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Plinth
Foundation DossiersMostly funded, not a grantmaker — see who funds it →
Plinth

· Public charity

Community Loan Fund of New Jersey Inc

To transform at-risk communities through strategic investments of capital and knowledge.

$1.0M
Granted FY2024still arriving
4
Grants FY2024still arriving
1
States reached
$453k
Largest
01What you fundRead
02The needRead
03Your edgeRead
04Your fieldRead
01What you fund
01100% classified

What you funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year — across FY2017–2024.

Housing & Shelter$4.6MYouth Development$1.7MEmployment$195kCommunity Improvement$183kHuman Services$54kHealth$21kArts & Culture$15kEnvironment$15kOther$0
02FY2024 · 4 grants

Where the money goes

Your grants by size, and where they go.

By grant size · FY2024

  • $50k–250k2 grants · $275k
  • $250k+2 grants · $726k
$272,690
Median grant
1
States reached
$263M
Total assets
Largest grants
RecipientAmount
NJCC LMI MORTGAGE PLATFORM LLC$453,000
URBAN PROMISE TRENTON$272,690
COMMUNITY ASSET PRESERVATION CORPORATION$138,333
ISLES INC$136,831
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Dollar for dollar, your grants (FY17–24) land where the poverty rate runs at 9%, against an area that typically sits at 10%. 39% of your dollars go to grantees based in above-average-need neighborhoods. Your grants skew toward lower-need ZIPs.

area typical 10%PATHSTONE CORPORATION: $10k → 14%THE FAF COALITION: $15k → 8%COMMUNITY ASSET PRESERVATION CORPORATION: $2.1M → 8%URBAN PROMISE TRENTON: $335k → 11%STAND UP FOR SALEM INC: $15k → 11%HAMMONTON REVITALIZATION CORPORATION: $15k → 11%COOPERATIVE BUSINESS ASSISTANCE CORPORATION: $7k → 12%LINDSEY MEYER FOUNDATION: $11k → 14%Baysave Corporation: $15k → 16%GREATER NEWARK ENTERPRISES CORPORATION: $50k → 16%GREATER PITMAN CHAMBER OF COMMERCE: $15k → 8%Community Asset Preservation Corporation: $829k → 8%URBAN PROMISE TRENTON: $279k → 11%STAND UP FOR SALEM INC: $10k → 11%Allies in Caring Inc: $11k → 11%HOLLY CITY DEVELOPMENT CORPORATION: $15k → 16%THE INTERSECT FUND: $50k → 16%NJCC LMI MORTGAGE PLATFORM LLC: $453k → 8%URBAN PROMISE TRENTON: $273k → 11%ALLIES IN CARING INC: $10k → 11%Boys and Girls Club of Vineland: $10k → 16%COMMUNITY ASSET PRESERVATION CORPORATION: $237k → 8%URBAN PROMISE TRENTON: $247k → 11%SOUTH JERSEY CULTURAL ALLIANCE: $10k → 11%Holly City Development Corporation: $11k → 16%COMMUNITY ASSET PRESERVATION CORPORATION: $176k → 8%Urban Promise Trenton: $208k → 11%HABITAT FOR HUMANITY ATLANTIC COUNTY INC: $15k → 11%Vineland DWTN Improvement District Mgmt: $6k → 16%COMMUNITY ASSET PRESERVATION CORPORATION: $138k → 8%Urban Promise Trenton: $181k → 11%MILLVILLE DEVELOPMENT CORPORATION: $10k → 16%Community Asset Preservation Corporation: $117k → 8%ISLES INC: $178k → 11%REVIVE SOUTH JERSEY: $12k → 16%COMMUNITY ASSET PRESERVATION CORPORATION: $36k → 8%ISLES INC: $143k → 11%ISLES INC: $137k → 11%URBAN PROMISE TRENTON: $99k → 11%A BETTER WAY INC: $54k → 11%HOMEFRONT INC: $86k → 11%URBAN PROMISE TRENTON: $33k → 11%HOMEFRONT INC: $70k → 11%A BETTER WAY INC: $29k → 11%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

89%of every dollar goes to organizations you’ve funded before.
$6.1M · 8 repeat orgs$719k to everyone else

And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +62% since the first grant, against +39% for the ones you funded once.

