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Baltimore Community Lending Inc at a glanceMostly funded, not a grantmaker: see who funds it →

· Public charity

Baltimore Community Lending Inc

The mission of baltimore community lending is supporting the revitalization and strengthening of underserved communities in the greater baltimore region through innovative financial solutions and collaborative resources designed to promote community development.

$1.9M
Granted FY2025still arriving
43
Grants FY2025still arriving
3
States reached
$500k
Largest
01What it fundsRead
02The needRead
03Its fieldRead
01What it funds
0199% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2021 to 2025.

Public Safety & Disaster$710kCommunity Improvement$616kHealth$520kFood & Nutrition$60kArts & Culture$50kHuman Services$30kRecreation & Sports$20kAnimals$10kOther$0
02FY2025 · 43 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 43 grants below total $1,755,500, the rows itemized in this filing. The $1,853,500 headline is the total grant expense on the return; the other $98,000 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2025

  • $10k–50k27 grants · $304k
  • $50k–250k15 grants · $952k
  • $250k+1 grant · $500k
$10,000
Median grant
3
States reached
$44M
Total assets
Largest grants
RecipientAmount
CUREATE$500,000
WESTPORT CEDC$172,000
PBI HOLDINGS LLC$130,000
A-1 ESCORT SERVICE LLC$50,000
THAI GLOBAL BEVERAGES LLC$50,000
RHB TRUCKING INC$50,000
UNICORN AND WOODSMAN LLC$50,000
HAMMER HEAD TRUCKING LLC$50,000
BEACON STEVEDORING$50,000
PIRAEUS INTERNATIONAL INC$50,000
GUILFORD BREWING LLC$50,000
THE RIGHT AMOUNT LLC$50,000
STRUM CONTRACTING CO INC$50,000
ITAS LLC$50,000
T CUBED$50,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Dollar for dollar, its grants (FY21–25) land where the poverty rate runs at 17%, against an area that typically sits at 8%. 94% of its dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 8%A-1 ESCORT SERVICE LLC: $50k → 10%APPLECORE'S BAK SHOPPE LLC: $10k → 6%SUNDAY MORNING COFFEE COMPANY LLC: $10k → 6%PROJECT IOT LLC: $10k → 7%IRON ROSE FENCING LLC: $10k → 11%WESTPORT CEDC: $172k → 19%ITAS LLC: $50k → 6%JBRYE GROUP LLC: $10k → 6%THE PYATT GROUP LLC: $10k → 11%T CUBED: $50k → 19%KWJW DISTRIBUTORS: $10k → 6%LIFESTYLE LLC: $10k → 11%COMMUNITY ASCENSION PARTNERS: $14k → 19%FASHION SPA HOUSE INC: $10k → 11%CULINARY ARCHITECTURE PARTNERS LLC: $10k → 19%SAY IT WITH A CLOWN AND BALLOONS: $10k → 11%WORK PRINTING AND GRAPHICS INC: $10k → 19%STUDIO BEUTS: $10k → 11%BREAKING BREAD LLC: $10k → 19%RESONATE BALTIMORE LLC: $10k → 11%WILD BAY LLC: $50k → 19%PINKETT'S ASSISTED LIVING LLC: $10k → 11%SILVER QUEEN CAFE LLC: $10k → 19%THE RIGHT AMOUNT LLC: $50k → 11%BALTIMORE FITNESS CONCEPTS LLC: $10k → 19%RISING STAR TRANSPORTATION INC: $25k → 11%YBI AFRICAN APPAREL & FASHIONS LLC: $10k → 19%HIS AND HER SWAG LLC: $25k → 11%VIDA DON LLC: $10k → 19%RCM PRODUCTIONS LLC: $10k → 11%PBI HOLDINGS LLC: $130k → 19%UNICORN AND WOODSMAN LLC: $50k → 19%THERAPY FOR BLACK WOMEN LLC: $10k → 19%WAVERLY BREWING CO LLC: $10k → 19%GANESH BHAGWAN INC: $10k → 19%THE NATIONAL GREAT BLACKS IN WAX MUSEUM INC: $10k → 19%VINTAGE LOYALTY TRANSPORT AND TRUCKING INC: $10k → 19%KELLER PROFESSIONAL SERVICES INC: $10k → 19%THAI GLOBAL BEVERAGES LLC: $50k → 19%GUILFORD BREWING LLC: $50k → 19%BRAINSTREAM MEDIA PRODUCTIONS LLC: $10k → 19%TRI-HEARTS COUNSELING LLC: $10k → 19%MUFFYN'S SPECIALIZED HEALTHCARE SERVICES: $10k → 19%STRUM CONTRACTING CO INC: $50k → 19%PIRAEUS INTERNATIONAL INC: $50k → 19%BEACON STEVEDORING: $50k → 19%RHB TRUCKING INC: $50k → 19%HAMMER HEAD TRUCKING LLC: $50k → 19%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its field
04the grantee network

3 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 3 of the 73 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

1
Load-bearing (≥25% of a budget)
1
Early backer (in before they grew)
3/3
Grantees still filing
1/3
Grew since first funded

Where the money sits, by cause and then by grantee

CUREATE: $500,000 · OtherCUREATEPBI HOLDINGS LLC: $130,000 · OtherPBI HOLDINGS LLC+69 more: $1,243,500 · Other+69 moreWESTPORT COMMUNITY ECONOMIC DEVELOPMENT CORPORATION: $172,000 · Community ImprovementWESTPORT …THE NATIONAL GREAT BLACKS IN WAX MUSEUM: $10,000 · Arts & Culture
Other$1,873,500Community Improvement$172,000Arts & Culture$10,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%grantee revenue →↑ funder's share of their budgetWESTPORT COMMUNITY ECONOMIC DEVELOPMENT CORPORATION: $172,000 over 1y, 57% of budgetDAVID A BRAMBLE FOUNDATION INC: $10,000 over 1y, 3.5% of budgetTHE NATIONAL GREAT BLACKS IN WAX MUSEUM: $10,000 over 1y, 2.3% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

  • Who funds WESTPORT COMMUNITY ECONOMIC DEVELOPMENT CORPORATION ↗
  • Who funds DAVID A BRAMBLE FOUNDATION INC ↗

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a set of overlaps that mostly run through this funder rather than between each other.

Baltimore Civic Fund …
Baltimore Civic Fund IncMD13.2× affinity4 shared granteesties to 0 of 0Hover any node to trace its alignments.Compare side by side →

Open a dossier: Baltimore Civic Fund Inc

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Baltimore Community Lending Inc funds: left to right is the share of its income from government, bottom to top the share from Baltimore Community Lending Inc. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 10%4%15%34%60%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    1get no government money at all
    1report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 73 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

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    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home