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People's Credit Union at a glance

· Public charity

People's Credit Union

The priority of People's Credit Union is to offer value added products and services for the benefit of our existing and prospective members.

$220k
Granted FY2025still arriving
9
Grants FY2025still arriving
1
States reached
$80k
Largest
01What it fundsRead
02The needRead
03Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2018 to 2025.

Community Improvement$90kPhilanthropy$81kFood & Nutrition$51kRecreation & Sports$18kScience & Tech$16kEnvironment$10kHuman Services$6k
02FY2025 · 9 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 9 grants below total $165,350, the rows itemized in this filing. The $220,182 headline is the total grant expense on the return; the other $54,832 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2025

  • Under $10k5 grants · $41k
  • $10k–50k3 grants · $44k
  • $50k–250k1 grant · $80k
$9,000
Median grant
1
States reached
$808M
Total assets
Largest grants
RecipientAmount
Small Business Collective$79,944
Dr Martin Luther King Jr Community Center$18,000
University of Rhode Island$16,406
Newport County Development Council$10,000
Jonnycake Center for Hope-Peace Dale$9,000
Aquidneck Island Food Pantry$8,000
East Food Pantry$8,000
North Kingstown Food Pantry$8,000
East Bay Community Action Program - Tiverton Food Pantry$8,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY25–25, $8k) land where the poverty rate runs at 7%, against an area that typically sits at 10%. 0% of those dollars go to grantees based in above-average-need neighborhoods. Its grants skew toward lower-need ZIPs.

area typical 10%East Bay Community Action Program - Tiverton Food Pantry: $8k → 7%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Aquidneck Island Planning Commission

Aipc works to preserve and improve the environment, economy and quality of life on aquidneck island to ensure that the island remains a great place to live, work, play and thrive.

Community Improvement
2
Rhode Island Food Policy Council

Promoting a more equitable, economically vibrant, and environmentally sustainable food system in rhode island.

Food & Nutrition
3
Jamestown Community Food Pantry

We seek to minimize hunger and provide nutritional sustenanc

Food & Nutrition
4
Feed Ri

To provide food to organizations that feed the poor, distressed and the underprivileged.

Food & Nutrition
5
Rhode Island Community Food Bank Association

To improve the quality of life for all rhode islanders by advancing solutions to the problem of hunger.

Food & Nutrition
6
Newport Partnership for Families

To develop and maintain a coordinated network of collaborating partners that measurably strengthens families and enhances the quality of life in the city of newport, middletown, and more broadly newport county, ri.

Human Services
7
Rhode Island Public Expenditure Council

Advancement of fiscally responsible government, competitive tax policies, and economic opportunities for all in rhode island by providing objective and nonpartisan research and analysis.

Public Benefit
8
Preserve Rhode Island

Preserve ri's vision is a future where historic preservation creates positive change, making our diverse cultures, the environment, and the economy better for the people who live, visit and work in rhode island. preserve ri's mission is to…

Arts & Culture
9
East End Food Institute

East End Food is a nonprofit organization whose mission is to support, promote and advocate for farmers and producers, while ensuring everyone in the community can enjoy and be nourished by local food. We envision the East End of Long…

Food & Nutrition
10
Newport Food Pantry

Provide emergency 3 or 4 day supply of food to residents of newport. cash and food is donated and food is distributed to those in need. approximately 200,000 pounds of food was donated or purchased with donated funds.

Philanthropy
11
Day of Portugal and Portuguese Heritage in Ri Inc

To celabrate the day of portugal in the state of rhode island

Human Services
12
Good Neighbors Inc

Helping the people of East Providence and neighboring communities bridge the gap between their needs and means by providing access to healthy food.

Human Services
How this is measured
The grantee most central to the portfolio’s shape is Newport County Development Council; the most unlike its peers is Aquidneck Food Pantry. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

11 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 11 of the 12 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
3
Early backer (in before they grew)
11/11
Grantees still filing
6/11
Grew since first funded

Where the money sits, by cause and then by grantee

SMALL BUSINESS COLLECTIVE: $79,944 · OtherSMALL BUSINESS COLLECTIVETHE JONNYCAKE CENTER INC: $9,000 · OtherTHE JONNYCAKE CENTER INCNORTH KINGSTOWN FOOD PANTRY INC: $8,000 · OtherNORTH KINGSTOWN FOOD PANTRY INCUNITED WAY OF RHODE ISLAND INC: $81,000 · PhilanthropyUNITED WAY OF RHODE ISLAND INCFARM FRESH RHODE ISLAND INC: $10,000 · Food & NutritionFARM FRESH…AQUIDNECK FOOD PANTRY: $8,000 · Food & NutritionAQUIDNECK …EAST BAY FOOD PANTRY: $8,000 · Food & NutritionEAST BAY F…MARTIN LUTHER KING COMMUNITY CENTER INCORPORATED: $24,000 · Recreation & SportsMARTIN LU…UNIVERSITY OF RHODE ISLAND RESEARCH FOUNDATION: $16,406 · Science & TechNEWPORT COUNTY DEVELOPMENT COUNCIL: $10,000 · Community ImprovementBIKE NEWPORT: $10,000 · EnvironmentEAST BAY COMMUNITY ACTION PROGRAM: $8,000 · Human Services
Other$96,944Philanthropy$81,000Food & Nutrition$26,000Recreation & Sports$24,000Science & Tech$16,406Community Improvement$10,000Environment$10,000Human Services$8,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$10Mgrantee revenue →↑ funder's share of their budgetUNITED WAY OF RHODE ISLAND INC: $81,000 over 1y, 0.4% of budgetMARTIN LUTHER KING COMMUNITY CENTER INCORPORATED: $24,000 over 2y, 0.3% of budgetUNIVERSITY OF RHODE ISLAND RESEARCH FOUNDATION: $16,406 over 1y, 0.1% of budgetFARM FRESH RHODE ISLAND INC: $10,000 over 1y, 0.1% of budgetBIKE NEWPORT: $10,000 over 1y, 1.0% of budgetTHE JONNYCAKE CENTER INC: $9,000 over 1y, 0.3% of budgetEAST BAY COMMUNITY ACTION PROGRAM: $8,000 over 1y, 0.0% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

The Rhode Island Comm…The Champlin Foundati…Citizens Charitable F…Rhode Island Communit…Centreville Savings B…Van Beuren Charitable…United Way of Rhode I…Billy Andrade-Brad Fa…Banknewport Charitabl…Amica Companies Found…Fidelity FoundationAdelaide Dawson Lynch…
The Rhode Island Community FoundationRI25.5× affinity10 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: The Rhode Island Community Foundation · The Champlin Foundation · Citizens Charitable Foundation · Rhode Island Community Food Bank Association · Centreville Savings Bank Charitable Foundation · Van Beuren Charitable Foundation Inc · United Way of Rhode Island Inc · Billy Andrade-Brad Faxon Charities for Children Inc · Banknewport Charitable Foundation Inc · Amica Companies Foundation · Fidelity Foundation · Adelaide Dawson Lynch Mem Trust

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization People's Credit Union funds: left to right is the share of its income from government, bottom to top the share from People's Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%0%1%3%5%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    5report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 12 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

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    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home