8 repeat relationships — 3 still active in FY2024, 5 since wound down; 1 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

8
16

Total granted

$6.1M
$266k

Median revenue growth · since first grant

+62%
+39%

Still filing today

88%
81%

New vs renewed · share of each year

In FY2024, 55% of grant dollars renewed an existing relationship; $453k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
Community ImprovementHousing & ShelterEducationArts & CultureYouth DevelopmentInternationalOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • CA
    COMMUNITY ASSET PRESERVATION CORPORATION
    7× · 2017–2024 · $3.7M · revenue +414% · 38% of their budget
  • URBANPROMISE TRENTON INC
    8× · 2017–2024 · $1.7M · revenue +86% · 39% of their budget
  • ISLES INC
    3× · 2017–2024 · $457k · revenue +167%

Funded once

  • GN
    GREATER NEWARK ENTERPRISES CORPgraduated
    one grant, 2022 · $50k · revenue +25%
  • IF
    Intersect Fund Corp
    one grant, 2017 · $50k
  • PH
    PATERSON HABITAT FOR HUMANITY INC SUBSIDIARY
    one grant, 2022 · $15k · revenue -39%

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
Elizabeth Development Company of New Jersey

Job creation, attracting & retaining businesses and other economic development activities by providing grants and below-market rate loan programs through Urban Enterprise

Community Improvement
2
Jersey City Economic Development Corp

To promote, encourage and assist in the industrial, commercial and economic development of the city of jersey city, thereby increasing the commercial/trade of the city creating greater employment opportunities and broadening the tax base.

Community Improvement
3
Vineland Development Corporation

Assist in the revitalization and redevelopment of the City of Vineland, encourage private investment, and assist in economic development.

Community Improvement
4
Newark Alliance Inc

To work in partnership to make newark a better, safer place to work, live, learn, play, and do business.

Philanthropy
5
Trenton Downtown Association Inc

To make the capital city of Trenton, NJ a more competitive location for business owners and an engaging center for workers, residents, and visitors.

—
6
Camden County Council On Economic Opportunity

The organization operates programs that respond to the needs and problems of low to moderate income residents of camden county, nj.

Human Services
7
Atlantic County Economic Alliance Inc

To sustain and diversify the economy in order to provide a high quality of life for all residents

—
8
New Brunswick Development Corporation
Human Services
9
Greater Trenton Inc

Broker, foster, and leverage private, public, and community resources to enhance and promote redevelopment initiatives that will revitalize the city of trenton, new jersey with a particular emphasis on the downtown.

Community Improvement
10
Central Brooklyn Economic Development Corp

Develop and provide affordable housing

Education
11
New Jersey Citizen Action

To protect and expand the rights of citizens of the state of new jersey, and encourage active citizen involvement in campaigns promoting economic, social and racial equity.

—
12
Habitat for Humanity of Salem County Inc

To build and refurbish homes for low income residents in Salem County, NJ

Housing & Shelter

For reference, the grantee most central to the portfolio’s shape is Paterson Habitat for Humanity Inc Subsidiary and the most unlike its peers is BaySave. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

Your grantees are a median of 27 years old; the field is 15. You back the established end — and your money leans older still.

THE FIELDby orgYOUR GRANTEESby number22%0%<5yr15%10%5–10yr20%30%10–20yr18%25%20–35yr14%30%35–55yr12%5%55yr+
THE FIELDby orgYOUR MONEYby value22%0%<5yr15%86%5–10yr20%2%10–20yr18%3%20–35yr14%9%35–55yr12%0%55yr+

The field is 22% startups (under 5 years old) — 0% of your grantees by number, and just 0% of your money.

Closures · last 5 years

The orgs you fund almost never close — 0.0% lost their exemption, against 13% of the field you don’t fund.

orgs you fund
0.0%0/25
the rest of the field
13%
2,191/16,245

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

04the grantee network

23 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 2017–2025, not grant rows in a single year — so this will not match the grant count on the cover. 23 of the 25 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

5
Load-bearing (≥25% of a budget)
10
Early backer (in before they grew)
20/23
Grantees still filing
20/23
Grew since you first funded

