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Harvard University Employees Credit Union at a glance

· Public charity

Harvard University Employees Credit Union

Harvard federal credit union f/k/a harvard university employee credit union aspires to be a trusted partner in our members' financial lives.

$136k
Granted FY2023
6
Grants FY2023
2
States reached
$22k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2020 to 2023.

Health$150kEducation$89kEmployment$50kHousing & Shelter$45kFood & Nutrition$39kHuman Services$28kCommunity Improvement$21kMembership Benefit$21kOther$0
02FY2023 · 6 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 6 grants below total $76,622, the rows itemized in this filing. The $135,572 headline is the total grant expense on the return; the other $58,950 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2023

  • Under $10k3 grants · $20k
  • $10k–50k3 grants · $57k
$15,000
Median grant
2
States reached
$0
Total assets
Largest grants
RecipientAmount
PHILLIPS BROOKS HOUSE ASSOCIATION$22,050
MOUNT AUBURN HOSPITAL$20,000
BRIGHAM & WOMEN'S HOSPITAL$15,000
HARVARD SQUARE BUSINESS ASSOCIATION$8,000
COOPERATIVE CREDIT UNION ASSOCIATION$6,550
GIVINGS FOUNDATION$5,022
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY20–21, $42k) land where the poverty rate runs at 10%, against an area that typically sits at 7%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 7%COALITION FOR THE HOMELESS: $12k → 10%CAMBRIDGE FAMILY & CHILDREN'S SERVICE: $13k → 8%SOMERVILLE HOMELESS COALITION: $13k → 8%URBAN LEAGUE OF EASTERN MASS: $5k → 16%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

60%of every dollar goes to organizations it has funded before.
$284k · 8 repeat orgs$189k to everyone else

Grantees it renews have grown median revenue +14% since the first grant, against +14% for those funded once.

8 repeat relationships: 5 still active in FY2023, 3 since wound down.

How the two cohorts compare

Re-uppedFunded once

Organizations

8
13

Total granted

$284k
$189k

Median revenue growth · since first grant

+14%
+14%

Still filing today

88%
62%

New vs renewed · share of each year

In FY2023, 100% of grant dollars renewed an existing relationship; $0 went to new ones.

50%100%’20’21’22’23
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’20’21’22’23
Human ServicesEducationHealthFood & NutritionPhilanthropyOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • PB
    PHILLIPS BROOKS HOUSE ASSOCIATION INC
    4× · 2021–2024 · $84k · revenue +33%
  • MA
    MOUNT AUBURN HOSPITAL
    4× · 2020–2023 · $65k · revenue +18%
  • GB
    GREATER BOSTON FOOD BANK INC
    2× · 2020–2021 · $23k · revenue +1%

Funded once

  • HE
    HARVARD EMPLOYEE RELIEF FUND
    one grant, 2020 · $50k
  • MG
    MASS GENERAL BRIGHAM INCORPORATED
    one grant, 2020 · $30k
  • PB
    PHILLIPS BROOKS HOUSE
    one grant, 2020 · $21k
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Massachusetts Higher Education Assistance Corporation

The organization's primary exempt purpose is to provide access to and conduct activities in furtherance of higher education.

—
2
Mass General Brigham Health Plan Inc

Mass general brigham health plan's mission is to promote the health and wellness of our members, and to help ensure equitable, affordbale health care for the diverse communities we serve.

Health
3
Boston Architectural College

The bac is committed to provide excellence in design education grounded in practice and accessible to diverse communities.

—
4
Massachusetts Council of Human Services Providers Inc

To advance the interests of the human services sector and providers through advocacy, education, and engagement of diverse stakeholders for collective impact.

—
5
Neighborhealth Corporation

Neighborhealth's mission is to promote and sustain healthy communities, families, and individuals by providing accessible, person-centered, and compassionate, high-quality health care services to all who live and work in our service area,…

Health
6
Massachusetts Health & Hospital Assoc Inc

To advance the health of individuals and communities by serving as the leading voice for all massachusetts hospitals and healthcare systems and to help them provide high quality, cost-effective and equitable patient care.

