32k · revenue +181%

Funded once

SO
SPRINGFIELD OPERATIONS ECS
one grant, 2019 · $30k · revenue -94%
YO
YMCA OF GREATER SPRINGFIELD
one grant, 2019 · $25k · revenue -2%
V
VARIOUS
one grant, 2019 · $25k

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

Worcester Community Action Council Inc

Helping people move to economic self-sufficiency through programs, partnerships, and advocacy.

Human Services

Worcester Comm Housing Resource Inc

Our mission is to help create and preserve affordable housing and to initiate and support neighborhood revitalization in the greater Worcester area.

—

Worcester County Developmental Center

Worcester county developmental center is committed to empoweringadults with developmental and physical disabilities to be productive,responsible, and participating members of the community byidentifying, enhancing, and creating…

Education

Walkboston Inc

Walkboston makes walking safer and easier in massachusetts to encourage better health, a cleaner environment and vibrant communities.

Unclassified

Waltham Day Care Center Inc

To provide day care services for children

Human Services

Cambridge Chamber of Commerce

Engaging local business leaders in governmental and philanthropic activities, connecting and educating its members, and providing a forum for addressing the needs of the cambridge, massachusetts business community.

—

Westchester Institute for Human

Wihd addresses major social & health issues affecting people with disabilities & vulnerable children. wihd provides clinical & support services to individuals, families & caregivers

Health

Westmass Eldercare Inc

Westmass eldercare, inc.'s mission is to preserve the dignity, independence, and quality of life of elders and disabled persons desiring to remain within their own community.

Human Services

Greater Worcester Land Trust

Land conservation

Environment

United Way of Greater New Bedford Inc

Our mission is to mobilize people, partnerships and resources to catalyze change that strengthens the communities served.

—

Downtown Worcester Business Improvement

To develop, implement, manage, operate, enhance and promote the general welfare of the people within the designated downtown worcester business improvement district (the district), through activities, programs, and services to include but…

Community Improvement

Worcester Country Club

The club is established for the purpose of providing athletic exercises including golf, bowling, swimming, tennis, cross country skiing, and other out-of-door sports, and for the establishment and maintenance of facilities for the…

—

For reference, the grantee most central to the portfolio’s shape is Springfield Boys & Girls Club Inc and the most unlike its peers is The Harold Grinspoon Charitable. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

For each theme you fund, this compares how the sector’s money is shifting with how your own giving is shifting.

the sector your giving your giving is ahead of the sector the sector’s ahead of you· dot size = how much the theme matters to each side

Ordered by the change in your giving — leaning in on top, pulling back at the bottom. The bar between the two dots is how out of step you are with the sector. Hover any row for detail.

Sector change and giving change are each shown relative to their own range, growing (right) or shrinking (left); both normalized, so inflation isn’t mistaken for growth.

Your grantees are a median of 42 years old; the field is 18. You back the established end — and your money leans older still.

The field is 21% startups (under 5 years old) — 4% of your grantees by number, and just 0% of your money.

Closures · last 5 years

The orgs you fund almost never close — 2% lost their exemption, against 10% of the field you don’t fund.

orgs you fund

2%2/87

the rest of the field

10%

613/6,164

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

05the grantee network

83 grantees, every filing reconciled, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue.

Load-bearing (≥25% of a budget)

Early backer (in before they grew)

81/83

Grantees still filing

68/83

Grew since you first funded

Where your money sits — by cause, then by grantee

Philanthropy$3,917,199Other$511,263Education$172,225Housing & Shelter$87,700Human Services$61,100Youth Development$46,050Arts & Culture$39,700

Each org by its size and your share of it — top-left is where you’re load-bearing

Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

The Beveridge Family FoundationMA83.1× affinity38 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: The Beveridge Family Foundation · Community Foundation of Western · Easthampton Savings Bank Foundation Inc · Berkshire Bank Foundation Inc · Greater Worcester Community Foundation · Chicopee Savings Bank Charitable · United Way of Central Massachusetts Inc · Massmutual Foundation Inc · Arbella Insurance Foundation · Stoddard Charitable Trust · Td Charitable Foundation · Ruth H & Warren a Ellsworth

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organisation UNITED BANK FOUNDATION MASSACHUSETTS funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal, a single department, or state — and drag the year to watch it move.

2024

’20’21’22’23’24

no gov moneyreceives it· size = income

39get no government money at all

4rely on government for over half their income

typical government reliance, FY20–24

Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

05Through Plinth

Through Plinth

Your grantmaking, live and operational

This dossier was generated cold from public filings. In Plinth it’s a working system — every applicant assessed and every grant monitored. Here’s a taste, run on one of your grantees: WESTFIELD ON WEEKENDS.

Agentic due diligence · confidence × risk

Financial management

insufficient risk

Limited financial data in public filings.

Track record & reputation

low risk

9 years of Form 990 filings, still active; revenue up 2.4× since.

Legal standing

low risk

US 501(c)(3); EIN 204437286 on file with current IRS Form 990 filings.

Governance

Live in Plinth

Board composition & governance documents — verified live in Plinth from the applicant.

Compliance & sanctions

Live in Plinth

OFAC / UN sanctions screening — run live in Plinth at assessment.

Program capacity

Live in Plinth

Staffing, M&E and activity alignment — assessed live in Plinth from submitted proposals.

Live · Plinth’s real DD engine

Run the actual assessment on WESTFIELD ON WEEKENDS, cold from public data.

Generated live from public IRS filings + open web sources by Plinth’s agentic engine. Shown as an illustration of the product, not a formal assessment.

Post-award monitoring · continuous checks

Awaiting reportFinancial stability— Runway not derivable from filings.
On trackSustained operations— Filing through 2025; revenue grew over the period.
On trackReliance on your funding— Your grants peaked at 28% of their budget — diversified.
Awaiting reportEvidence of delivery— Plinth collects the grantee's own monitoring reports post-award.

What you see here is static and public. In Plinth it’s operational — the full six-pillar framework on every applicant (with their own documents + live registry and sanctions checks), monitoring dashboards on every award, custom board reports, and eligibility routing for intake.

Agentic due diligenceMonitoring dashboardsCustom board reportsEligibility routing

Preview generated from this grantee’s public IRS filings and independent reporting. Pillars marked “live in Plinth” require the applicant’s submitted documents. Shown as illustration, not a formal assessment.

Warm introductions · Powered by PlinthPro

How do I get to United Bank Foundation Massachusetts?

Find your warmest path to United Bank Foundation Massachusetts through people who sit on both boards. Search for your organization and Plinth traces the introduction across shared trustees and officers.

Every link is a documented governance overlap in public IRS 990 filings — not a personal network — and each hop carries its own confidence tier. Low-confidence or distant paths are held back rather than guessed.

UNITED BANK FOUNDATION MASSACHUSETTS

What you funded, over time

Past the labels — and the year it shifted

Where the money goes

Do your dollars go where the need is?

Who you back again

Backed again, and grew

Funded once

83 grantees, every filing reconciled, 2017–2025.

Government reliance of your grantees

Your grantmaking, live and operational

How do I get to United Bank Foundation Massachusetts?

More from the funding graph

UNITED BANK FOUNDATION MASSACHUSETTS

What you funded, over time

Past the labels — and the year it shifted

Where the money goes

Do your dollars go where the need is?

Who you back again

Backed again, and grew

Funded once

83 grantees, every filing reconciled, 2017–2025.

Government reliance of your grantees

Your grantmaking, live and operational

How do I get to United Bank Foundation Massachusetts?

More from the funding graph