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Independent Community Bankers of America at a glance

· Public charity

Independent Community Bankers of America

Create and promote an environment where community banks flourish.

$26k
Granted FY2024still arriving
1
Grants FY2024still arriving
1
States reached
$26k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Community Improvement$1.2MArts & Culture$140kPublic Safety & Disaster$78kPhilanthropy$75kEducation$67kPublic Benefit$35kScience & Tech$12k
02FY2024 · 1 grant

Where the money goes

Grants by size, and the largest recipients.

$25,540
Median grant
1
States reached
$305M
Total assets
Largest grants
RecipientAmount
ICBA FOUNDATION INC$25,540
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Dollar for dollar, its grants (FY17–24) land where the poverty rate runs at 16%, against an area that typically sits at 9%. 95% of its dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 9%DEAN COOPERATIVE BANK: $40k → 7%GW FINANCIAL: $9k → 8%HAWAII BANKERS ASSOCIATION: $18k → 9%THE CREATIVE COALITION: $81k → 17%INDEPENDENT BANKERS ASSOCIATION OF TEXAS: $26k → 10%THE VENTURE CENTER: $250k → 17%COMMUNITY DEVELOPMENT BANKERS ASSOCIATION: $10k → 14%ALABAMA BANKERS ASSOCIATION: $13k → 18%BANK DIRECTOR INC: $9k → 4%REVTECH LABS: $6k → 10%COMMUNITY BANKERS ASSOCIATION OF GEORGIA: $20k → 8%TECHNOLOGY ASSOCIATION OF GEORGIA INC: $6k → 13%COMMUNITY BANKERS ASSOCIATION OF ILLINOIS: $6k → 11%UNIVERSITY OF MISSISSIPPI FOUNDATION: $7k → 18%HEART OF THE DELTA FOUNDATION: $10k → 32%VIRGINIA ASSOCIATION OF COMMUNITY BANKS: $50k → 22%THE VENTURE CENTER: $250k → 17%NATIONAL TAXPAYERS UNION: $35k → 14%TECHNOLOGY ASSOCIATION OF GEORGIA INC: $5k → 13%THE VENTURE CENTER: $250k → 17%ICBA FOUNDATION INC: $75k → 14%GEORGIA TECH FOUNDATION INC: $60k → 13%THE VENTURE CENTER: $250k → 17%ICBA FOUNDATION INC: $26k → 14%ARKANSAS VENTURE CENTER: $17k → 17%US CAPITOL HISTORICAL SOCIETY: $29k → 14%THE ARTISTS & ATHLETES ALLIANCE INC: $25k → 14%US CAPITOL HISTORICAL SOCIETY: $5k → 14%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.

Which US states its grants reach

IL
NY
MA
VA
AR
TN
NC
DC
HI
MS
AL
GA
TX
FL
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
04

Where the work is directed

The same grants placed two ways: where each recipient sits, and where its stated purpose sends the money.

About 55% of Independent Community Bankers of America’s grant dollars are earmarked for a different county than the recipient’s own address.

Independent Community Bankers of Americalessmore of its giving
Placed by recipient address
How this is measured
Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the funder’s own 990 grant descriptions.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

72%of every dollar goes to organizations it has funded before.
$1.2M · 4 repeat orgs$450k to everyone else

Grantees it renews have grown median revenue +25% since the first grant, against +19% for those funded once.

4 repeat relationships: 1 still active in FY2024, 3 since wound down.

How the two cohorts compare

Re-uppedFunded once

Organizations

4
18

Total granted

$1.2M
$450k

Median revenue growth · since first grant

+25%
+19%

Still filing today

100%
78%

New vs renewed · share of each year

In FY2024, 100% of grant dollars renewed an existing relationship; $0 went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
Community ImprovementEducationArts & CulturePhilanthropyOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • AV
    ARKANSAS VENTURE CENTER
    5× · 2018–2022 · $1.0M · revenue +2%
  • IF
    ICBA FOUNDATION INC
    2× · 2018–2024 · $101k · revenue +57% · 100% of their budget
  • US
    UNITED STATES CAPITOL HISTORICAL SOCIETY
    2× · 2017–2018 · $34k · revenue +22%

Funded once

  • TC
    THE CREATIVE COALITIONgraduated
    one grant, 2017 · $81k · revenue +121%
  • GEORGIA TECH FOUNDATION INCgraduated
    one grant, 2021 · $60k · revenue +68%
  • VA
    VIRGINIA ASSOCIATION OF COMMUNITY BANKS
    one grant, 2023 · $50k · revenue +11%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Kentucky Bankers Association

To provide effective advocacy for the financial services industry both in kentucky and on a national level; to serve as a reliable and responsive source of information and education about areas of interest to the industry; and to provide a…

—
2
American Bankers Association

See schedule othe aba's mission is to be a member-focused organization that provides advocacy, education, business solutions, and forums for an exchange of views and information that assists our members in providing financial services to…

—
3
Institute of International Bankers

The iib represents the interests of the international banking community before u.s. legislative/regulatory bodies liaises with international regulatory bodies serves as a source of information to the media and other interested parties…

—
4
Chamber of Comm Executives Assoc of Alabama Inc

To build a better alabama through stronger chambers of commerce

Community Improvement
5
Massachusetts Bankers Association Inc

The massachusetts bankers association was founded in 1905 with a guiding principle to promote banking within the commonwealth. a key part of that mission is to provide our members, the public and media with up-to-date information relating…

—
6
Wisconsin Bankers Association

We actively advocate, educate and support our members to help them positively impact the wisconsin communities they serve.