—
7
Cambridge Chamber of Commerce

The mission of the cambridge chamber of commerce is to make cambridge a better place in which to live, to work, to do business, to visit and to study.

—
8
Cambridge Street Community Development Corporation

To further the rational development of the cambridge street area of the city of boston and its environments.

—
9
Cambridge Affordable Housing Corp

The organization's mission is to provide management and supporting services for related organizations which own and operate low-income housing units for qualified individuals in the city of cambridge, ma.

Housing & Shelter
10
Massachusetts Business Roundtable Inc

The mission of the roundtable is to make massachusetts the most desirable place to live, work and do business by engaging private sector executives and public leaders to ensure access to a robust, diverse and talented workforce that…

—
11
President and Fellows of Harvard College

Undergraduate, graduate, and professional education and research across a broad array of academic domains.

Education
12
Massachusetts Institute of Technology

The mission of mit is to advance knowledge and educate students in science, technology, and other areas of scholarship that will best serve the nation and the world in the 21st century.

Education
How this is measured
The grantee most central to the portfolio’s shape is Massachusetts Coalition for the Homeless Inc; the most unlike its peers is Mount Auburn Hospital. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

16 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 16 of the 22 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
1
Early backer (in before they grew)
16/16
Grantees still filing
13/16
Grew since first funded