Where your money sits — by cause, then by grantee

COMMUNITY ASSET PRESERVATION CORPORATION — $3,665,344 · Housing & ShelterCOMMUNITY ASSET PRESERVATION CORPORATIONISLES INC — $457,479 · Housing & ShelterISLES INC+1 more — $25,500 · Housing & ShelterURBANPROMISE TRENTON INC — $1,655,886 · Youth DevelopmentURBANPROMISE TRENTON INCNJCC LMI MORTGAGE PLATFORM LLC — $453,000 · OtherNJCC LMI MO…A BETTER WAY INC — $83,028 · OtherA BETTER WA…Intersect Fund Corp — $50,000 · OtherIntersect F…+7 more — $92,000 · Other+7 moreHOMEFRONT INC — $155,638 · EducationLINDSEY MEYER MEMORIAL FOUNDATION — $11,138 · EducationGREATER NEWARK ENTERPRISES CORP — $50,000 · Community ImprovementSTAND UP FOR SALEM — $25,000 · Community ImprovementHAMMONTON REVITALIZATION CORPORATION — $15,000 · Community ImprovementPATHSTONE CORPORATION — $10,000 · Community ImprovementCOOPERATIVE BUSINESS ASSISTANCE CORPORATION — $6,666 · Community ImprovementVINELAND DOWNTOWN IMPROVEMENT DISTRICT MANAGEMENT CORPORATION — $6,000 · Community ImprovementTHE FAF COALITION FAF COALITION — $15,000 · Arts & CultureSouth Jersey Cultural Alliance — $10,000 · Arts & CultureALLIES IN CARING INC — $20,500 · Health
Housing & Shelter$4,148,323Youth Development$1,655,886Other$678,028Education$166,776Community Improvement$112,666Arts & Culture$25,000Health$20,500

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$100k$1.0M$10Mgrantee revenue →↑ your share of their budgetCOMMUNITY ASSET PRESERVATION CORPORATION — $3,665,344 over 7y, 38% of budgetURBANPROMISE TRENTON INC — $1,655,886 over 8y, 39% of budgetISLES INC — $457,479 over 3y, 3.7% of budgetHOMEFRONT INC — $155,638 over 2y, 0.7% of budgetGREATER NEWARK ENTERPRISES CORP — $50,000 over 1y, 2.1% of budgetHOLLY CITY DEVELOPMENT CORPORATION — $25,500 over 2y, 2.2% of budgetSTAND UP FOR SALEM — $25,000 over 2y, 0.7% of budgetALLIES IN CARING INC — $20,500 over 2y, 1.2% of budgetPATERSON HABITAT FOR HUMANITY INC SUBSIDIARY — $15,000 over 1y, 0.1% of budgetPITMAN BUSINESS ASSOCIATION — $15,000 over 1y, 33% of budgetBaySave — $15,000 over 1y, 55% of budgetHABITAT FOR HUMANITY ATLANTIC COINC — $15,000 over 1y, 8.9% of budgetHAMMONTON REVITALIZATION CORPORATION — $15,000 over 1y, 9.1% of budgetREVIVE SOUTH JERSEY — $12,000 over 1y, 3.9% of budgetLINDSEY MEYER MEMORIAL FOUNDATION — $11,138 over 1y, 36% of budgetPATHSTONE CORPORATION — $10,000 over 1y, 0.0% of budgetSouth Jersey Cultural Alliance — $10,000 over 1y, 4.0% of budgetMillville Development Corp — $10,000 over 1y, 7.8% of budgetBOYS & GIRLS CLUBS OF CUMBERLAND COUNTY — $10,000 over 1y, 2.5% of budgetCOOPERATIVE BUSINESS ASSISTANCE CORPORATION — $6,666 over 1y, 0.4% of budgetVINELAND DOWNTOWN IMPROVEMENT DISTRICT MANAGEMENT CORPORATION — $6,000 over 1y, 2.2% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

Community Foundation …Oceanfirst FoundationThe Bank of America C…Fidelity Investments …Amazonsmile Foundation
Community Foundation of New JerseyNJ21.4× affinity9 shared granteesties to 4 of 4Hover any node to trace its alignments.Compare side by side →

Open a dossier: Community Foundation of New Jersey · Oceanfirst Foundation · The Bank of America Charitable Foundation Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organization Community Loan Fund of New Jersey Inc funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal, a single department, or state — and drag the year to watch it move.

2024
’20’21’22’23’24’25
no gov · 30%3%10%23%40%your share of their income ↑0%25%50%75%100%share of the org’s income from government →median 23%
  • South Jersey Cultural Alliance — 69% of income from government
  • Revive South Jersey — 38% of income from government
  • Cooperative Business Assistance Corporation — 30% of income from government
  • Stand Up for Salem — 23% of income from government
  • Isles Inc — 21% of income from government
  • Allies in Caring Inc — 20% of income from government
  • Homefront Inc — 9% of income from government
  • Urbanpromise Trenton Inc — 0% of income from government
no gov moneyreceives it· size = income
3get no government money at all
7report government grants on their 990 we could not trace to a source (not plotted)
1rely on government for over half their income
typical government reliance, FY20–25

Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 25 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

Generated from your IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12–24 months behind; figures are dated accordingly.

Source object · view filing

More from the funding graph

The unnamed billions
grants reported with no recipient in the public record
The regranting layer
51% of grant dollars land in the regranting layer
The DAF merry-go-round
$9.7B circulates between donor-advised funds
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home
State money flows
the interactive map of money crossing state lines