—
7
Kansas Bankers Association

To support and assist Kansas banks and Kansas bankers.

—
8
Aacsb International - the Association to Advance Collegiate Schools of Business

Aacsb international provides quality assurance of business school programs, the latest in business education intelligence, thought leadership, and learning and development services.

Education
9
North Carolina Bankers Association

The mission of the ncba is to carry out the general purpose of financial institutions operating in north carolina, such as acting as an effective legislative liaison, providing continuing education to members and access to products,…

—
10
Credit Union of America

Provide lending, savings, and financial services for mutual purpose, including consumer loans, real estate loans, credit cards, savings and certificate accounts, investment options, and multiple methods for member access to their financial…

—
11
Iba Foundation Inc

To provide education programs to members of the banking industry, those aspiring to develop their capabilities in the business of banking, and instructing the public regarding banking.

Education
12
Associated Credit Union

Associated credit union offers members financial products that fulfill their needs, service that exceeds their expectations, and relationships that inspire their trust.

—
How this is measured
The grantee most central to the portfolio’s shape is Alabama Bankers Association Inc; the most unlike its peers is United States Capitol Historical Society. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
05the grantee network

18 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 18 of the 22 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

1
Load-bearing (≥25% of a budget)
3
Early backer (in before they grew)
18/18
Grantees still filing
16/18
Grew since first funded

Where the money sits, by cause and then by grantee

ARKANSAS VENTURE CENTER: $1,016,595 · Community ImprovementARKANSAS VENTURE CENTER+3 more: $31,687 · Community ImprovementTHE CREATIVE COALITION: $81,000 · OtherTHE CREATIVE COALITIO…VIRGINIA ASSOCIATION OF COMMUNITY BANKS: $50,000 · OtherVIRGINIA ASSOCIATION …DEAN COOPERATIVE BANK: $40,000 · OtherDEAN COOPERATIVE BANKNATIONAL TAXPAYERS UNION: $35,000 · OtherNATIONAL TAXPAYERS UN…INDEPENDENT BANKERS ASSOCIATION OF TEXAS: $26,300 · OtherINDEPENDENT BANKERS A…COMMUNITY BANKERS ASSOCIATION OF GEORGIA: $20,000 · OtherCOMMUNITY BANKERS ASS…HAWAII BANKERS ASSOCIATION: $17,885 · OtherHAWAII BANKERS ASSOCI…ALABAMA BANKERS ASSOCIATION INC: $12,500 · Other+4 more: $30,139 · Other+4 moreICBA FOUNDATION INC: $100,540 · PhilanthropyGEORGIA TECH FOUNDATION INC: $60,000 · EducationFlorida Bankers Educational Foundation: $25,000 · EducationUNIVERSITY OF MISSISSIPPI FOUNDATION: $7,215 · EducationUNITED STATES CAPITOL HISTORICAL SOCIETY: $34,255 · Arts & CultureTHE ARTISTS AND ATHLETES ALLIANCE INC: $25,000 · Arts & Culture
Community Improvement$1,048,282Other$312,824Philanthropy$100,540Education$92,215Arts & Culture$59,255

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetARKANSAS VENTURE CENTER: $1,016,595 over 5y, 22% of budgetICBA FOUNDATION INC: $100,540 over 2y, 100% of budgetTHE CREATIVE COALITION: $81,000 over 1y, 7.9% of budgetGEORGIA TECH FOUNDATION INC: $60,000 over 1y, 0.0% of budgetVIRGINIA ASSOCIATION OF COMMUNITY BANKS: $50,000 over 1y, 6.9% of budgetNATIONAL TAXPAYERS UNION: $35,000 over 1y, 0.8% of budgetUNITED STATES CAPITOL HISTORICAL SOCIETY: $34,255 over 2y, 1.3% of budgetINDEPENDENT BANKERS ASSOCIATION OF TEXAS: $26,300 over 1y, 0.5% of budgetFlorida Bankers Educational Foundation: $25,000 over 1y, 13% of budgetCOMMUNITY BANKERS ASSOCIATION OF GEORGIA: $20,000 over 1y, 0.9% of budgetHAWAII BANKERS ASSOCIATION: $17,885 over 1y, 16% of budgetALABAMA BANKERS ASSOCIATION INC: $12,500 over 1y, 0.3% of budgetTechnology Association of Georgia: $11,687 over 2y, 0.2% of budgetCOMMUNITY DEVELOPMENT BANKERS ASSOCIATION: $10,000 over 1y, 0.9% of budgetHEART OF THE DELTA FOUNDATION: $10,000 over 1y, 1.4% of budgetUNIVERSITY OF MISSISSIPPI FOUNDATION: $7,215 over 1y, 0.0% of budgetCOMMUNITY BANKERS ASSN OF IL INC: $6,000 over 1y, 0.1% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

How much its grantees rely on government

Each dot is one organization Independent Community Bankers of America funds: left to right is the share of its income from government, bottom to top the share from Independent Community Bankers of America. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 10%1%5%11%20%funder's share of their income ↑0%1%3%4%5%share of the org’s income from government →
    no gov moneyreceives it· size = income
    1get no government money at all
    2report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–5%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 22 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

    Play a game based on Independent Community Bankers of America’s filings →

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home