Where the money sits, by cause and then by grantee

HARVARD EMPLOYEE RELIEF FUND: $50,000 · OtherHARVARD EMPLOYEE RELIEF FUNDMASS GENERAL BRIGHAM INCORPORATED: $40,000 · OtherMASS GENERAL BRIGHAM INCORPORATEDMASS GENERAL BRIGHAM INCORPORATED: $30,000 · OtherMASS GENERAL BRIGHAM INCORPORATEDGREATER BOSTON FOOD BANK INC: $22,500 · OtherGREATER BOSTON FOOD BANK INCHARVARD SQUARE BUSINESS ASSOCIATION: $21,018 · OtherHARVARD SQUARE BUSINESS ASSOCIATIONCOOPERATIVE CREDIT UNION ASSOCIATION INC: $20,625 · OtherCOOPERATIVE CREDIT UNION ASSOCIATION INCPHILLIPS BROOKS HOUSE: $20,500 · OtherPHILLIPS BROOKS HOUSESOMERVILLE-CAMBRIDGE ELDER SERVICES INCORPORATED: $10,000 · Other+2 more: $10,000 · OtherPHILLIPS BROOKS HOUSE ASSOCIATION INC: $84,150 · EducationPHILLIPS BROOKS HOUSE AS…HARVARD VARSITY CLUB INC: $15,600 · EducationHARVARD VARSITY CLUB INCTUTORING PLUS OF CAMBRIDGE INC: $5,300 · EducationMOUNT AUBURN HOSPITAL: $65,000 · HealthMOUNT AUBURN HOSPI…Children's Hospital Corporation: $15,000 · HealthChildren's Hospita…SOMERVILLE HOMELESS COALITION INC: $12,900 · Human ServicesSOMERVILL…BRIDGES HOMEWARD INC: $12,750 · Human ServicesBRIDGES H…MASSACHUSETTS COALITION FOR THE HOMELESS INC: $11,500 · Human ServicesMASSACHUS…URBAN LEAGUE OF EASTERN MASSCHUSETTS INC: $5,000 · Human ServicesURBAN LEA…GIVINGA FOUNDATION INC: $12,022 · PhilanthropyBoston Charitable Trust Fund City of Boston Trust Office: $5,000 · PhilanthropyFOOD FOR FREE COMMITTEE INC: $16,000 · Food & Nutrition
Other$224,643Education$105,050Health$80,000Human Services$42,150Philanthropy$17,022Food & Nutrition$16,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetPHILLIPS BROOKS HOUSE ASSOCIATION INC: $84,150 over 4y, 1.3% of budgetMOUNT AUBURN HOSPITAL: $65,000 over 4y, 0.0% of budgetGREATER BOSTON FOOD BANK INC: $22,500 over 2y, 0.0% of budgetHARVARD SQUARE BUSINESS ASSOCIATION: $21,018 over 3y, 2.2% of budgetCOOPERATIVE CREDIT UNION ASSOCIATION INC: $20,625 over 3y, 0.2% of budgetFOOD FOR FREE COMMITTEE INC: $16,000 over 1y, 0.1% of budgetHARVARD VARSITY CLUB INC: $15,600 over 2y, 0.5% of budgetChildren's Hospital Corporation: $15,000 over 2y, 0.0% of budgetSOMERVILLE HOMELESS COALITION INC: $12,900 over 1y, 0.2% of budgetGIVINGA FOUNDATION INC: $12,022 over 2y, 0.0% of budgetMASSACHUSETTS COALITION FOR THE HOMELESS INC: $11,500 over 1y, 0.6% of budgetSOMERVILLE-CAMBRIDGE ELDER SERVICES INCORPORATED: $10,000 over 1y, 0.0% of budgetTUTORING PLUS OF CAMBRIDGE INC: $5,300 over 1y, 1.4% of budgetBoston Charitable Trust Fund City of Boston Trust Office: $5,000 over 1y, 0.0% of budgetURBAN LEAGUE OF EASTERN MASSCHUSETTS INC: $5,000 over 1y, 0.3% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Cambridge Savings Cha…Boston Foundation IncCambridge Community F…Eastern Cambridge Fou…Eastern Bank Foundati…United Way Of Massach…Bushrod H Campbell & …The Klarman Family Fo…President and Fellows…Liberty Mutual Founda…Barr FoundationCummings Foundation G…
Cambridge Savings Charitable Foundation IncMA24× affinity9 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Cambridge Savings Charitable Foundation Inc · Boston Foundation Inc · Cambridge Community Foundation · Eastern Cambridge Foundation · Eastern Bank Foundation · United Way Of Massachusetts Bay Inc · Bushrod H Campbell & Adah F Hall Charity Fund · The Klarman Family Foundation · President and Fellows of Harvard College · Liberty Mutual Foundation Inc · Barr Foundation · Cummings Foundation Grants Inc (Fka Oneworld Boston Inc)

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Harvard University Employees Credit Union funds: left to right is the share of its income from government, bottom to top the share from Harvard University Employees Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 60%0%1%3%5%funder's share of their income ↑0%23%45%68%90%share of the org’s income from government →median 22%
  • Bridges Homeward Inc: 77% of income from government
  • Somerville Homeless Coalition Inc: 31% of income from government
  • Greater Boston Food Bank Inc: 22% of income from government
  • Children's Hospital Corporation: 10% of income from government
  • Mount Auburn Hospital: 5% of income from government
  • Food for Free Committee Inc: 3% of income from government
no gov moneyreceives it· size = income
6get no government money at all
4report government grants on their 990 we could not trace to a source (not plotted)
1rely on government for over half their income
⤢ axis zoomed · 0–90%
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 22 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2023, released 2023. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Possibly out of date. A more recent filing (FY2024) is on record and reports $89k of grant expense, but none of it to a named recipient. On a Form 990 that can mean grants abroad, filed by region only (Schedule F), grants under $5,000, which are not itemized, or a schedule referenced as an attachment the e-file does not carry. The figures above are therefore from FY2023, the most recent year this funder named its grantees.

Source object · view filing

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More from the funding graph

The unnamed billions
grants reported with no recipient in the public record
The regranting layer
51% of grant dollars land in the regranting layer
The DAF merry-go-round
$9.7B circulates between donor-advised funds
The endowment market
who holds foundation money, and what just moved
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home